Compare Baker, WV Car Insurance Rates (2021)

Car insurance in Baker, WV averages $308 a month. Baker, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Baker car insurance rates, compare quotes from the top car insurance companies in Baker, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Baker is State Farm
  • The cheapest car insurance company in Baker for teen drivers is State Farm
  • Average car insurance rates in Baker, WV after a DUI are $4,560/year

If you need to buy Baker, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Baker, WV is right here.

You’ll find Baker car insurance rates, the cheapest Baker, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Baker, West Virginia car insurance rates to St. Albans car insurance rates, Fairmont car insurance rates, and Vienna car insurance rates.

Ready to find affordable Baker, WV car insurance today? Enter your ZIP code for fast, free Baker car insurance quotes.

Cheapest Baker, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baker, WV car insurance rates? Every Baker, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baker, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,350 $2,252 $2,258 $8,859 $9,226 $2,805 $2,817
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,971 $2,014 $1,788 $1,888 $4,905 $6,256 $2,200 $2,366
Progressive $2,107 $2,042 $1,929 $1,934 $8,767 $9,875 $2,532 $2,628
State Farm $1,427 $1,427 $1,268 $1,268 $3,007 $3,880 $1,677 $1,340
USAA $1,672 $1,650 $1,548 $1,565 $5,482 $6,084 $2,162 $2,325

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Minimum Car Insurance in Baker, WV

Every driver must carry the minimum car insurance in Baker, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Baker, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Baker, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baker, WV. Compare credit history car insurance rates in Baker from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baker, West Virginia

Insurance Company Poor Fair Good
Allstate $5,013 $3,985 $3,412
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,333 $2,818 $2,619
Progressive $4,477 $3,868 $3,586
State Farm $2,740 $1,676 $1,319
USAA $4,160 $2,377 $1,896

Cheapest Baker, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baker, WV to rates for a clean record with top companies.

Annual Baker, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $4,924 $3,971
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,327 $3,095 $3,653 $2,618
Progressive $3,386 $4,499 $4,046 $3,976
State Farm $1,771 $2,052 $1,912 $1,912
USAA $2,213 $2,609 $3,726 $2,696

Cheapest Baker, WV Car Insurance for Teen Drivers

Teen car insurance in Baker, WV can be expensive. Take a look at rates from the top car insurance companies in Baker for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baker, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,859 $9,226
GEICO $6,181 $7,456
Liberty Mutual $13,850 $15,628
Nationwide $4,905 $6,256
Progressive $8,767 $9,875
State Farm $3,007 $3,880
USAA $5,482 $6,084

Cheapest Baker, WV Car Insurance for Seniors

Take a look at Baker, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baker, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,258
GEICO $2,446 $2,371
Liberty Mutual $3,016 $3,667
Nationwide $1,788 $1,888
Progressive $1,929 $1,934
State Farm $1,268 $1,268
USAA $1,548 $1,565

Cheapest Baker, WV Car Insurance Rates After a DUI

A DUI in Baker, WV increases car insurance rates. Compare Baker, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baker, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,924
GEICO $6,179
Liberty Mutual $7,480
Nationwide $3,653
Progressive $4,046
State Farm $1,912
USAA $3,726

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Cheapest Baker, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baker, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baker, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,137 $4,137
GEICO $3,535 $3,610
Liberty Mutual $6,526 $6,526
Nationwide $2,923 $2,923
Progressive $3,977 $3,977
State Farm $1,863 $1,960
USAA $2,778 $2,844

The Best Cheap Car Insurance Companies in Baker, WV

Take a look at a side-by-side comparison of the top car insurance companies in Baker, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baker, West Virginia

Insurance Company Average Annual Rates
Allstate $4,137
GEICO $3,572
Liberty Mutual $6,526
Nationwide $2,923
Progressive $3,977
State Farm $1,912
USAA $2,811

Category Winners: Cheapest Car Insurance in Baker, West Virginia

Find the cheapest car insurance companies in Baker, WV for each category right here.

Best Annual Car Insurance Rates by Company in Baker, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Baker, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baker car insurance rates. Find the cheapest Baker, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baker, West Virginia

Insurance Company Low Medium High
Allstate $4,006 $4,130 $4,274
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,915 $2,899 $2,956
Progressive $3,843 $3,940 $4,148
State Farm $1,811 $1,904 $2,019
USAA $2,723 $2,806 $2,903

What affects car insurance rates in Baker, West Virginia?

What factors can have an impact on Baker, WV car insurance? There are several reasons why Baker car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baker, West Virginia.

Traffic in Baker

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Baker, WV traffic data from INRIX ranks Baker as the 208th-most congested in the world.

Compare Car Insurance Quotes in Baker, WV

Ready to find affordable Baker, West Virginia car insurance today? Enter your ZIP code for fast, free Baker, WV car insurance quotes.

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