Compare Bailey, TX Car Insurance Rates (2021)

Car insurance in Bailey, TX averages $289 a month. Bailey, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bailey car insurance rates, compare quotes from the top car insurance companies in Bailey, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bailey, TX are $3,469/year
  • The cheapest car insurance company in Bailey for teen drivers is USAA
  • Average car insurance rates in Bailey, TX after a DUI are $3,959/year

If you need to buy Bailey, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bailey, TX is right here.

You’ll find Bailey car insurance rates, the cheapest Bailey, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bailey, Texas car insurance rates to Dallas car insurance rates, Arlington car insurance rates, and Laredo car insurance rates.

Ready to find affordable Bailey, TX car insurance today? Enter your ZIP code for fast, free Bailey car insurance quotes.

Cheapest Bailey, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bailey, TX car insurance rates? Every Bailey, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bailey, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,367 $2,620 $2,187 $2,490 $6,003 $7,869 $3,342 $3,803
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,277 $2,158 $2,023 $2,061 $9,345 $10,442 $2,686 $2,723
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

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Minimum Car Insurance in Bailey, TX

Every driver must carry the minimum car insurance in Bailey, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bailey, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bailey, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bailey, TX. Compare credit history car insurance rates in Bailey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bailey, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,304 $3,307 $2,894
GEICO $4,397 $2,501 $1,678
Nationwide $4,120 $3,306 $2,876
Progressive $4,759 $4,096 $3,789
State Farm $3,899 $2,426 $1,933
USAA $3,312 $1,915 $1,542

Cheapest Bailey, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bailey, TX to rates for a clean record with top companies.

Annual Bailey, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,508 $4,430 $3,896 $3,508
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $3,678 $4,745 $4,300 $4,135
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,684 $2,482 $2,928 $1,932

Cheapest Bailey, TX Car Insurance for Teen Drivers

Teen car insurance in Bailey, TX can be expensive. Take a look at rates from the top car insurance companies in Bailey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bailey, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,003 $7,869
GEICO $4,591 $4,786
Nationwide $6,055 $7,781
Progressive $9,345 $10,442
State Farm $4,599 $5,857
USAA $4,045 $4,403

Cheapest Bailey, TX Car Insurance for Seniors

Take a look at Bailey, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bailey, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,187 $2,490
GEICO $2,079 $2,332
Nationwide $1,922 $2,037
Progressive $2,023 $2,061
State Farm $1,718 $1,718
USAA $1,377 $1,365

Cheapest Bailey, TX Car Insurance Rates After a DUI

A DUI in Bailey, TX increases car insurance rates. Compare Bailey, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bailey, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,190
American Family $3,896
GEICO $2,686
Nationwide $4,410
Progressive $4,300
State Farm $3,307
USAA $2,928

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Cheapest Bailey, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bailey, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bailey, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,835 $3,835
GEICO $2,807 $2,910
Nationwide $3,434 $3,434
Progressive $4,214 $4,214
State Farm $2,752 $2,752
USAA $2,228 $2,285

The Best Cheap Car Insurance Companies in Bailey, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bailey, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bailey, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,835
GEICO $2,858
Nationwide $3,434
Progressive $4,214
State Farm $2,752
USAA $2,256

Category Winners: Cheapest Car Insurance in Bailey, Texas

Find the cheapest car insurance companies in Bailey, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bailey, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Bailey, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bailey car insurance rates. Find the cheapest Bailey, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bailey, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,582 $3,701 $4,222
GEICO $2,716 $2,825 $3,034
Nationwide $3,702 $3,286 $3,314
Progressive $3,989 $4,192 $4,462
State Farm $2,615 $2,744 $2,899
USAA $2,182 $2,247 $2,340

What affects car insurance rates in Bailey, Texas?

What factors can have an impact on Bailey, TX car insurance? There are several reasons why Bailey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bailey, Texas.

Commute Time in Bailey

The more time you spend in your car the higher the risk of an accident. The average commute length in Bailey, TX is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Bailey, TX

Ready to find affordable Bailey, Texas car insurance today? Enter your ZIP code for fast, free Bailey, TX car insurance quotes.

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