Compare Bagdad, KY Car Insurance Rates (2021)

Car insurance in Bagdad, KY averages $360 a month. Bagdad, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bagdad car insurance rates, compare quotes from the top car insurance companies in Bagdad, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bagdad is USAA
  • The cheapest car insurance company in Bagdad for teen drivers is USAA
  • Average car insurance rates in Bagdad, KY are $4,318/year

If you need to buy Bagdad, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bagdad, KY is right here.

You’ll find Bagdad car insurance rates, the cheapest Bagdad, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bagdad, Kentucky car insurance rates to Nicholasville car insurance rates, Covington car insurance rates, and Henderson car insurance rates.

Ready to find affordable Bagdad, KY car insurance today? Enter your ZIP code for fast, free Bagdad car insurance quotes.

Cheapest Bagdad, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bagdad, KY car insurance rates? Every Bagdad, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bagdad, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,258 $3,220 $2,943 $3,142 $12,317 $13,863 $3,605 $3,807
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,546 $2,757 $2,157 $2,410 $10,762 $11,921 $2,663 $2,775
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,073 $1,972 $1,859 $1,866 $10,100 $11,435 $2,571 $2,637
State Farm $1,914 $1,914 $1,708 $1,708 $5,727 $7,263 $2,138 $2,389
Travelers $2,277 $2,317 $2,240 $2,244 $11,032 $17,735 $2,380 $2,743
USAA $1,779 $1,781 $1,611 $1,636 $4,749 $5,000 $2,242 $2,453

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Minimum Car Insurance in Bagdad, KY

Every driver must carry the minimum car insurance in Bagdad, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bagdad, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bagdad, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bagdad, KY. Compare credit history car insurance rates in Bagdad from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bagdad, Kentucky

Insurance Company Poor Fair Good
Allstate $7,625 $5,282 $4,401
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,777 $4,175 $3,295
Nationwide $5,472 $4,319 $3,755
Progressive $4,815 $4,205 $3,923
State Farm $4,484 $2,700 $2,102
Travelers $5,989 $5,071 $5,053
USAA $3,939 $2,218 $1,811

Cheapest Bagdad, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bagdad, KY to rates for a clean record with top companies.

Annual Bagdad, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,770 $6,245 $6,671 $5,391
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $3,961 $6,090 $4,736 $4,208
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,570 $5,277 $4,073 $4,337
State Farm $2,829 $3,362 $3,095 $3,095
Travelers $4,682 $4,816 $6,965 $5,020
USAA $2,003 $2,830 $3,380 $2,413

Cheapest Bagdad, KY Car Insurance for Teen Drivers

Teen car insurance in Bagdad, KY can be expensive. Take a look at rates from the top car insurance companies in Bagdad for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bagdad, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,317 $13,863
GEICO $6,749 $7,991
Liberty Mutual $10,762 $11,921
Nationwide $7,284 $9,099
Progressive $10,100 $11,435
State Farm $5,727 $7,263
Travelers $11,032 $17,735
USAA $4,749 $5,000

Cheapest Bagdad, KY Car Insurance for Seniors

Take a look at Bagdad, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bagdad, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,943 $3,142
GEICO $3,436 $3,112
Liberty Mutual $2,157 $2,410
Nationwide $2,882 $3,013
Progressive $1,859 $1,866
State Farm $1,708 $1,708
Travelers $2,240 $2,244
USAA $1,611 $1,636

Cheapest Bagdad, KY Car Insurance Rates After a DUI

A DUI in Bagdad, KY increases car insurance rates. Compare Bagdad, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bagdad, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,671
GEICO $6,581
Liberty Mutual $4,736
Nationwide $5,874
Progressive $4,073
State Farm $3,095
Travelers $6,965
USAA $3,380

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Cheapest Bagdad, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bagdad, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bagdad, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,769 $5,769
GEICO $4,038 $4,114
Liberty Mutual $4,749 $4,749
Nationwide $4,515 $4,515
Progressive $4,314 $4,314
State Farm $3,019 $3,172
Travelers $5,371 $5,371
USAA $2,557 $2,755

The Best Cheap Car Insurance Companies in Bagdad, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bagdad, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bagdad, Kentucky

Insurance Company Average Annual Rates
Allstate $5,769
GEICO $4,076
Liberty Mutual $4,749
Nationwide $4,515
Progressive $4,314
State Farm $3,095
Travelers $5,371
USAA $2,656

Category Winners: Cheapest Car Insurance in Bagdad, Kentucky

Find the cheapest car insurance companies in Bagdad, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bagdad, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bagdad, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bagdad car insurance rates. Find the cheapest Bagdad, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bagdad, Kentucky

Insurance Company Low Medium High
Allstate $5,384 $5,748 $6,176
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,520 $4,720 $5,007
Nationwide $4,558 $4,470 $4,518
Progressive $4,008 $4,270 $4,665
State Farm $2,918 $3,095 $3,273
Travelers $5,090 $5,394 $5,629
USAA $2,526 $2,650 $2,792

Compare Car Insurance Quotes in Bagdad, KY

Ready to find affordable Bagdad, Kentucky car insurance today? Enter your ZIP code for fast, free Bagdad, KY car insurance quotes.

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