Compare Baker, CA Car Insurance Rates (2021)

Car insurance in Baker, CA averages $285 a month. Baker, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Baker car insurance rates, compare quotes from the top car insurance companies in Baker, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Baker for teen drivers is USAA
  • Average car insurance rates in Baker, CA after a DUI are $4,775/year
  • The cheapest car insurance company in Baker is USAA

If you need to buy Baker, California car insurance, the options can be confusing. Everything you need to know about car insurance in Baker, CA is right here.

You’ll find Baker car insurance rates, the cheapest Baker, CA car insurance companies, and information on California car insurance laws. You can also compare Baker, California car insurance rates to Fresno car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Baker, CA car insurance today? Enter your ZIP code for fast, free Baker car insurance quotes.

Cheapest Baker, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baker, CA car insurance rates? Every Baker, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baker, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,595 $2,613 $1,880 $1,919 $7,055 $8,907 $3,378 $3,777
Farmers $2,621 $2,621 $2,361 $2,361 $8,343 $13,679 $3,103 $3,454
GEICO $1,780 $1,781 $1,674 $1,674 $5,406 $5,504 $2,556 $2,616
Liberty Mutual $2,206 $2,084 $2,053 $1,989 $4,792 $5,113 $2,482 $2,508
Nationwide $3,144 $3,005 $2,753 $2,598 $7,919 $8,763 $3,743 $3,699
Progressive $1,806 $1,859 $1,543 $1,829 $4,839 $5,837 $2,618 $2,817
State Farm $2,622 $2,622 $2,340 $2,340 $4,787 $5,944 $2,899 $2,988
Travelers $2,249 $2,183 $1,985 $1,965 $4,562 $5,221 $2,904 $2,853
USAA $1,778 $1,687 $1,734 $1,744 $4,036 $4,053 $2,455 $2,323

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Baker, CA

Every driver must carry the minimum car insurance in Baker, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Baker, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Baker, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baker, CA to rates for a clean record with top companies.

Annual Baker, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $4,094 $6,389 $3,169
Farmers $3,562 $4,850 $6,043 $4,817
GEICO $2,009 $3,102 $3,892 $2,492
Liberty Mutual $2,520 $3,376 $3,047 $2,670
Nationwide $3,106 $3,984 $6,738 $3,984
Progressive $1,889 $3,218 $3,746 $2,721
State Farm $2,364 $2,822 $5,339 $2,745
Travelers $2,016 $3,239 $3,772 $2,935
USAA $1,647 $2,445 $4,010 $1,803

Cheapest Baker, CA Car Insurance for Teen Drivers

Teen car insurance in Baker, CA can be expensive. Take a look at rates from the top car insurance companies in Baker for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baker, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,055 $8,907
Farmers $8,343 $13,679
GEICO $5,406 $5,504
Liberty Mutual $4,792 $5,113
Nationwide $7,919 $8,763
Progressive $4,839 $5,837
State Farm $4,787 $5,944
Travelers $4,562 $5,221
USAA $4,036 $4,053

Cheapest Baker, CA Car Insurance for Seniors

Take a look at Baker, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baker, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $1,919
Farmers $2,361 $2,361
GEICO $1,674 $1,674
Liberty Mutual $2,053 $1,989
Nationwide $2,753 $2,598
Progressive $1,543 $1,829
State Farm $2,340 $2,340
Travelers $1,985 $1,965
USAA $1,734 $1,744

Cheapest Baker, CA Car Insurance Rates After a DUI

A DUI in Baker, CA increases car insurance rates. Compare Baker, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baker, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
Farmers $6,043
GEICO $3,892
Liberty Mutual $3,047
Nationwide $6,738
Progressive $3,746
State Farm $5,339
Travelers $3,772
USAA $4,010

Cheapest Baker, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baker, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baker, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,626 $4,405
Farmers $4,372 $5,264
GEICO $2,611 $3,137
Liberty Mutual $2,666 $3,140
Nationwide $3,936 $4,970
Progressive $2,628 $3,159
State Farm $3,196 $3,439
Travelers $2,693 $3,287
USAA $2,281 $2,671

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Baker, CA

Take a look at a side-by-side comparison of the top car insurance companies in Baker, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baker, California

Insurance Company Average Annual Rates
Allstate $4,015
Farmers $4,818
GEICO $2,874
Liberty Mutual $2,903
Nationwide $4,453
Progressive $2,894
State Farm $3,318
Travelers $2,990
USAA $2,476

Category Winners: Cheapest Car Insurance in Baker, California

Find the cheapest car insurance companies in Baker, CA for each category right here.

Best Annual Car Insurance Rates by Company in Baker, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Baker, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baker car insurance rates. Find the cheapest Baker, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baker, California

Insurance Company Low Medium High
Allstate $3,837 $4,045 $4,164
Farmers $4,490 $4,854 $5,110
GEICO $2,580 $2,905 $3,136
Liberty Mutual $2,699 $2,930 $3,081
Nationwide $3,984 $4,530 $4,845
Progressive $2,583 $2,979 $3,119
State Farm $3,009 $3,369 $3,575
Travelers $2,626 $3,068 $3,277
USAA $2,247 $2,523 $2,658

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Baker, California?

What factors can have an impact on Baker, CA car insurance? There are several reasons why Baker car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baker, California.

Commute Time in Baker

The more time you spend in your car the higher the risk of an accident. The average commute length in Baker, CA is 23.0 minutes according to City-Data.

Traffic in Baker

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Baker, CA traffic data from INRIX ranks Baker as the 208th-most congested in the world.

Compare Car Insurance Quotes in Baker, CA

Ready to find affordable Baker, California car insurance today? Enter your ZIP code for fast, free Baker, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State