Compare Austinville, IA Car Insurance Rates (2021)

Car insurance in Austinville, IA averages $236 a month. Austinville, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Austinville car insurance rates, compare quotes from the top car insurance companies in Austinville, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Austinville is USAA
  • Average car insurance rates in Austinville, IA are $2,827/year
  • The cheapest car insurance company in Austinville for teen drivers is USAA

If you need to buy Austinville, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Austinville, IA is right here.

You’ll find Austinville car insurance rates, the cheapest Austinville, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Austinville, Iowa car insurance rates to West Des Moines car insurance rates, Davenport car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Austinville, IA car insurance today? Enter your ZIP code for fast, free Austinville car insurance quotes.

Cheapest Austinville, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Austinville, IA car insurance rates? Every Austinville, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Austinville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,478 $1,426 $1,221 $1,263 $3,582 $4,042 $1,778 $1,921
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Austinville, IA

Every driver must carry the minimum car insurance in Austinville, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Austinville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Austinville, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Austinville, IA. Compare credit history car insurance rates in Austinville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Austinville, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,724 $2,737 $2,301
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,472 $1,992 $1,802
State Farm $3,113 $1,926 $1,519
Travelers $5,267 $4,502 $4,292
USAA $2,504 $1,720 $1,490

Cheapest Austinville, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Austinville, IA to rates for a clean record with top companies.

Annual Austinville, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,682 $2,746 $1,823 $2,103
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Austinville, IA Car Insurance for Teen Drivers

Teen car insurance in Austinville, IA can be expensive. Take a look at rates from the top car insurance companies in Austinville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Austinville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,028 $7,049
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $3,582 $4,042
State Farm $3,825 $4,856
Travelers $9,378 $14,960
USAA $3,450 $3,663

Cheapest Austinville, IA Car Insurance for Seniors

Take a look at Austinville, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Austinville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,686 $1,686
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,221 $1,263
State Farm $1,254 $1,254
Travelers $2,049 $2,057
USAA $1,166 $1,188

Cheapest Austinville, IA Car Insurance Rates After a DUI

A DUI in Austinville, IA increases car insurance rates. Compare Austinville, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Austinville, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,006
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,961
Nationwide $3,597
Progressive $1,823
State Farm $2,186
Travelers $6,093
USAA $2,541

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Cheapest Austinville, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Austinville, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Austinville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,887 $2,955
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,089 $2,089
State Farm $2,133 $2,239
Travelers $4,687 $4,687
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Austinville, IA

Take a look at a side-by-side comparison of the top car insurance companies in Austinville, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Austinville, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,921
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,089
State Farm $2,186
Travelers $4,687
USAA $1,905

Category Winners: Cheapest Car Insurance in Austinville, Iowa

Find the cheapest car insurance companies in Austinville, IA for each category right here.

Best Annual Car Insurance Rates by Company in Austinville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Austinville, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Austinville car insurance rates. Find the cheapest Austinville, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Austinville, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,933 $3,084 $2,747
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $1,978 $2,097 $2,191
State Farm $2,083 $2,198 $2,277
Travelers $4,412 $4,758 $4,892
USAA $1,809 $1,911 $1,995

Compare Car Insurance Quotes in Austinville, IA

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Average Monthly Car Insurance Rates by State