Compare Balch Springs, TX Car Insurance Rates (2021)

Car insurance in Balch Springs, TX averages $372 a month. Balch Springs, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Balch Springs car insurance rates, compare quotes from the top car insurance companies in Balch Springs, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Balch Springs, TX are $4,467/year
  • The cheapest car insurance company in Balch Springs is USAA
  • The cheapest car insurance company in Balch Springs for teen drivers is USAA

If you need to buy Balch Springs, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Balch Springs, TX is right here.

You’ll find Balch Springs car insurance rates, the cheapest Balch Springs, TX car insurance companies, and information on Texas car insurance laws. You can also compare Balch Springs, Texas car insurance rates to Fort Worth car insurance rates, Laredo car insurance rates, and Houston car insurance rates.

Ready to find affordable Balch Springs, TX car insurance today? Enter your ZIP code for fast, free Balch Springs car insurance quotes.

Cheapest Balch Springs, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balch Springs, TX car insurance rates? Every Balch Springs, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balch Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,366 $4,398 $4,313 $4,313 $11,612 $14,001 $5,396 $5,607
American Family $3,434 $3,833 $3,189 $3,668 $9,200 $12,068 $4,965 $5,670
GEICO $2,771 $3,000 $2,693 $3,062 $6,110 $6,364 $2,997 $2,988
Nationwide $2,446 $2,486 $2,162 $2,288 $6,943 $8,911 $2,875 $3,109
Progressive $2,383 $2,270 $2,119 $2,159 $9,894 $11,055 $2,828 $2,877
State Farm $2,517 $2,517 $2,249 $2,249 $6,156 $7,866 $2,745 $2,825
USAA $1,927 $1,928 $1,854 $1,829 $5,474 $5,923 $2,555 $2,712

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Minimum Car Insurance in Balch Springs, TX

Every driver must carry the minimum car insurance in Balch Springs, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Balch Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Balch Springs, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balch Springs, TX. Compare credit history car insurance rates in Balch Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balch Springs, Texas

Insurance Company Poor Fair Good
Allstate $8,599 $6,280 $5,373
American Family $7,895 $5,001 $4,364
GEICO $5,802 $3,271 $2,171
Nationwide $4,684 $3,759 $3,264
Progressive $5,014 $4,325 $4,005
State Farm $5,149 $3,211 $2,562
USAA $4,420 $2,577 $2,079

Cheapest Balch Springs, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balch Springs, TX to rates for a clean record with top companies.

Annual Balch Springs, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,215 $8,122 $8,451 $5,215
American Family $5,240 $6,682 $5,852 $5,240
GEICO $3,177 $4,219 $3,501 $4,095
Nationwide $3,386 $3,386 $5,015 $3,824
Progressive $3,880 $5,010 $4,534 $4,369
State Farm $3,221 $3,712 $4,408 $3,221
USAA $2,245 $3,346 $3,930 $2,580

Cheapest Balch Springs, TX Car Insurance for Teen Drivers

Teen car insurance in Balch Springs, TX can be expensive. Take a look at rates from the top car insurance companies in Balch Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balch Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,612 $14,001
American Family $9,200 $12,068
GEICO $6,110 $6,364
Nationwide $6,943 $8,911
Progressive $9,894 $11,055
State Farm $6,156 $7,866
USAA $5,474 $5,923

Cheapest Balch Springs, TX Car Insurance for Seniors

Take a look at Balch Springs, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balch Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,313 $4,313
American Family $3,189 $3,668
GEICO $2,693 $3,062
Nationwide $2,162 $2,288
Progressive $2,119 $2,159
State Farm $2,249 $2,249
USAA $1,854 $1,829

Cheapest Balch Springs, TX Car Insurance Rates After a DUI

A DUI in Balch Springs, TX increases car insurance rates. Compare Balch Springs, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balch Springs, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,451
American Family $5,852
GEICO $3,501
Nationwide $5,015
Progressive $4,534
State Farm $4,408
USAA $3,930

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Cheapest Balch Springs, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balch Springs, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balch Springs, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,586 $6,916
American Family $5,753 $5,753
GEICO $3,679 $3,817
Nationwide $3,902 $3,902
Progressive $4,448 $4,448
State Farm $3,640 $3,640
USAA $2,986 $3,064

The Best Cheap Car Insurance Companies in Balch Springs, TX

Take a look at a side-by-side comparison of the top car insurance companies in Balch Springs, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balch Springs, Texas

Insurance Company Average Annual Rates
Allstate $6,751
American Family $5,753
GEICO $3,748
Nationwide $3,902
Progressive $4,448
State Farm $3,640
USAA $3,025

Category Winners: Cheapest Car Insurance in Balch Springs, Texas

Find the cheapest car insurance companies in Balch Springs, TX for each category right here.

Best Annual Car Insurance Rates by Company in Balch Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Balch Springs, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balch Springs car insurance rates. Find the cheapest Balch Springs, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balch Springs, Texas

Insurance Company Low Medium High
Allstate $6,577 $6,685 $6,990
American Family $5,337 $5,531 $6,392
GEICO $3,544 $3,698 $4,002
Nationwide $4,188 $3,734 $3,785
Progressive $4,233 $4,428 $4,683
State Farm $3,433 $3,625 $3,863
USAA $2,898 $3,010 $3,167

What affects car insurance rates in Balch Springs, Texas?

What factors can have an impact on Balch Springs, TX car insurance? There are several reasons why Balch Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Balch Springs, Texas.

Car Theft in Balch Springs

High levels of vehicle theft can make car insurance more expensive. Balch Springs, TX car theft statistics from the FBI indicate 195 vehicle thefts a year.

Commute Time in Balch Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Balch Springs, TX is 35.5 minutes according to City-Data.

Compare Car Insurance Quotes in Balch Springs, TX

Ready to find affordable Balch Springs, Texas car insurance today? Enter your ZIP code for fast, free Balch Springs, TX car insurance quotes.

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