Compare Balaton, MN Car Insurance Rates (2021)

Car insurance in Balaton, MN averages $344 a month. Balaton, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Balaton car insurance rates, compare quotes from the top car insurance companies in Balaton, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Balaton, MN after a DUI are $5,594/year
  • Average car insurance rates in Balaton, MN are $4,125/year
  • The cheapest car insurance company in Balaton is State Farm

If you need to buy Balaton, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Balaton, MN is right here.

You’ll find Balaton car insurance rates, the cheapest Balaton, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Balaton, Minnesota car insurance rates to Duluth car insurance rates, Woodbury car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Balaton, MN car insurance today? Enter your ZIP code for fast, free Balaton car insurance quotes.

Cheapest Balaton, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balaton, MN car insurance rates? Every Balaton, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balaton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,877 $1,875 $1,807 $1,910 $5,308 $5,356 $2,455 $2,392
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,832 $1,849 $1,630 $1,733 $4,650 $5,685 $2,147 $2,243
State Farm $1,430 $1,430 $1,266 $1,266 $3,021 $3,737 $1,657 $1,368
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

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Minimum Car Insurance in Balaton, MN

Every driver must carry the minimum car insurance in Balaton, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Balaton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Balaton, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balaton, MN. Compare credit history car insurance rates in Balaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balaton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,165 $2,804 $2,267
Farmers $3,589 $2,599 $2,429
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,232 $2,611 $2,320
State Farm $2,765 $1,691 $1,234
USAA $4,516 $2,193 $1,898

Cheapest Balaton, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balaton, MN to rates for a clean record with top companies.

Annual Balaton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,462 $3,094 $3,135 $2,799
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,161 $2,866 $3,297 $2,560
State Farm $1,751 $2,042 $1,897 $1,897
USAA $2,131 $2,706 $4,100 $2,539

Cheapest Balaton, MN Car Insurance for Teen Drivers

Teen car insurance in Balaton, MN can be expensive. Take a look at rates from the top car insurance companies in Balaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balaton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,302 $7,684
Farmers $5,308 $5,356
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,650 $5,685
State Farm $3,021 $3,737
USAA $5,013 $5,516

Cheapest Balaton, MN Car Insurance for Seniors

Take a look at Balaton, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balaton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,777 $1,777
Farmers $1,807 $1,910
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,733
State Farm $1,266 $1,266
USAA $1,728 $1,737

Cheapest Balaton, MN Car Insurance Rates After a DUI

A DUI in Balaton, MN increases car insurance rates. Compare Balaton, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balaton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,144
Farmers $3,135
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,297
State Farm $1,897
USAA $4,100

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Cheapest Balaton, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balaton, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balaton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,043 $3,114
Farmers $2,872 $2,872
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,721 $2,721
State Farm $1,847 $1,947
USAA $2,831 $2,907

The Best Cheap Car Insurance Companies in Balaton, MN

Take a look at a side-by-side comparison of the top car insurance companies in Balaton, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balaton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,078
Farmers $2,872
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,721
State Farm $1,897
USAA $2,869

Category Winners: Cheapest Car Insurance in Balaton, Minnesota

Find the cheapest car insurance companies in Balaton, MN for each category right here.

Best Annual Car Insurance Rates by Company in Balaton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Balaton, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balaton car insurance rates. Find the cheapest Balaton, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balaton, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,067 $3,163 $3,006
Farmers $2,766 $2,884 $2,967
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,584 $2,738 $2,841
State Farm $1,826 $1,903 $1,962
USAA $2,788 $2,867 $2,953

What affects car insurance rates in Balaton, Minnesota?

What factors can have an impact on Balaton, MN car insurance? There are several reasons why Balaton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Balaton, Minnesota.

Commute Time in Balaton

The more time you spend in your car the higher the risk of an accident. The average commute length in Balaton, MN is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Balaton, MN

Ready to find affordable Balaton, Minnesota car insurance today? Enter your ZIP code for fast, free Balaton, MN car insurance quotes.

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