Compare Avenel, NJ Car Insurance Rates (2021)

Car insurance in Avenel, NJ averages $513 a month. Avenel, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Avenel car insurance rates, compare quotes from the top car insurance companies in Avenel, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Avenel, NJ are $6,160/year
  • The cheapest car insurance company in Avenel for teen drivers is GEICO
  • Average car insurance rates in Avenel, NJ after a DUI are $7,220/year

If you need to buy Avenel, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Avenel, NJ is right here.

You’ll find Avenel car insurance rates, the cheapest Avenel, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Avenel, New Jersey car insurance rates to Passaic car insurance rates, Clifton car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Avenel, NJ car insurance today? Enter your ZIP code for fast, free Avenel car insurance quotes.

Cheapest Avenel, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Avenel, NJ car insurance rates? Every Avenel, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Avenel, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,529 $3,511 $3,429 $3,429 $11,098 $13,511 $4,156 $4,261
Farmers $5,437 $5,485 $5,299 $5,167 $15,832 $18,189 $6,449 $6,521
GEICO $2,370 $2,337 $2,325 $2,325 $4,346 $4,304 $2,740 $2,647
Liberty Mutual $5,876 $5,876 $6,459 $6,459 $15,346 $17,423 $6,459 $7,427
Progressive $2,149 $1,987 $1,942 $1,994 $9,878 $10,866 $2,547 $2,438
State Farm $4,713 $4,713 $4,274 $4,274 $15,552 $19,959 $5,380 $6,011
Travelers $3,412 $3,311 $3,169 $3,195 $7,760 $8,787 $3,316 $3,283

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Minimum Car Insurance in Avenel, NJ

Every driver must carry the minimum car insurance in Avenel, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Avenel, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Avenel, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Avenel, NJ. Compare credit history car insurance rates in Avenel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Avenel, New Jersey

Insurance Company Poor Fair Good
Allstate $8,187 $5,265 $4,145
Farmers $10,233 $7,933 $7,476
GEICO $4,410 $2,532 $1,832
Liberty Mutual $11,325 $8,371 $7,051
Progressive $4,726 $4,131 $3,819
State Farm $11,742 $7,075 $5,512
Travelers $6,100 $4,454 $3,033

Cheapest Avenel, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Avenel, NJ to rates for a clean record with top companies.

Annual Avenel, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,325 $6,398 $5,349
Farmers $6,627 $11,245 $9,168 $7,150
GEICO $2,273 $2,991 $4,161 $2,273
Liberty Mutual $8,558 $9,810 $8,737 $8,558
Progressive $3,634 $4,883 $4,151 $4,233
State Farm $4,399 $8,025 $12,907 $7,107
Travelers $3,472 $5,173 $5,018 $4,454

Cheapest Avenel, NJ Car Insurance for Teen Drivers

Teen car insurance in Avenel, NJ can be expensive. Take a look at rates from the top car insurance companies in Avenel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Avenel, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,098 $13,511
Farmers $15,832 $18,189
GEICO $4,346 $4,304
Liberty Mutual $15,346 $17,423
Progressive $9,878 $10,866
State Farm $15,552 $19,959
Travelers $7,760 $8,787

Cheapest Avenel, NJ Car Insurance for Seniors

Take a look at Avenel, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Avenel, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,429 $3,429
Farmers $5,299 $5,167
GEICO $2,325 $2,325
Liberty Mutual $6,459 $6,459
Progressive $1,942 $1,994
State Farm $4,274 $4,274
Travelers $3,169 $3,195

Cheapest Avenel, NJ Car Insurance Rates After a DUI

A DUI in Avenel, NJ increases car insurance rates. Compare Avenel, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Avenel, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,398
Farmers $9,168
GEICO $4,161
Liberty Mutual $8,737
Progressive $4,151
State Farm $12,907
Travelers $5,018

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Cheapest Avenel, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Avenel, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Avenel, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,855 $5,877
Farmers $8,547 $8,547
GEICO $2,900 $2,949
Liberty Mutual $8,828 $9,003
Progressive $4,225 $4,225
State Farm $7,898 $8,321
Travelers $4,529 $4,529

The Best Cheap Car Insurance Companies in Avenel, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Avenel, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Avenel, New Jersey

Insurance Company Average Annual Rates
Allstate $5,866
Farmers $8,547
GEICO $2,924
Liberty Mutual $8,916
Progressive $4,225
State Farm $8,110
Travelers $4,529

Category Winners: Cheapest Car Insurance in Avenel, New Jersey

Find the cheapest car insurance companies in Avenel, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Avenel, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Avenel, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Avenel car insurance rates. Find the cheapest Avenel, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Avenel, New Jersey

Insurance Company Low Medium High
Allstate $5,403 $5,953 $6,241
Farmers $7,649 $8,486 $9,507
GEICO $2,589 $2,983 $3,201
Liberty Mutual $7,940 $9,193 $9,614
Progressive $3,791 $4,294 $4,591
State Farm $7,513 $8,219 $8,596
Travelers $4,113 $4,526 $4,949

What affects car insurance rates in Avenel, New Jersey?

What factors can have an impact on Avenel, NJ car insurance? There are several reasons why Avenel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Avenel, New Jersey.

Commute Time in Avenel

The more time you spend in your car the higher the risk of an accident. The average commute length in Avenel, NJ is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Avenel, NJ

Ready to find affordable Avenel, New Jersey car insurance today? Enter your ZIP code for fast, free Avenel, NJ car insurance quotes.

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