Compare Ayden, NC Car Insurance Rates (2021)

Car insurance in Ayden, NC averages $295 a month. Ayden, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Ayden car insurance rates, compare quotes from the top car insurance companies in Ayden, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ayden, NC are $3,536/year
  • The cheapest car insurance company in Ayden for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Ayden is Liberty Mutual

If you need to buy Ayden, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Ayden, NC is right here.

You’ll find Ayden car insurance rates, the cheapest Ayden, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Ayden, North Carolina car insurance rates to High Point car insurance rates, Concord car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Ayden, NC car insurance today? Enter your ZIP code for fast, free Ayden car insurance quotes.

Cheapest Ayden, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ayden, NC car insurance rates? Every Ayden, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ayden, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,639 $5,639 $4,631 $4,631 $13,474 $13,474 $5,750 $5,750
GEICO $2,619 $2,570 $2,583 $2,537 $4,849 $4,807 $2,299 $2,286
Liberty Mutual $1,914 $1,914 $1,981 $1,981 $3,376 $3,376 $1,914 $1,914
Nationwide $2,607 $2,607 $2,607 $2,607 $4,405 $4,405 $2,607 $2,607
Progressive $1,946 $1,946 $1,779 $1,779 $4,379 $4,379 $2,152 $2,152
State Farm $2,730 $2,730 $2,361 $2,361 $4,027 $4,027 $3,375 $3,375
Travelers $2,781 $2,781 $2,759 $2,759 $4,694 $4,694 $2,854 $2,854

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Minimum Car Insurance in Ayden, NC

Every driver must carry the minimum car insurance in Ayden, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Ayden, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ayden, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ayden, NC. Compare credit history car insurance rates in Ayden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ayden, North Carolina

Insurance Company Poor Fair Good
Allstate $9,988 $6,461 $5,671
GEICO $3,318 $3,054 $2,834
Liberty Mutual $2,296 $2,296 $2,296
Nationwide $3,056 $3,056 $3,056
Progressive $2,873 $2,505 $2,315
State Farm $4,388 $2,804 $2,178
Travelers $3,511 $3,179 $3,125

Cheapest Ayden, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ayden, NC to rates for a clean record with top companies.

Annual Ayden, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,986 $7,032 $13,078 $5,396
GEICO $1,647 $2,442 $5,918 $2,268
Liberty Mutual $1,367 $1,757 $4,305 $1,757
Nationwide $1,796 $2,324 $5,782 $2,324
Progressive $1,218 $1,779 $5,537 $1,723
State Farm $1,676 $2,407 $6,002 $2,407
Travelers $1,909 $2,567 $6,108 $2,503

Cheapest Ayden, NC Car Insurance for Teen Drivers

Teen car insurance in Ayden, NC can be expensive. Take a look at rates from the top car insurance companies in Ayden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ayden, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,474 $13,474
GEICO $4,849 $4,807
Liberty Mutual $3,376 $3,376
Nationwide $4,405 $4,405
Progressive $4,379 $4,379
State Farm $4,027 $4,027
Travelers $4,694 $4,694

Cheapest Ayden, NC Car Insurance for Seniors

Take a look at Ayden, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ayden, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,631 $4,631
GEICO $2,583 $2,537
Liberty Mutual $1,981 $1,981
Nationwide $2,607 $2,607
Progressive $1,779 $1,779
State Farm $2,361 $2,361
Travelers $2,759 $2,759

Cheapest Ayden, NC Car Insurance Rates After a DUI

A DUI in Ayden, NC increases car insurance rates. Compare Ayden, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ayden, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,078
GEICO $5,918
Liberty Mutual $4,305
Nationwide $5,782
Progressive $5,537
State Farm $6,002
Travelers $6,108

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Cheapest Ayden, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ayden, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ayden, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,373 $7,373
GEICO $3,069 $3,069
Liberty Mutual $2,296 $2,296
Nationwide $3,056 $3,056
Progressive $2,564 $2,564
State Farm $3,106 $3,140
Travelers $3,272 $3,272

The Best Cheap Car Insurance Companies in Ayden, NC

Take a look at a side-by-side comparison of the top car insurance companies in Ayden, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ayden, North Carolina

Insurance Company Average Annual Rates
Allstate $7,373
GEICO $3,069
Liberty Mutual $2,296
Nationwide $3,056
Progressive $2,564
State Farm $3,123
Travelers $3,272

Category Winners: Cheapest Car Insurance in Ayden, North Carolina

Find the cheapest car insurance companies in Ayden, NC for each category right here.

Best Annual Car Insurance Rates by Company in Ayden, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Ayden, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ayden car insurance rates. Find the cheapest Ayden, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ayden, North Carolina

Insurance Company Low Medium High
Allstate $7,081 $7,342 $7,697
GEICO $2,921 $3,058 $3,227
Liberty Mutual $2,183 $2,282 $2,424
Nationwide $2,928 $3,041 $3,200
Progressive $2,432 $2,549 $2,711
State Farm $2,984 $3,107 $3,279
Travelers $3,130 $3,254 $3,431

What affects car insurance rates in Ayden, North Carolina?

What factors can have an impact on Ayden, NC car insurance? There are several reasons why Ayden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ayden, North Carolina.

Commute Time in Ayden

The more time you spend in your car the higher the risk of an accident. The average commute length in Ayden, NC is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Ayden, NC

Ready to find affordable Ayden, North Carolina car insurance today? Enter your ZIP code for fast, free Ayden, NC car insurance quotes.

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