Compare Bad Axe, MI Car Insurance Rates (2021)

Car insurance in Bad Axe, MI averages $821 a month. Bad Axe, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bad Axe car insurance rates, compare quotes from the top car insurance companies in Bad Axe, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bad Axe for teen drivers is USAA
  • Average car insurance rates in Bad Axe, MI are $9,855/year
  • Average car insurance rates in Bad Axe, MI after a DUI are $16,278/year

If you need to buy Bad Axe, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bad Axe, MI is right here.

You’ll find Bad Axe car insurance rates, the cheapest Bad Axe, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bad Axe, Michigan car insurance rates to Lansing car insurance rates, Detroit car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Bad Axe, MI car insurance today? Enter your ZIP code for fast, free Bad Axe car insurance quotes.

Cheapest Bad Axe, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bad Axe, MI car insurance rates? Every Bad Axe, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bad Axe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,489 $4,489 $4,192 $4,192 $9,682 $9,682 $5,029 $5,029
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,027 $2,818 $2,665 $2,989 $10,559 $11,163 $3,520 $3,237
State Farm $6,353 $6,353 $5,846 $5,846 $21,515 $21,515 $7,431 $7,431
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

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Minimum Car Insurance in Bad Axe, MI

Every driver must carry the minimum car insurance in Bad Axe, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Bad Axe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bad Axe, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bad Axe, MI. Compare credit history car insurance rates in Bad Axe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bad Axe, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,791 $5,076 $4,676
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $5,799 $4,846 $4,347
State Farm $16,666 $8,447 $5,746
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Cheapest Bad Axe, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bad Axe, MI to rates for a clean record with top companies.

Annual Bad Axe, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,928 $6,253 $6,183 $6,028
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,228 $5,555 $5,014 $5,193
State Farm $6,704 $7,950 $16,671 $9,819
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheapest Bad Axe, MI Car Insurance for Teen Drivers

Teen car insurance in Bad Axe, MI can be expensive. Take a look at rates from the top car insurance companies in Bad Axe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bad Axe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,682 $9,682
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $10,559 $11,163
State Farm $21,515 $21,515
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheapest Bad Axe, MI Car Insurance for Seniors

Take a look at Bad Axe, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bad Axe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,192 $4,192
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,665 $2,989
State Farm $5,846 $5,846
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheapest Bad Axe, MI Car Insurance Rates After a DUI

A DUI in Bad Axe, MI increases car insurance rates. Compare Bad Axe, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bad Axe, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,183
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,014
State Farm $16,671
Travelers $12,473
USAA $4,685

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Cheapest Bad Axe, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bad Axe, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bad Axe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,848 $5,848
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $4,997 $4,997
State Farm $10,010 $10,562
Travelers $7,961 $8,053
USAA $3,523 $3,606

The Best Cheap Car Insurance Companies in Bad Axe, MI

Take a look at a side-by-side comparison of the top car insurance companies in Bad Axe, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bad Axe, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,848
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $4,997
State Farm $10,286
Travelers $8,007
USAA $3,565

Category Winners: Cheapest Car Insurance in Bad Axe, Michigan

Find the cheapest car insurance companies in Bad Axe, MI for each category right here.

Best Annual Car Insurance Rates by Company in Bad Axe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bad Axe, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bad Axe car insurance rates. Find the cheapest Bad Axe, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bad Axe, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,692 $5,833 $6,019
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $4,843 $5,004 $5,146
State Farm $9,797 $10,346 $10,715
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

What affects car insurance rates in Bad Axe, Michigan?

What factors can have an impact on Bad Axe, MI car insurance? There are several reasons why Bad Axe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bad Axe, Michigan.

Car Theft in Bad Axe

High levels of vehicle theft can make car insurance more expensive. Bad Axe, MI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Bad Axe

The more time you spend in your car the higher the risk of an accident. The average commute length in Bad Axe, MI is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Bad Axe, MI

Ready to find affordable Bad Axe, Michigan car insurance today? Enter your ZIP code for fast, free Bad Axe, MI car insurance quotes.

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