Compare Baldwin, PA Car Insurance Rates (2021)

Car insurance in Baldwin, PA averages $323 a month. Baldwin, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Baldwin car insurance rates, compare quotes from the top car insurance companies in Baldwin, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Baldwin for teen drivers is USAA
  • The cheapest car insurance company in Baldwin is USAA
  • Average car insurance rates in Baldwin, PA after a DUI are $4,245/year

If you need to buy Baldwin, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Baldwin, PA is right here.

You’ll find Baldwin car insurance rates, the cheapest Baldwin, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Baldwin, Pennsylvania car insurance rates to Harrisburg car insurance rates, Reading car insurance rates, and York car insurance rates.

Ready to find affordable Baldwin, PA car insurance today? Enter your ZIP code for fast, free Baldwin car insurance quotes.

Cheapest Baldwin, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baldwin, PA car insurance rates? Every Baldwin, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baldwin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,407 $2,407 $2,231 $2,231 $8,298 $8,298 $2,638 $2,638
GEICO $1,804 $1,563 $1,715 $1,486 $4,704 $4,082 $1,812 $1,570
Liberty Mutual $3,569 $3,569 $3,271 $3,271 $10,378 $10,378 $4,524 $4,524
Nationwide $1,737 $1,737 $1,648 $1,648 $4,954 $4,954 $1,952 $1,952
Progressive $2,654 $2,654 $2,379 $2,379 $8,835 $8,835 $3,408 $3,408
State Farm $1,698 $1,698 $1,508 $1,508 $5,966 $5,966 $1,882 $1,882
Travelers $1,686 $1,686 $1,836 $1,836 $25,198 $25,198 $2,015 $2,015
USAA $1,256 $1,256 $1,133 $1,133 $3,868 $3,868 $1,670 $1,670

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Minimum Car Insurance in Baldwin, PA

Every driver must carry the minimum car insurance in Baldwin, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Baldwin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Baldwin, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baldwin, PA. Compare credit history car insurance rates in Baldwin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baldwin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,966 $3,718 $2,997
GEICO $3,510 $1,982 $1,534
Liberty Mutual $6,937 $4,975 $4,393
Nationwide $3,014 $2,486 $2,218
Progressive $5,697 $4,021 $3,240
State Farm $3,936 $2,434 $1,920
Travelers $8,335 $7,559 $7,157
USAA $2,470 $1,842 $1,634

Cheapest Baldwin, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baldwin, PA to rates for a clean record with top companies.

Annual Baldwin, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,725 $4,398 $3,725 $3,725
GEICO $1,723 $2,991 $2,289 $2,365
Liberty Mutual $4,940 $5,699 $5,551 $5,551
Nationwide $1,860 $2,490 $3,459 $2,482
Progressive $3,907 $5,446 $4,016 $3,908
State Farm $2,511 $3,016 $2,763 $2,763
Travelers $5,416 $7,759 $9,802 $7,759
USAA $1,590 $2,206 $2,353 $1,778

Cheapest Baldwin, PA Car Insurance for Teen Drivers

Teen car insurance in Baldwin, PA can be expensive. Take a look at rates from the top car insurance companies in Baldwin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baldwin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,298 $8,298
GEICO $4,704 $4,082
Liberty Mutual $10,378 $10,378
Nationwide $4,954 $4,954
Progressive $8,835 $8,835
State Farm $5,966 $5,966
Travelers $25,198 $25,198
USAA $3,868 $3,868

Cheapest Baldwin, PA Car Insurance for Seniors

Take a look at Baldwin, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baldwin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,231
GEICO $1,715 $1,486
Liberty Mutual $3,271 $3,271
Nationwide $1,648 $1,648
Progressive $2,379 $2,379
State Farm $1,508 $1,508
Travelers $1,836 $1,836
USAA $1,133 $1,133

Cheapest Baldwin, PA Car Insurance Rates After a DUI

A DUI in Baldwin, PA increases car insurance rates. Compare Baldwin, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baldwin, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,725
GEICO $2,289
Liberty Mutual $5,551
Nationwide $3,459
Progressive $4,016
State Farm $2,763
Travelers $9,802
USAA $2,353

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Cheapest Baldwin, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baldwin, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baldwin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $3,974
GEICO $2,308 $2,376
Liberty Mutual $5,297 $5,574
Nationwide $2,573 $2,573
Progressive $4,319 $4,319
State Farm $2,675 $2,851
Travelers $7,684 $7,684
USAA $1,925 $2,039

The Best Cheap Car Insurance Companies in Baldwin, PA

Take a look at a side-by-side comparison of the top car insurance companies in Baldwin, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baldwin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,342
Liberty Mutual $5,435
Nationwide $2,573
Progressive $4,319
State Farm $2,763
Travelers $7,684
USAA $1,982

Category Winners: Cheapest Car Insurance in Baldwin, Pennsylvania

Find the cheapest car insurance companies in Baldwin, PA for each category right here.

Best Annual Car Insurance Rates by Company in Baldwin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Baldwin, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baldwin car insurance rates. Find the cheapest Baldwin, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baldwin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,737 $3,915 $4,029
GEICO $2,156 $2,368 $2,501
Liberty Mutual $5,146 $5,478 $5,682
Nationwide $2,586 $2,609 $2,523
Progressive $3,948 $4,366 $4,643
State Farm $2,574 $2,805 $2,911
Travelers $7,741 $7,705 $7,606
USAA $1,845 $2,001 $2,099

What affects car insurance rates in Baldwin, Pennsylvania?

What factors can have an impact on Baldwin, PA car insurance? There are several reasons why Baldwin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baldwin, Pennsylvania.

Commute Time in Baldwin

The more time you spend in your car the higher the risk of an accident. The average commute length in Baldwin, PA is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Baldwin, PA

Ready to find affordable Baldwin, Pennsylvania car insurance today? Enter your ZIP code for fast, free Baldwin, PA car insurance quotes.

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