Compare Balcones Heights, TX Car Insurance Rates (2021)

Car insurance in Balcones Heights, TX averages $347 a month. Balcones Heights, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Balcones Heights car insurance rates, compare quotes from the top car insurance companies in Balcones Heights, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Balcones Heights, TX are $4,168/year
  • The cheapest car insurance company in Balcones Heights for teen drivers is USAA
  • Average car insurance rates in Balcones Heights, TX after a DUI are $4,732/year

If you need to buy Balcones Heights, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Balcones Heights, TX is right here.

You’ll find Balcones Heights car insurance rates, the cheapest Balcones Heights, TX car insurance companies, and information on Texas car insurance laws. You can also compare Balcones Heights, Texas car insurance rates to Houston car insurance rates, Arlington car insurance rates, and Laredo car insurance rates.

Ready to find affordable Balcones Heights, TX car insurance today? Enter your ZIP code for fast, free Balcones Heights car insurance quotes.

Cheapest Balcones Heights, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balcones Heights, TX car insurance rates? Every Balcones Heights, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balcones Heights, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,706 $3,728 $3,655 $3,655 $10,022 $12,080 $4,589 $4,766
American Family $3,441 $3,828 $3,177 $3,642 $9,101 $12,027 $4,949 $5,671
GEICO $2,758 $2,987 $2,683 $3,070 $6,020 $6,214 $2,977 $2,941
Nationwide $2,282 $2,316 $2,020 $2,135 $6,472 $8,294 $2,682 $2,898
Progressive $2,316 $2,190 $2,067 $2,104 $9,767 $10,890 $2,734 $2,764
State Farm $2,222 $2,222 $1,984 $1,984 $5,360 $6,833 $2,419 $2,487
USAA $1,773 $1,777 $1,708 $1,690 $5,027 $5,444 $2,358 $2,509

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Minimum Car Insurance in Balcones Heights, TX

Every driver must carry the minimum car insurance in Balcones Heights, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Balcones Heights, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Balcones Heights, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balcones Heights, TX. Compare credit history car insurance rates in Balcones Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balcones Heights, Texas

Insurance Company Poor Fair Good
Allstate $7,335 $5,379 $4,611
American Family $7,909 $4,941 $4,338
GEICO $5,736 $3,235 $2,148
Nationwide $4,358 $3,506 $3,048
Progressive $4,895 $4,238 $3,930
State Farm $4,507 $2,813 $2,246
USAA $4,058 $2,377 $1,922

Cheapest Balcones Heights, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balcones Heights, TX to rates for a clean record with top companies.

Annual Balcones Heights, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $6,971 $7,271 $4,429
American Family $5,233 $6,631 $5,821 $5,233
GEICO $3,141 $4,153 $3,468 $4,063
Nationwide $3,159 $3,159 $4,668 $3,564
Progressive $3,797 $4,919 $4,432 $4,269
State Farm $2,827 $3,250 $3,850 $2,827
USAA $2,068 $3,080 $3,619 $2,376

Cheapest Balcones Heights, TX Car Insurance for Teen Drivers

Teen car insurance in Balcones Heights, TX can be expensive. Take a look at rates from the top car insurance companies in Balcones Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balcones Heights, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,022 $12,080
American Family $9,101 $12,027
GEICO $6,020 $6,214
Nationwide $6,472 $8,294
Progressive $9,767 $10,890
State Farm $5,360 $6,833
USAA $5,027 $5,444

Cheapest Balcones Heights, TX Car Insurance for Seniors

Take a look at Balcones Heights, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balcones Heights, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,655 $3,655
American Family $3,177 $3,642
GEICO $2,683 $3,070
Nationwide $2,020 $2,135
Progressive $2,067 $2,104
State Farm $1,984 $1,984
USAA $1,708 $1,690

Cheapest Balcones Heights, TX Car Insurance Rates After a DUI

A DUI in Balcones Heights, TX increases car insurance rates. Compare Balcones Heights, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balcones Heights, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,271
American Family $5,821
GEICO $3,468
Nationwide $4,668
Progressive $4,432
State Farm $3,850
USAA $3,619

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Cheapest Balcones Heights, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balcones Heights, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balcones Heights, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,628 $5,922
American Family $5,729 $5,729
GEICO $3,634 $3,778
Nationwide $3,637 $3,637
Progressive $4,354 $4,354
State Farm $3,189 $3,189
USAA $2,750 $2,821

The Best Cheap Car Insurance Companies in Balcones Heights, TX

Take a look at a side-by-side comparison of the top car insurance companies in Balcones Heights, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balcones Heights, Texas

Insurance Company Average Annual Rates
Allstate $5,775
American Family $5,729
GEICO $3,706
Nationwide $3,637
Progressive $4,354
State Farm $3,189
USAA $2,786

Category Winners: Cheapest Car Insurance in Balcones Heights, Texas

Find the cheapest car insurance companies in Balcones Heights, TX for each category right here.

Best Annual Car Insurance Rates by Company in Balcones Heights, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Balcones Heights, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balcones Heights car insurance rates. Find the cheapest Balcones Heights, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balcones Heights, Texas

Insurance Company Low Medium High
Allstate $5,651 $5,729 $5,945
American Family $5,325 $5,521 $6,343
GEICO $3,472 $3,643 $4,004
Nationwide $3,887 $3,482 $3,543
Progressive $4,129 $4,332 $4,602
State Farm $3,001 $3,174 $3,392
USAA $2,665 $2,770 $2,922

What affects car insurance rates in Balcones Heights, Texas?

What factors can have an impact on Balcones Heights, TX car insurance? There are several reasons why Balcones Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Balcones Heights, Texas.

Car Theft in Balcones Heights

High levels of vehicle theft can make car insurance more expensive. Balcones Heights, TX car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Balcones Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Balcones Heights, TX is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Balcones Heights, TX

Ready to find affordable Balcones Heights, Texas car insurance today? Enter your ZIP code for fast, free Balcones Heights, TX car insurance quotes.

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