Compare Bailey, MI Car Insurance Rates (2021)

Car insurance in Bailey, MI averages $782 a month. Bailey, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bailey car insurance rates, compare quotes from the top car insurance companies in Bailey, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bailey for teen drivers is USAA
  • The cheapest car insurance company in Bailey is USAA
  • Average car insurance rates in Bailey, MI after a DUI are $15,713/year

If you need to buy Bailey, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bailey, MI is right here.

You’ll find Bailey car insurance rates, the cheapest Bailey, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bailey, Michigan car insurance rates to Flint car insurance rates, Warren car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Bailey, MI car insurance today? Enter your ZIP code for fast, free Bailey car insurance quotes.

Cheapest Bailey, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bailey, MI car insurance rates? Every Bailey, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bailey, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,862 $16,862 $15,661 $15,661 $41,848 $41,848 $17,765 $17,765
Farmers $3,736 $3,736 $3,484 $3,484 $8,513 $8,513 $4,203 $4,203
GEICO $3,499 $3,499 $3,592 $3,592 $10,348 $10,348 $3,357 $3,357
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,836 $4,836 $4,292 $4,292 $12,987 $12,987 $5,315 $5,315
Progressive $2,797 $2,627 $2,479 $2,727 $10,553 $11,400 $3,268 $3,092
State Farm $6,786 $6,786 $6,306 $6,306 $24,000 $24,000 $7,976 $7,976
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

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Minimum Car Insurance in Bailey, MI

Every driver must carry the minimum car insurance in Bailey, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Bailey, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bailey, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bailey, MI. Compare credit history car insurance rates in Bailey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bailey, Michigan

Insurance Company Poor Fair Good
Allstate $34,981 $19,344 $14,777
Farmers $6,515 $4,381 $4,056
GEICO $6,679 $4,915 $4,003
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $8,606 $6,474 $5,492
Progressive $5,578 $4,730 $4,296
State Farm $18,272 $9,247 $6,282
Travelers $6,813 $6,608 $6,525
USAA $5,477 $3,123 $2,370

Cheapest Bailey, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bailey, MI to rates for a clean record with top companies.

Annual Bailey, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,215 $14,990 $50,237 $15,695
Farmers $4,188 $5,339 $5,265 $5,144
GEICO $1,800 $3,873 $11,756 $3,368
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $5,857 $7,850 $7,120 $6,603
Progressive $4,153 $5,411 $4,861 $5,047
State Farm $7,112 $8,557 $18,673 $10,725
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,942 $3,674 $4,806 $3,206

Cheapest Bailey, MI Car Insurance for Teen Drivers

Teen car insurance in Bailey, MI can be expensive. Take a look at rates from the top car insurance companies in Bailey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bailey, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,848 $41,848
Farmers $8,513 $8,513
GEICO $10,348 $10,348
Liberty Mutual $31,589 $31,589
Nationwide $12,987 $12,987
Progressive $10,553 $11,400
State Farm $24,000 $24,000
Travelers $13,395 $13,395
USAA $6,546 $6,195

Cheapest Bailey, MI Car Insurance for Seniors

Take a look at Bailey, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bailey, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,661 $15,661
Farmers $3,484 $3,484
GEICO $3,592 $3,592
Liberty Mutual $13,368 $13,368
Nationwide $4,292 $4,292
Progressive $2,479 $2,727
State Farm $6,306 $6,306
Travelers $3,858 $3,858
USAA $2,526 $2,379

Cheapest Bailey, MI Car Insurance Rates After a DUI

A DUI in Bailey, MI increases car insurance rates. Compare Bailey, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bailey, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $50,237
Farmers $5,265
GEICO $11,756
Liberty Mutual $28,365
Nationwide $7,120
Progressive $4,861
State Farm $18,673
Travelers $10,331
USAA $4,806

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Cheapest Bailey, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bailey, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bailey, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,034 $23,034
Farmers $4,984 $4,984
GEICO $5,084 $5,314
Liberty Mutual $17,375 $18,605
Nationwide $6,857 $6,857
Progressive $4,868 $4,868
State Farm $10,966 $11,568
Travelers $6,611 $6,686
USAA $3,615 $3,699

The Best Cheap Car Insurance Companies in Bailey, MI

Take a look at a side-by-side comparison of the top car insurance companies in Bailey, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bailey, Michigan

Insurance Company Average Annual Rates
Allstate $23,034
Farmers $4,984
GEICO $5,199
Liberty Mutual $17,990
Nationwide $6,857
Progressive $4,868
State Farm $11,267
Travelers $6,649
USAA $3,657

Category Winners: Cheapest Car Insurance in Bailey, Michigan

Find the cheapest car insurance companies in Bailey, MI for each category right here.

Best Annual Car Insurance Rates by Company in Bailey, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bailey, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bailey car insurance rates. Find the cheapest Bailey, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bailey, Michigan

Insurance Company Low Medium High
Allstate $22,420 $23,089 $23,594
Farmers $4,857 $4,973 $5,121
GEICO $4,870 $5,155 $5,573
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $7,196 $6,736 $6,640
Progressive $4,718 $4,875 $5,011
State Farm $10,712 $11,335 $11,753
Travelers $6,575 $6,656 $6,715
USAA $3,557 $3,665 $3,748

Compare Car Insurance Quotes in Bailey, MI

Ready to find affordable Bailey, Michigan car insurance today? Enter your ZIP code for fast, free Bailey, MI car insurance quotes.

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