Compare Badger, MN Car Insurance Rates (2021)

Car insurance in Badger, MN averages $366 a month. Badger, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Badger car insurance rates, compare quotes from the top car insurance companies in Badger, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Badger for teen drivers is State Farm
  • Average car insurance rates in Badger, MN are $4,386/year
  • The cheapest car insurance company in Badger is State Farm

If you need to buy Badger, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Badger, MN is right here.

You’ll find Badger car insurance rates, the cheapest Badger, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Badger, Minnesota car insurance rates to Woodbury car insurance rates, Duluth car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Badger, MN car insurance today? Enter your ZIP code for fast, free Badger car insurance quotes.

Cheapest Badger, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Badger, MN car insurance rates? Every Badger, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Badger, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $2,027 $2,024 $1,956 $2,061 $5,708 $5,740 $2,643 $2,593
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,909 $1,932 $1,694 $1,808 $4,713 $5,778 $2,221 $2,325
State Farm $1,475 $1,475 $1,297 $1,297 $3,058 $3,810 $1,716 $1,413
USAA $1,931 $1,933 $1,747 $1,764 $5,057 $5,589 $2,537 $2,724

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Minimum Car Insurance in Badger, MN

Every driver must carry the minimum car insurance in Badger, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Badger, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Badger, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Badger, MN. Compare credit history car insurance rates in Badger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Badger, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,721 $3,177 $2,569
Farmers $3,869 $2,798 $2,615
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,328 $2,680 $2,385
State Farm $2,832 $1,732 $1,263
USAA $4,610 $2,213 $1,908

Cheapest Badger, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Badger, MN to rates for a clean record with top companies.

Annual Badger, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,645 $3,337 $3,385 $3,008
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,209 $2,949 $3,403 $2,629
State Farm $1,800 $2,085 $1,942 $1,942
USAA $2,163 $2,741 $4,159 $2,578

Cheapest Badger, MN Car Insurance for Teen Drivers

Teen car insurance in Badger, MN can be expensive. Take a look at rates from the top car insurance companies in Badger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Badger, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,985 $8,739
Farmers $5,708 $5,740
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,713 $5,778
State Farm $3,058 $3,810
USAA $5,057 $5,589

Cheapest Badger, MN Car Insurance for Seniors

Take a look at Badger, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Badger, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $2,008 $2,008
Farmers $1,956 $2,061
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,694 $1,808
State Farm $1,297 $1,297
USAA $1,747 $1,764

Cheapest Badger, MN Car Insurance Rates After a DUI

A DUI in Badger, MN increases car insurance rates. Compare Badger, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Badger, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,730
Farmers $3,385
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,403
State Farm $1,942
USAA $4,159

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Cheapest Badger, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Badger, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Badger, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,448 $3,530
Farmers $3,094 $3,094
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,798 $2,798
State Farm $1,892 $1,992
USAA $2,872 $2,948

The Best Cheap Car Insurance Companies in Badger, MN

Take a look at a side-by-side comparison of the top car insurance companies in Badger, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Badger, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,489
Farmers $3,094
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,798
State Farm $1,942
USAA $2,910

Category Winners: Cheapest Car Insurance in Badger, Minnesota

Find the cheapest car insurance companies in Badger, MN for each category right here.

Best Annual Car Insurance Rates by Company in Badger, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Badger, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Badger car insurance rates. Find the cheapest Badger, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Badger, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,488 $3,587 $3,393
Farmers $2,979 $3,105 $3,197
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,660 $2,815 $2,917
State Farm $1,876 $1,947 $2,004
USAA $2,832 $2,908 $2,991

What affects car insurance rates in Badger, Minnesota?

What factors can have an impact on Badger, MN car insurance? There are several reasons why Badger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Badger, Minnesota.

Commute Time in Badger

The more time you spend in your car the higher the risk of an accident. The average commute length in Badger, MN is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Badger, MN

Ready to find affordable Badger, Minnesota car insurance today? Enter your ZIP code for fast, free Badger, MN car insurance quotes.

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