Compare Avoca, MI Car Insurance Rates (2021)

Car insurance in Avoca, MI averages $910 a month. Avoca, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Avoca car insurance rates, compare quotes from the top car insurance companies in Avoca, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Avoca, MI are $10,926/year
  • The cheapest car insurance company in Avoca is USAA
  • Average car insurance rates in Avoca, MI after a DUI are $18,257/year

If you need to buy Avoca, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Avoca, MI is right here.

You’ll find Avoca car insurance rates, the cheapest Avoca, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Avoca, Michigan car insurance rates to Grand Rapids car insurance rates, Lansing car insurance rates, and Troy car insurance rates.

Ready to find affordable Avoca, MI car insurance today? Enter your ZIP code for fast, free Avoca car insurance quotes.

Cheapest Avoca, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Avoca, MI car insurance rates? Every Avoca, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Avoca, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,361 $19,361 $18,048 $18,048 $47,195 $47,195 $20,381 $20,381
Farmers $4,353 $4,353 $4,050 $4,050 $9,936 $9,936 $4,896 $4,896
GEICO $4,263 $4,263 $4,354 $4,354 $11,877 $11,877 $4,070 $4,070
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,255 $5,255 $4,667 $4,667 $13,887 $13,887 $5,765 $5,765
Progressive $3,706 $3,405 $3,261 $3,693 $13,489 $14,222 $4,312 $3,899
State Farm $7,167 $7,167 $6,646 $6,646 $25,083 $25,083 $8,413 $8,413
Travelers $5,580 $5,580 $4,791 $4,791 $16,837 $16,837 $6,061 $6,061
USAA $2,720 $2,573 $2,558 $2,411 $6,739 $6,402 $3,321 $3,181

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Minimum Car Insurance in Avoca, MI

Every driver must carry the minimum car insurance in Avoca, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Avoca, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Avoca, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Avoca, MI. Compare credit history car insurance rates in Avoca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Avoca, Michigan

Insurance Company Poor Fair Good
Allstate $39,948 $22,058 $16,732
Farmers $7,587 $5,108 $4,731
GEICO $7,900 $5,804 $4,719
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,315 $6,967 $5,898
Progressive $7,251 $6,067 $5,428
State Farm $19,185 $9,706 $6,591
Travelers $8,523 $8,267 $8,163
USAA $5,600 $3,189 $2,425

Cheapest Avoca, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Avoca, MI to rates for a clean record with top companies.

Annual Avoca, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,698 $17,051 $57,412 $17,823
Farmers $4,882 $6,224 $6,135 $5,995
GEICO $2,151 $4,571 $13,857 $3,985
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,301 $8,472 $7,684 $7,117
Progressive $5,256 $6,983 $6,266 $6,489
State Farm $7,530 $9,025 $19,487 $11,267
Travelers $5,616 $8,033 $12,980 $6,641
USAA $3,004 $3,756 $4,918 $3,275

Cheapest Avoca, MI Car Insurance for Teen Drivers

Teen car insurance in Avoca, MI can be expensive. Take a look at rates from the top car insurance companies in Avoca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Avoca, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,195 $47,195
Farmers $9,936 $9,936
GEICO $11,877 $11,877
Liberty Mutual $39,803 $39,803
Nationwide $13,887 $13,887
Progressive $13,489 $14,222
State Farm $25,083 $25,083
Travelers $16,837 $16,837
USAA $6,739 $6,402

Cheapest Avoca, MI Car Insurance for Seniors

Take a look at Avoca, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Avoca, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,048 $18,048
Farmers $4,050 $4,050
GEICO $4,354 $4,354
Liberty Mutual $16,769 $16,769
Nationwide $4,667 $4,667
Progressive $3,261 $3,693
State Farm $6,646 $6,646
Travelers $4,791 $4,791
USAA $2,558 $2,411

Cheapest Avoca, MI Car Insurance Rates After a DUI

A DUI in Avoca, MI increases car insurance rates. Compare Avoca, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Avoca, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $57,412
Farmers $6,135
GEICO $13,857
Liberty Mutual $35,578
Nationwide $7,684
Progressive $6,266
State Farm $19,487
Travelers $12,980
USAA $4,918

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Cheapest Avoca, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Avoca, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Avoca, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,246 $26,246
Farmers $5,809 $5,809
GEICO $6,001 $6,281
Liberty Mutual $21,834 $23,389
Nationwide $7,393 $7,393
Progressive $6,249 $6,249
State Farm $11,508 $12,146
Travelers $8,270 $8,365
USAA $3,695 $3,781

The Best Cheap Car Insurance Companies in Avoca, MI

Take a look at a side-by-side comparison of the top car insurance companies in Avoca, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Avoca, Michigan

Insurance Company Average Annual Rates
Allstate $26,246
Farmers $5,809
GEICO $6,141
Liberty Mutual $22,611
Nationwide $7,393
Progressive $6,249
State Farm $11,827
Travelers $8,317
USAA $3,738

Category Winners: Cheapest Car Insurance in Avoca, Michigan

Find the cheapest car insurance companies in Avoca, MI for each category right here.

Best Annual Car Insurance Rates by Company in Avoca, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Avoca, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Avoca car insurance rates. Find the cheapest Avoca, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Avoca, Michigan

Insurance Company Low Medium High
Allstate $25,400 $26,321 $27,017
Farmers $5,656 $5,795 $5,975
GEICO $5,724 $6,085 $6,614
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,747 $7,266 $7,167
Progressive $6,058 $6,255 $6,433
State Farm $11,236 $11,900 $12,346
Travelers $8,230 $8,325 $8,397
USAA $3,631 $3,747 $3,837

Compare Car Insurance Quotes in Avoca, MI

Ready to find affordable Avoca, Michigan car insurance today? Enter your ZIP code for fast, free Avoca, MI car insurance quotes.

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