Compare Bagley, IA Car Insurance Rates (2021)

Car insurance in Bagley, IA averages $249 a month. Bagley, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Bagley car insurance rates, compare quotes from the top car insurance companies in Bagley, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bagley, IA after a DUI are $3,606/year
  • Average car insurance rates in Bagley, IA are $2,987/year
  • The cheapest car insurance company in Bagley for teen drivers is USAA

If you need to buy Bagley, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Bagley, IA is right here.

You’ll find Bagley car insurance rates, the cheapest Bagley, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Bagley, Iowa car insurance rates to Waterloo car insurance rates, Ames car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Bagley, IA car insurance today? Enter your ZIP code for fast, free Bagley car insurance quotes.

Cheapest Bagley, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bagley, IA car insurance rates? Every Bagley, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bagley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,736 $1,666 $1,430 $1,488 $4,351 $4,910 $2,086 $2,259
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,405 $2,453 $2,343 $2,347 $10,718 $17,057 $2,504 $2,955
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

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Minimum Car Insurance in Bagley, IA

Every driver must carry the minimum car insurance in Bagley, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Bagley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bagley, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bagley, IA. Compare credit history car insurance rates in Bagley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bagley, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $4,174 $3,066 $2,573
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $2,935 $2,379 $2,158
State Farm $3,157 $1,953 $1,541
Travelers $6,013 $5,136 $4,894
USAA $2,406 $1,649 $1,427

Cheapest Bagley, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bagley, IA to rates for a clean record with top companies.

Annual Bagley, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $1,999 $3,291 $2,171 $2,503
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,892 $5,197 $6,964 $5,338
USAA $1,399 $1,873 $2,435 $1,604

Cheapest Bagley, IA Car Insurance for Teen Drivers

Teen car insurance in Bagley, IA can be expensive. Take a look at rates from the top car insurance companies in Bagley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bagley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $5,602 $7,889
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,351 $4,910
State Farm $3,891 $4,937
Travelers $10,718 $17,057
USAA $3,264 $3,477

Cheapest Bagley, IA Car Insurance for Seniors

Take a look at Bagley, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bagley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,889 $1,889
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,430 $1,488
State Farm $1,269 $1,269
Travelers $2,343 $2,347
USAA $1,127 $1,155

Cheapest Bagley, IA Car Insurance Rates After a DUI

A DUI in Bagley, IA increases car insurance rates. Compare Bagley, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bagley, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,443
American Family $4,494
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,171
State Farm $2,217
Travelers $6,964
USAA $2,435

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Cheapest Bagley, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bagley, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bagley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $3,233 $3,309
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,491 $2,491
State Farm $2,164 $2,270
Travelers $5,348 $5,348
USAA $1,761 $1,894

The Best Cheap Car Insurance Companies in Bagley, IA

Take a look at a side-by-side comparison of the top car insurance companies in Bagley, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bagley, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $3,271
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,491
State Farm $2,217
Travelers $5,348
USAA $1,828

Category Winners: Cheapest Car Insurance in Bagley, Iowa

Find the cheapest car insurance companies in Bagley, IA for each category right here.

Best Annual Car Insurance Rates by Company in Bagley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Bagley, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bagley car insurance rates. Find the cheapest Bagley, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bagley, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $3,298 $3,452 $3,063
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,339 $2,498 $2,636
State Farm $2,111 $2,229 $2,311
Travelers $5,037 $5,428 $5,578
USAA $1,735 $1,833 $1,915

What affects car insurance rates in Bagley, Iowa?

What factors can have an impact on Bagley, IA car insurance? There are several reasons why Bagley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bagley, Iowa.

Commute Time in Bagley

The more time you spend in your car the higher the risk of an accident. The average commute length in Bagley, IA is 43.0 minutes according to City-Data.

Compare Car Insurance Quotes in Bagley, IA

Ready to find affordable Bagley, Iowa car insurance today? Enter your ZIP code for fast, free Bagley, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State