Compare Austin, PA Car Insurance Rates (2021)

Car insurance in Austin, PA averages $316 a month. Austin, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Austin car insurance rates, compare quotes from the top car insurance companies in Austin, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Austin is USAA
  • Average car insurance rates in Austin, PA after a DUI are $4,144/year
  • Average car insurance rates in Austin, PA are $3,786/year

If you need to buy Austin, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Austin, PA is right here.

You’ll find Austin car insurance rates, the cheapest Austin, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Austin, Pennsylvania car insurance rates to York car insurance rates, Bethlehem car insurance rates, and Scranton car insurance rates.

Ready to find affordable Austin, PA car insurance today? Enter your ZIP code for fast, free Austin car insurance quotes.

Cheapest Austin, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Austin, PA car insurance rates? Every Austin, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Austin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,262 $2,262 $2,063 $2,063 $7,136 $7,136 $2,513 $2,513
GEICO $1,694 $1,469 $1,571 $1,363 $4,092 $3,550 $1,725 $1,496
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,850 $1,850 $1,744 $1,744 $5,169 $5,169 $2,070 $2,070
Progressive $2,613 $2,613 $2,323 $2,323 $8,183 $8,183 $3,366 $3,366
State Farm $1,599 $1,599 $1,392 $1,392 $5,431 $5,431 $1,749 $1,749
Travelers $1,654 $1,654 $1,753 $1,753 $23,045 $23,045 $2,020 $2,020
USAA $1,170 $1,170 $1,051 $1,051 $3,437 $3,437 $1,564 $1,564

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Minimum Car Insurance in Austin, PA

Every driver must carry the minimum car insurance in Austin, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Austin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Austin, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Austin, PA. Compare credit history car insurance rates in Austin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Austin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,481 $3,321 $2,679
GEICO $3,172 $1,796 $1,392
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,180 $2,609 $2,335
Progressive $5,478 $3,822 $3,064
State Farm $3,621 $2,240 $1,767
Travelers $7,764 $6,991 $6,599
USAA $2,261 $1,675 $1,481

Cheapest Austin, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Austin, PA to rates for a clean record with top companies.

Annual Austin, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,351 $3,921 $3,351 $3,351
GEICO $1,565 $2,629 $2,112 $2,175
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,947 $2,601 $3,655 $2,629
Progressive $3,749 $5,126 $3,851 $3,759
State Farm $2,357 $2,728 $2,543 $2,543
Travelers $5,105 $7,191 $8,984 $7,191
USAA $1,457 $1,998 $2,139 $1,628

Cheapest Austin, PA Car Insurance for Teen Drivers

Teen car insurance in Austin, PA can be expensive. Take a look at rates from the top car insurance companies in Austin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Austin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,136 $7,136
GEICO $4,092 $3,550
Liberty Mutual $12,275 $12,275
Nationwide $5,169 $5,169
Progressive $8,183 $8,183
State Farm $5,431 $5,431
Travelers $23,045 $23,045
USAA $3,437 $3,437

Cheapest Austin, PA Car Insurance for Seniors

Take a look at Austin, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Austin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,063 $2,063
GEICO $1,571 $1,363
Liberty Mutual $3,801 $3,801
Nationwide $1,744 $1,744
Progressive $2,323 $2,323
State Farm $1,392 $1,392
Travelers $1,753 $1,753
USAA $1,051 $1,051

Cheapest Austin, PA Car Insurance Rates After a DUI

A DUI in Austin, PA increases car insurance rates. Compare Austin, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Austin, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,351
GEICO $2,112
Liberty Mutual $6,517
Nationwide $3,655
Progressive $3,851
State Farm $2,543
Travelers $8,984
USAA $2,139

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Cheapest Austin, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Austin, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Austin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,428 $3,559
GEICO $2,081 $2,159
Liberty Mutual $6,217 $6,547
Nationwide $2,708 $2,708
Progressive $4,121 $4,121
State Farm $2,468 $2,618
Travelers $7,118 $7,118
USAA $1,754 $1,857

The Best Cheap Car Insurance Companies in Austin, PA

Take a look at a side-by-side comparison of the top car insurance companies in Austin, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Austin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,494
GEICO $2,120
Liberty Mutual $6,382
Nationwide $2,708
Progressive $4,121
State Farm $2,543
Travelers $7,118
USAA $1,805

Category Winners: Cheapest Car Insurance in Austin, Pennsylvania

Find the cheapest car insurance companies in Austin, PA for each category right here.

Best Annual Car Insurance Rates by Company in Austin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Austin, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Austin car insurance rates. Find the cheapest Austin, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Austin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,363 $3,511 $3,607
GEICO $1,945 $2,136 $2,278
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,742 $2,737 $2,646
Progressive $3,845 $4,148 $4,371
State Farm $2,421 $2,567 $2,640
Travelers $7,334 $7,092 $6,928
USAA $1,696 $1,819 $1,901

What affects car insurance rates in Austin, Pennsylvania?

What factors can have an impact on Austin, PA car insurance? There are several reasons why Austin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Austin, Pennsylvania.

Commute Time in Austin

The more time you spend in your car the higher the risk of an accident. The average commute length in Austin, PA is 29.4 minutes according to City-Data.

Traffic in Austin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Austin, PA traffic data from INRIX ranks Austin as the 207th-most congested in the world.

Compare Car Insurance Quotes in Austin, PA

Ready to find affordable Austin, Pennsylvania car insurance today? Enter your ZIP code for fast, free Austin, PA car insurance quotes.

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