Compare Ballard, UT Car Insurance Rates (2021)

Car insurance in Ballard, UT averages $293 a month. Ballard, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Ballard car insurance rates, compare quotes from the top car insurance companies in Ballard, UT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ballard, UT after a DUI are $4,002/year
  • The cheapest car insurance company in Ballard for teen drivers is USAA
  • Average car insurance rates in Ballard, UT are $3,516/year

If you need to buy Ballard, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Ballard, UT is right here.

You’ll find Ballard car insurance rates, the cheapest Ballard, UT car insurance companies, and information on Utah car insurance laws. You can also compare Ballard, Utah car insurance rates to Ogden car insurance rates, Layton car insurance rates, and Orem car insurance rates.

Ready to find affordable Ballard, UT car insurance today? Enter your ZIP code for fast, free Ballard car insurance quotes.

Cheapest Ballard, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ballard, UT car insurance rates? Every Ballard, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ballard, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,440 $2,268 $2,201 $2,202 $7,525 $8,421 $2,611 $2,618
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,992 $1,965 $1,760 $1,872 $8,411 $8,653 $2,266 $2,351
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,419 $2,605 $2,009 $2,236 $9,183 $10,193 $2,555 $2,720
Nationwide $1,821 $1,848 $1,626 $1,718 $4,844 $6,181 $2,093 $2,248
Progressive $2,047 $1,909 $1,670 $1,783 $8,230 $9,145 $2,366 $2,486
State Farm $2,855 $2,855 $2,579 $2,579 $8,559 $10,656 $3,233 $3,706
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ballard, UT

Every driver must carry the minimum car insurance in Ballard, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Ballard, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ballard, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ballard, UT. Compare credit history car insurance rates in Ballard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ballard, Utah

Insurance Company Poor Fair Good
Allstate $5,072 $3,391 $2,894
American Family $4,451 $3,337 $2,838
Farmers $4,188 $3,482 $3,306
GEICO $4,460 $2,470 $1,850
Liberty Mutual $6,058 $3,722 $2,940
Nationwide $3,475 $2,611 $2,307
Progressive $4,201 $3,585 $3,328
State Farm $7,532 $3,791 $2,561
USAA $3,387 $2,156 $1,538

Cheapest Ballard, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ballard, UT to rates for a clean record with top companies.

Annual Ballard, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,195 $3,846 $4,498 $3,604
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,112 $4,053 $3,934 $3,536
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,327 $4,548 $4,907 $4,177
Nationwide $2,218 $2,989 $3,506 $2,476
Progressive $3,136 $4,727 $3,279 $3,676
State Farm $4,219 $5,037 $4,628 $4,628
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Ballard, UT Car Insurance for Teen Drivers

Teen car insurance in Ballard, UT can be expensive. Take a look at rates from the top car insurance companies in Ballard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ballard, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,525 $8,421
American Family $7,096 $9,328
Farmers $8,411 $8,653
GEICO $5,626 $6,011
Liberty Mutual $9,183 $10,193
Nationwide $4,844 $6,181
Progressive $8,230 $9,145
State Farm $8,559 $10,656
USAA $4,736 $5,538

Cheapest Ballard, UT Car Insurance for Seniors

Take a look at Ballard, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ballard, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,201 $2,202
American Family $1,815 $1,815
Farmers $1,760 $1,872
GEICO $2,068 $2,389
Liberty Mutual $2,009 $2,236
Nationwide $1,626 $1,718
Progressive $1,670 $1,783
State Farm $2,579 $2,579
USAA $1,220 $1,221

Cheapest Ballard, UT Car Insurance Rates After a DUI

A DUI in Ballard, UT increases car insurance rates. Compare Ballard, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ballard, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,498
American Family $4,307
Farmers $3,934
GEICO $3,801
Liberty Mutual $4,907
Nationwide $3,506
Progressive $3,279
State Farm $4,628
USAA $3,158

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ballard, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ballard, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ballard, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,786 $3,786
American Family $3,539 $3,544
Farmers $3,659 $3,659
GEICO $2,875 $2,978
Liberty Mutual $4,170 $4,311
Nationwide $2,797 $2,797
Progressive $3,704 $3,704
State Farm $4,512 $4,743
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Ballard, UT

Take a look at a side-by-side comparison of the top car insurance companies in Ballard, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ballard, Utah

Insurance Company Average Annual Rates
Allstate $3,786
American Family $3,542
Farmers $3,659
GEICO $2,927
Liberty Mutual $4,240
Nationwide $2,797
Progressive $3,704
State Farm $4,628
USAA $2,360

Category Winners: Cheapest Car Insurance in Ballard, Utah

Find the cheapest car insurance companies in Ballard, UT for each category right here.

Best Annual Car Insurance Rates by Company in Ballard, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ballard, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ballard car insurance rates. Find the cheapest Ballard, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ballard, Utah

Insurance Company Low Medium High
Allstate $3,636 $3,779 $3,943
American Family $3,455 $3,588 $3,582
Farmers $3,369 $3,611 $3,996
GEICO $2,730 $2,914 $3,135
Liberty Mutual $4,041 $4,223 $4,456
Nationwide $3,081 $2,657 $2,654
Progressive $3,434 $3,601 $4,078
State Farm $4,364 $4,639 $4,880
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Ballard, Utah?

What factors can have an impact on Ballard, UT car insurance? There are several reasons why Ballard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ballard, Utah.

Commute Time in Ballard

The more time you spend in your car the higher the risk of an accident. The average commute length in Ballard, UT is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ballard, UT

Ready to find affordable Ballard, Utah car insurance today? Enter your ZIP code for fast, free Ballard, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption