Compare Baldwin, NY Car Insurance Rates (2021)

Car insurance in Baldwin, NY averages $584 a month. Baldwin, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Baldwin car insurance rates, compare quotes from the top car insurance companies in Baldwin, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Baldwin, NY after a DUI are $9,410/year
  • The cheapest car insurance company in Baldwin is GEICO
  • The cheapest car insurance company in Baldwin for teen drivers is GEICO

If you need to buy Baldwin, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Baldwin, NY is right here.

You’ll find Baldwin car insurance rates, the cheapest Baldwin, NY car insurance companies, and information on New York car insurance laws. You can also compare Baldwin, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Baldwin, NY car insurance today? Enter your ZIP code for fast, free Baldwin car insurance quotes.

Cheapest Baldwin, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baldwin, NY car insurance rates? Every Baldwin, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baldwin, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,661 $4,286 $4,438 $4,484 $14,274 $15,210 $4,399 $4,353
GEICO $2,989 $2,874 $2,905 $2,862 $6,513 $9,679 $2,684 $2,751
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,680 $4,213 $3,609 $3,701 $15,528 $16,854 $5,864 $5,455
State Farm $4,621 $4,621 $4,060 $4,060 $13,689 $16,779 $5,116 $5,364
Travelers $5,680 $5,562 $5,195 $5,452 $13,510 $16,051 $5,936 $6,040
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

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Minimum Car Insurance in Baldwin, NY

Every driver must carry the minimum car insurance in Baldwin, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Baldwin, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Baldwin, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baldwin, NY. Compare credit history car insurance rates in Baldwin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baldwin, New York

Insurance Company Poor Fair Good
Allstate $10,302 $5,817 $4,920
GEICO $5,211 $3,826 $3,434
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,326 $5,916 $4,222
State Farm $10,295 $6,452 $5,119
Travelers $11,248 $6,774 $5,764
USAA $8,164 $4,184 $3,687

Cheapest Baldwin, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baldwin, NY to rates for a clean record with top companies.

Annual Baldwin, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,863 $5,863 $8,799 $7,528
GEICO $3,194 $3,485 $6,756 $3,194
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,264 $7,264 $8,104 $7,320
State Farm $6,919 $6,919 $7,658 $7,658
Travelers $6,679 $8,518 $8,635 $7,880
USAA $4,756 $4,836 $6,951 $4,836

Cheapest Baldwin, NY Car Insurance for Teen Drivers

Teen car insurance in Baldwin, NY can be expensive. Take a look at rates from the top car insurance companies in Baldwin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baldwin, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,274 $15,210
GEICO $6,513 $9,679
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,528 $16,854
State Farm $13,689 $16,779
Travelers $13,510 $16,051
USAA $11,374 $13,456

Cheapest Baldwin, NY Car Insurance for Seniors

Take a look at Baldwin, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baldwin, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,438 $4,484
GEICO $2,905 $2,862
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,609 $3,701
State Farm $4,060 $4,060
Travelers $5,195 $5,452
USAA $2,514 $2,510

Cheapest Baldwin, NY Car Insurance Rates After a DUI

A DUI in Baldwin, NY increases car insurance rates. Compare Baldwin, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baldwin, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,799
GEICO $6,756
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,104
State Farm $7,658
Travelers $8,635
USAA $6,951

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Cheapest Baldwin, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baldwin, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baldwin, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,913 $7,114
GEICO $4,034 $4,280
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,488 $7,488
State Farm $7,017 $7,560
Travelers $7,928 $7,928
USAA $5,290 $5,399

The Best Cheap Car Insurance Companies in Baldwin, NY

Take a look at a side-by-side comparison of the top car insurance companies in Baldwin, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baldwin, New York

Insurance Company Average Annual Rates
Allstate $7,013
GEICO $4,157
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,488
State Farm $7,289
Travelers $7,928
USAA $5,345

Category Winners: Cheapest Car Insurance in Baldwin, New York

Find the cheapest car insurance companies in Baldwin, NY for each category right here.

Best Annual Car Insurance Rates by Company in Baldwin, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Baldwin, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baldwin car insurance rates. Find the cheapest Baldwin, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baldwin, New York

Insurance Company Low Medium High
Allstate $6,341 $6,970 $7,728
GEICO $3,885 $4,132 $4,455
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,014 $7,424 $8,026
State Farm $6,838 $7,341 $7,687
Travelers $7,366 $7,807 $8,612
USAA $5,135 $5,306 $5,593

What affects car insurance rates in Baldwin, New York?

What factors can have an impact on Baldwin, NY car insurance? There are several reasons why Baldwin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baldwin, New York.

Commute Time in Baldwin

The more time you spend in your car the higher the risk of an accident. The average commute length in Baldwin, NY is 36.2 minutes according to City-Data.

Compare Car Insurance Quotes in Baldwin, NY

Ready to find affordable Baldwin, New York car insurance today? Enter your ZIP code for fast, free Baldwin, NY car insurance quotes.

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