Compare Avondale, AZ Car Insurance Rates (2021)

Car insurance in Avondale, AZ averages $369 a month. Avondale, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Avondale car insurance rates, compare quotes from the top car insurance companies in Avondale, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Avondale, AZ are $4,422/year
  • The cheapest car insurance company in Avondale is GEICO
  • Average car insurance rates in Avondale, AZ after a DUI are $5,184/year

If you need to buy Avondale, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Avondale, AZ is right here.

You’ll find Avondale car insurance rates, the cheapest Avondale, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Avondale, Arizona car insurance rates to Scottsdale car insurance rates, Tempe car insurance rates, and Glendale car insurance rates.

Ready to find affordable Avondale, AZ car insurance today? Enter your ZIP code for fast, free Avondale car insurance quotes.

Cheapest Avondale, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Avondale, AZ car insurance rates? Every Avondale, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Avondale, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,244 $4,244 $4,134 $4,134 $9,096 $11,724 $4,732 $5,133
American Family $3,318 $3,318 $3,045 $3,045 $8,757 $11,438 $3,318 $3,890
Farmers $3,006 $3,000 $2,673 $2,844 $12,859 $13,330 $3,404 $3,525
GEICO $1,844 $2,057 $1,577 $2,024 $5,273 $5,524 $1,671 $1,628
Nationwide $2,821 $2,875 $2,516 $2,671 $7,006 $9,005 $3,259 $3,531
Progressive $2,284 $1,986 $2,047 $1,945 $9,337 $10,398 $2,440 $2,404
State Farm $3,640 $3,640 $3,222 $3,222 $11,282 $14,199 $3,916 $4,941
Travelers $2,218 $2,335 $2,056 $2,187 $6,497 $8,185 $2,350 $2,472
USAA $1,498 $1,507 $1,396 $1,420 $5,458 $6,315 $1,966 $2,125

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Minimum Car Insurance in Avondale, AZ

Every driver must carry the minimum car insurance in Avondale, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Avondale, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Avondale, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Avondale, AZ. Compare credit history car insurance rates in Avondale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Avondale, Arizona

Insurance Company Poor Fair Good
Allstate $7,571 $5,394 $4,826
American Family $6,310 $4,696 $4,043
Farmers $6,358 $5,322 $5,061
GEICO $3,717 $2,431 $1,951
Nationwide $5,081 $4,028 $3,522
Progressive $4,587 $3,998 $3,731
State Farm $11,066 $4,279 $2,678
Travelers $4,314 $3,510 $2,788
USAA $3,582 $2,487 $2,063

Cheapest Avondale, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Avondale, AZ to rates for a clean record with top companies.

Annual Avondale, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,753 $6,012 $6,804 $6,152
American Family $3,571 $5,455 $6,889 $4,148
Farmers $4,712 $6,081 $5,933 $5,594
GEICO $2,085 $2,834 $3,796 $2,085
Nationwide $3,550 $3,737 $5,573 $3,982
Progressive $3,616 $4,778 $3,818 $4,209
State Farm $5,466 $6,549 $6,008 $6,008
Travelers $2,826 $3,684 $4,116 $3,524
USAA $1,977 $2,820 $3,721 $2,325

Cheapest Avondale, AZ Car Insurance for Teen Drivers

Teen car insurance in Avondale, AZ can be expensive. Take a look at rates from the top car insurance companies in Avondale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Avondale, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,096 $11,724
American Family $8,757 $11,438
Farmers $12,859 $13,330
GEICO $5,273 $5,524
Nationwide $7,006 $9,005
Progressive $9,337 $10,398
State Farm $11,282 $14,199
Travelers $6,497 $8,185
USAA $5,458 $6,315

Cheapest Avondale, AZ Car Insurance for Seniors

Take a look at Avondale, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Avondale, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,134 $4,134
American Family $3,045 $3,045
Farmers $2,673 $2,844
GEICO $1,577 $2,024
Nationwide $2,516 $2,671
Progressive $2,047 $1,945
State Farm $3,222 $3,222
Travelers $2,056 $2,187
USAA $1,396 $1,420

Cheapest Avondale, AZ Car Insurance Rates After a DUI

A DUI in Avondale, AZ increases car insurance rates. Compare Avondale, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Avondale, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,804
American Family $6,889
Farmers $5,933
GEICO $3,796
Nationwide $5,573
Progressive $3,818
State Farm $6,008
Travelers $4,116
USAA $3,721

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Cheapest Avondale, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Avondale, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Avondale, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,930 $5,930
American Family $4,967 $5,065
Farmers $5,580 $5,580
GEICO $2,653 $2,746
Nationwide $4,211 $4,211
Progressive $4,105 $4,105
State Farm $5,854 $6,162
Travelers $3,538 $3,538
USAA $2,681 $2,740

Cheapest Avondale, AZ Car Insurance Rates by ZIP Code

Avondale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Avondale, AZ.

Annual Car Insurance Rates by ZIP Code in Avondale, Arizona

ZIP Code Average Annual Rates
85323 $4,261
85353 $4,589
85392 $4,291

The Best Cheap Car Insurance Companies in Avondale, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Avondale, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Avondale, Arizona

Insurance Company Average Annual Rates
Allstate $5,930
American Family $5,016
Farmers $5,580
GEICO $2,700
Nationwide $4,211
Progressive $4,105
State Farm $6,008
Travelers $3,538
USAA $2,711

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Category Winners: Cheapest Car Insurance in Avondale, Arizona

Find the cheapest car insurance companies in Avondale, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Avondale, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Avondale, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Avondale car insurance rates. Find the cheapest Avondale, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Avondale, Arizona

Insurance Company Low Medium High
Allstate $5,490 $5,969 $6,332
American Family $4,838 $5,176 $5,033
Farmers $4,788 $5,638 $6,314
GEICO $2,215 $2,743 $3,142
Nationwide $4,011 $4,257 $4,365
Progressive $3,548 $4,189 $4,579
State Farm $5,388 $6,125 $6,510
Travelers $3,141 $3,596 $3,875
USAA $2,522 $2,743 $2,868

What affects car insurance rates in Avondale, Arizona?

What factors can have an impact on Avondale, AZ car insurance? There are several reasons why Avondale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Avondale, Arizona.

Car Theft in Avondale

High levels of vehicle theft can make car insurance more expensive. Avondale, AZ car theft statistics from the FBI indicate 244 vehicle thefts a year.

Commute Time in Avondale

The more time you spend in your car the higher the risk of an accident. The average commute length in Avondale, AZ is 28.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Avondale, AZ

Ready to find affordable Avondale, Arizona car insurance today? Enter your ZIP code for fast, free Avondale, AZ car insurance quotes.

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Average Monthly Car Insurance Rates by State