Compare Baldwin, LA Car Insurance Rates (2021)

Car insurance in Baldwin, LA averages $433 a month. Baldwin, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Baldwin car insurance rates, compare quotes from the top car insurance companies in Baldwin, LA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Baldwin for teen drivers is USAA
  • Average car insurance rates in Baldwin, LA are $5,200/year
  • The cheapest car insurance company in Baldwin is USAA

If you need to buy Baldwin, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Baldwin, LA is right here.

You’ll find Baldwin car insurance rates, the cheapest Baldwin, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Baldwin, Louisiana car insurance rates to Houma car insurance rates, Shreveport car insurance rates, and Bossier City car insurance rates.

Ready to find affordable Baldwin, LA car insurance today? Enter your ZIP code for fast, free Baldwin car insurance quotes.

Cheapest Baldwin, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baldwin, LA car insurance rates? Every Baldwin, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baldwin, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,368 $3,871 $4,019 $4,887 $12,424 $13,108 $3,242 $3,147
Progressive $3,471 $3,230 $2,911 $3,152 $13,852 $15,375 $3,948 $4,000
State Farm $2,630 $2,630 $2,406 $2,406 $7,769 $9,788 $2,936 $3,280
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Baldwin, LA

Every driver must carry the minimum car insurance in Baldwin, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Baldwin, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Baldwin, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baldwin, LA. Compare credit history car insurance rates in Baldwin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baldwin, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $7,148 $6,202 $4,675
Progressive $7,049 $6,050 $5,628
State Farm $5,887 $3,770 $3,034
USAA $5,746 $3,688 $3,086

Cheapest Baldwin, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baldwin, LA to rates for a clean record with top companies.

Annual Baldwin, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $4,091 $6,595 $8,088 $5,259
Progressive $5,200 $6,984 $6,706 $6,080
State Farm $3,882 $4,579 $4,231 $4,231
USAA $3,190 $4,433 $5,263 $3,807

Cheapest Baldwin, LA Car Insurance for Teen Drivers

Teen car insurance in Baldwin, LA can be expensive. Take a look at rates from the top car insurance companies in Baldwin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baldwin, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,424 $13,108
Progressive $13,852 $15,375
State Farm $7,769 $9,788
USAA $7,694 $8,990

Cheapest Baldwin, LA Car Insurance for Seniors

Take a look at Baldwin, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baldwin, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $4,019 $4,887
Progressive $2,911 $3,152
State Farm $2,406 $2,406
USAA $2,520 $2,496

Cheapest Baldwin, LA Car Insurance Rates After a DUI

A DUI in Baldwin, LA increases car insurance rates. Compare Baldwin, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baldwin, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $8,088
Progressive $6,706
State Farm $4,231
USAA $5,263

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Baldwin, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baldwin, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baldwin, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,890 $6,126
Progressive $6,242 $6,242
State Farm $4,118 $4,343
USAA $4,043 $4,304

The Best Cheap Car Insurance Companies in Baldwin, LA

Take a look at a side-by-side comparison of the top car insurance companies in Baldwin, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baldwin, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $6,008
Progressive $6,242
State Farm $4,231
USAA $4,173

Category Winners: Cheapest Car Insurance in Baldwin, Louisiana

Find the cheapest car insurance companies in Baldwin, LA for each category right here.

Best Annual Car Insurance Rates by Company in Baldwin, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Baldwin, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baldwin car insurance rates. Find the cheapest Baldwin, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baldwin, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,973 $6,030 $7,022
Progressive $5,118 $6,185 $7,423
State Farm $3,669 $4,222 $4,800
USAA $3,576 $4,243 $4,701

What affects car insurance rates in Baldwin, Louisiana?

What factors can have an impact on Baldwin, LA car insurance? There are several reasons why Baldwin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baldwin, Louisiana.

Commute Time in Baldwin

The more time you spend in your car the higher the risk of an accident. The average commute length in Baldwin, LA is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Baldwin, LA

Ready to find affordable Baldwin, Louisiana car insurance today? Enter your ZIP code for fast, free Baldwin, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption