Compare Babbitt, MN Car Insurance Rates (2021)

Car insurance in Babbitt, MN averages $387 a month. Babbitt, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Babbitt car insurance rates, compare quotes from the top car insurance companies in Babbitt, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Babbitt, MN are $4,642/year
  • Average car insurance rates in Babbitt, MN after a DUI are $6,292/year
  • The cheapest car insurance company in Babbitt for teen drivers is State Farm

If you need to buy Babbitt, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Babbitt, MN is right here.

You’ll find Babbitt car insurance rates, the cheapest Babbitt, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Babbitt, Minnesota car insurance rates to St. Cloud car insurance rates, Plymouth car insurance rates, and Duluth car insurance rates.

Ready to find affordable Babbitt, MN car insurance today? Enter your ZIP code for fast, free Babbitt car insurance quotes.

Cheapest Babbitt, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Babbitt, MN car insurance rates? Every Babbitt, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Babbitt, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,089 $2,952 $2,952 $7,026 $10,304 $3,738 $3,968
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $1,910 $1,911 $1,842 $1,945 $5,478 $5,560 $2,506 $2,488
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $2,065 $2,081 $1,834 $1,951 $5,172 $6,315 $2,412 $2,513
State Farm $1,581 $1,581 $1,392 $1,392 $3,278 $4,066 $1,837 $1,516
USAA $2,010 $2,008 $1,822 $1,834 $5,316 $5,862 $2,640 $2,828

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Minimum Car Insurance in Babbitt, MN

Every driver must carry the minimum car insurance in Babbitt, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Babbitt, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Babbitt, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Babbitt, MN. Compare credit history car insurance rates in Babbitt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Babbitt, Minnesota

Insurance Company Poor Fair Good
Allstate $6,825 $3,680 $3,413
American Family $4,836 $3,208 $2,579
Farmers $3,669 $2,685 $2,511
GEICO $4,627 $3,778 $3,150
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,626 $2,915 $2,588
State Farm $3,032 $1,855 $1,354
USAA $4,803 $2,316 $2,001

Cheapest Babbitt, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Babbitt, MN to rates for a clean record with top companies.

Annual Babbitt, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,888 $5,856 $4,412
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,532 $3,176 $3,224 $2,888
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,403 $3,208 $3,701 $2,859
State Farm $1,926 $2,235 $2,080 $2,080
USAA $2,257 $2,866 $4,348 $2,690

Cheapest Babbitt, MN Car Insurance for Teen Drivers

Teen car insurance in Babbitt, MN can be expensive. Take a look at rates from the top car insurance companies in Babbitt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Babbitt, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $10,304
American Family $6,116 $8,865
Farmers $5,478 $5,560
GEICO $5,955 $7,614
Liberty Mutual $19,567 $29,451
Nationwide $5,172 $6,315
State Farm $3,278 $4,066
USAA $5,316 $5,862

Cheapest Babbitt, MN Car Insurance for Seniors

Take a look at Babbitt, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Babbitt, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $2,952
American Family $2,037 $2,037
Farmers $1,842 $1,945
GEICO $2,860 $2,780
Liberty Mutual $9,759 $9,759
Nationwide $1,834 $1,951
State Farm $1,392 $1,392
USAA $1,822 $1,834

Cheapest Babbitt, MN Car Insurance Rates After a DUI

A DUI in Babbitt, MN increases car insurance rates. Compare Babbitt, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Babbitt, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
American Family $4,805
Farmers $3,224
GEICO $6,102
Liberty Mutual $20,218
Nationwide $3,701
State Farm $2,080
USAA $4,348

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Cheapest Babbitt, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Babbitt, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Babbitt, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,640 $4,640
American Family $3,500 $3,583
Farmers $2,955 $2,955
GEICO $3,803 $3,901
Liberty Mutual $13,572 $14,403
Nationwide $3,043 $3,043
State Farm $2,027 $2,134
USAA $3,000 $3,080

The Best Cheap Car Insurance Companies in Babbitt, MN

Take a look at a side-by-side comparison of the top car insurance companies in Babbitt, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Babbitt, Minnesota

Insurance Company Average Annual Rates
Allstate $4,640
American Family $3,541
Farmers $2,955
GEICO $3,852
Liberty Mutual $13,987
Nationwide $3,043
State Farm $2,080
USAA $3,040

Category Winners: Cheapest Car Insurance in Babbitt, Minnesota

Find the cheapest car insurance companies in Babbitt, MN for each category right here.

Best Annual Car Insurance Rates by Company in Babbitt, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Babbitt, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Babbitt car insurance rates. Find the cheapest Babbitt, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Babbitt, Minnesota

Insurance Company Low Medium High
Allstate $4,579 $4,637 $4,704
American Family $3,535 $3,639 $3,450
Farmers $2,849 $2,968 $3,048
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,896 $3,060 $3,172
State Farm $2,013 $2,085 $2,142
USAA $2,956 $3,038 $3,127

What affects car insurance rates in Babbitt, Minnesota?

What factors can have an impact on Babbitt, MN car insurance? There are several reasons why Babbitt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Babbitt, Minnesota.

Commute Time in Babbitt

The more time you spend in your car the higher the risk of an accident. The average commute length in Babbitt, MN is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Babbitt, MN

Ready to find affordable Babbitt, Minnesota car insurance today? Enter your ZIP code for fast, free Babbitt, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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