Compare Badger, IA Car Insurance Rates (2021)

Car insurance in Badger, IA averages $246 a month. Badger, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Badger car insurance rates, compare quotes from the top car insurance companies in Badger, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Badger is USAA
  • Average car insurance rates in Badger, IA after a DUI are $3,564/year
  • Average car insurance rates in Badger, IA are $2,954/year

If you need to buy Badger, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Badger, IA is right here.

You’ll find Badger car insurance rates, the cheapest Badger, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Badger, Iowa car insurance rates to Iowa City car insurance rates, Davenport car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Badger, IA car insurance today? Enter your ZIP code for fast, free Badger car insurance quotes.

Cheapest Badger, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Badger, IA car insurance rates? Every Badger, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Badger, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,978 $1,882 $1,774 $1,801 $6,048 $6,859 $2,127 $2,178
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,620 $1,556 $1,335 $1,388 $4,022 $4,537 $1,947 $2,106
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

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Minimum Car Insurance in Badger, IA

Every driver must carry the minimum car insurance in Badger, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Badger, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Badger, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Badger, IA. Compare credit history car insurance rates in Badger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Badger, Iowa

Insurance Company Poor Fair Good
Allstate $3,681 $2,925 $2,636
American Family $3,968 $2,914 $2,450
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,730 $2,209 $2,002
State Farm $3,157 $1,953 $1,541
Travelers $6,311 $5,388 $5,133
USAA $2,307 $1,584 $1,372

Cheapest Badger, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Badger, IA to rates for a clean record with top companies.

Annual Badger, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,167 $3,646 $2,921
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,859 $3,052 $2,017 $2,327
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,342 $1,799 $2,337 $1,540

Cheapest Badger, IA Car Insurance for Teen Drivers

Teen car insurance in Badger, IA can be expensive. Take a look at rates from the top car insurance companies in Badger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Badger, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,048 $6,859
American Family $5,350 $7,510
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,022 $4,537
State Farm $3,891 $4,937
Travelers $11,220 $17,916
USAA $3,143 $3,342

Cheapest Badger, IA Car Insurance for Seniors

Take a look at Badger, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Badger, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,801
American Family $1,794 $1,794
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,335 $1,388
State Farm $1,269 $1,269
Travelers $2,452 $2,459
USAA $1,084 $1,108

Cheapest Badger, IA Car Insurance Rates After a DUI

A DUI in Badger, IA increases car insurance rates. Compare Badger, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Badger, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,646
American Family $4,270
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,017
State Farm $2,217
Travelers $7,302
USAA $2,337

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Cheapest Badger, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Badger, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Badger, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,155
American Family $3,074 $3,147
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,314 $2,314
State Farm $2,164 $2,270
Travelers $5,611 $5,611
USAA $1,691 $1,818

The Best Cheap Car Insurance Companies in Badger, IA

Take a look at a side-by-side comparison of the top car insurance companies in Badger, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Badger, Iowa

Insurance Company Average Annual Rates
Allstate $3,081
American Family $3,111
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,314
State Farm $2,217
Travelers $5,611
USAA $1,755

Category Winners: Cheapest Car Insurance in Badger, Iowa

Find the cheapest car insurance companies in Badger, IA for each category right here.

Best Annual Car Insurance Rates by Company in Badger, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Badger, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Badger car insurance rates. Find the cheapest Badger, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Badger, Iowa

Insurance Company Low Medium High
Allstate $2,950 $3,086 $3,207
American Family $3,123 $3,284 $2,925
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,181 $2,322 $2,439
State Farm $2,111 $2,229 $2,311
Travelers $5,271 $5,696 $5,865
USAA $1,660 $1,760 $1,843

What affects car insurance rates in Badger, Iowa?

What factors can have an impact on Badger, IA car insurance? There are several reasons why Badger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Badger, Iowa.

Commute Time in Badger

The more time you spend in your car the higher the risk of an accident. The average commute length in Badger, IA is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Badger, IA

Ready to find affordable Badger, Iowa car insurance today? Enter your ZIP code for fast, free Badger, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State