Compare Ava, MO Car Insurance Rates (2021)

Car insurance in Ava, MO averages $273 a month. Ava, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ava car insurance rates, compare quotes from the top car insurance companies in Ava, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ava is Nationwide
  • Average car insurance rates in Ava, MO are $3,278/year
  • The cheapest car insurance company in Ava for teen drivers is Nationwide

If you need to buy Ava, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Ava, MO is right here.

You’ll find Ava car insurance rates, the cheapest Ava, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Ava, Missouri car insurance rates to St. Charles car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Ava, MO car insurance today? Enter your ZIP code for fast, free Ava car insurance quotes.

Cheapest Ava, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ava, MO car insurance rates? Every Ava, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ava, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,834 $2,632 $2,716 $8,114 $8,798 $2,805 $2,897
American Family $2,034 $2,034 $1,813 $1,813 $5,611 $7,283 $2,034 $2,375
Farmers $2,218 $2,214 $1,981 $2,096 $9,099 $9,425 $2,536 $2,662
GEICO $1,901 $2,131 $1,473 $1,882 $5,921 $6,282 $1,747 $1,765
Liberty Mutual $2,683 $2,908 $2,206 $2,471 $9,173 $10,183 $2,834 $3,032
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $2,078 $1,934 $1,695 $1,745 $6,761 $7,607 $2,536 $2,631
State Farm $1,778 $1,778 $1,583 $1,583 $5,076 $6,380 $1,998 $2,298
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

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Minimum Car Insurance in Ava, MO

Every driver must carry the minimum car insurance in Ava, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Ava, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ava, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ava, MO. Compare credit history car insurance rates in Ava from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ava, Missouri

Insurance Company Poor Fair Good
Allstate $5,818 $3,740 $3,088
American Family $4,077 $2,874 $2,422
Farmers $4,608 $3,833 $3,645
GEICO $3,988 $2,598 $2,078
Liberty Mutual $6,374 $3,880 $3,054
Nationwide $2,473 $2,045 $1,777
Progressive $3,913 $3,228 $2,978
State Farm $3,836 $2,517 $2,075
USAA $4,206 $1,968 $1,413

Cheapest Ava, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ava, MO to rates for a clean record with top companies.

Annual Ava, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,620 $4,083 $5,066 $4,093
American Family $2,322 $3,384 $4,133 $2,659
Farmers $3,492 $4,326 $4,232 $4,065
GEICO $2,256 $2,917 $3,931 $2,447
Liberty Mutual $3,224 $4,622 $4,772 $5,126
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,912 $3,921 $3,234 $3,427
State Farm $2,586 $3,033 $2,809 $2,809
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Ava, MO Car Insurance for Teen Drivers

Teen car insurance in Ava, MO can be expensive. Take a look at rates from the top car insurance companies in Ava for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ava, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,114 $8,798
American Family $5,611 $7,283
Farmers $9,099 $9,425
GEICO $5,921 $6,282
Liberty Mutual $9,173 $10,183
Nationwide $3,555 $4,537
Progressive $6,761 $7,607
State Farm $5,076 $6,380
USAA $4,603 $5,620

Cheapest Ava, MO Car Insurance for Seniors

Take a look at Ava, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ava, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,632 $2,716
American Family $1,813 $1,813
Farmers $1,981 $2,096
GEICO $1,473 $1,882
Liberty Mutual $2,206 $2,471
Nationwide $1,251 $1,321
Progressive $1,695 $1,745
State Farm $1,583 $1,583
USAA $1,404 $1,428

Cheapest Ava, MO Car Insurance Rates After a DUI

A DUI in Ava, MO increases car insurance rates. Compare Ava, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ava, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,066
American Family $4,133
Farmers $4,232
GEICO $3,931
Liberty Mutual $4,772
Nationwide $2,826
Progressive $3,234
State Farm $2,809
USAA $3,409

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Cheapest Ava, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ava, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ava, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,215 $4,215
American Family $3,094 $3,155
Farmers $4,029 $4,029
GEICO $2,832 $2,943
Liberty Mutual $4,436 $4,436
Nationwide $2,099 $2,099
Progressive $3,373 $3,373
State Farm $2,744 $2,875
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Ava, MO

Take a look at a side-by-side comparison of the top car insurance companies in Ava, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ava, Missouri

Insurance Company Average Annual Rates
Allstate $4,215
American Family $3,124
Farmers $4,029
GEICO $2,888
Liberty Mutual $4,436
Nationwide $2,099
Progressive $3,373
State Farm $2,809
USAA $2,529

Category Winners: Cheapest Car Insurance in Ava, Missouri

Find the cheapest car insurance companies in Ava, MO for each category right here.

Best Annual Car Insurance Rates by Company in Ava, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Ava, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ava car insurance rates. Find the cheapest Ava, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ava, Missouri

Insurance Company Low Medium High
Allstate $4,056 $4,206 $4,383
American Family $3,028 $3,223 $3,122
Farmers $3,775 $3,988 $4,323
GEICO $2,709 $2,908 $3,047
Liberty Mutual $4,206 $4,456 $4,646
Nationwide $1,970 $2,118 $2,208
Progressive $3,078 $3,379 $3,662
State Farm $2,662 $2,815 $2,950
USAA $2,414 $2,520 $2,654

What affects car insurance rates in Ava, Missouri?

What factors can have an impact on Ava, MO car insurance? There are several reasons why Ava car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ava, Missouri.

Commute Time in Ava

The more time you spend in your car the higher the risk of an accident. The average commute length in Ava, MO is 14.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ava, MO

Ready to find affordable Ava, Missouri car insurance today? Enter your ZIP code for fast, free Ava, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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