Compare Ballinger, TX Car Insurance Rates (2021)

Car insurance in Ballinger, TX averages $287 a month. Ballinger, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Ballinger car insurance rates, compare quotes from the top car insurance companies in Ballinger, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ballinger, TX after a DUI are $3,905/year
  • The cheapest car insurance company in Ballinger for teen drivers is USAA
  • The cheapest car insurance company in Ballinger is USAA

If you need to buy Ballinger, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Ballinger, TX is right here.

You’ll find Ballinger car insurance rates, the cheapest Ballinger, TX car insurance companies, and information on Texas car insurance laws. You can also compare Ballinger, Texas car insurance rates to Houston car insurance rates, Laredo car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Ballinger, TX car insurance today? Enter your ZIP code for fast, free Ballinger car insurance quotes.

Cheapest Ballinger, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ballinger, TX car insurance rates? Every Ballinger, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ballinger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,696 $2,969 $2,419 $2,744 $6,441 $8,490 $3,737 $4,253
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,217 $2,131 $1,972 $2,009 $9,165 $10,260 $2,649 $2,720
State Farm $1,833 $1,833 $1,620 $1,620 $4,197 $5,316 $1,980 $2,048
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ballinger, TX

Every driver must carry the minimum car insurance in Ballinger, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Ballinger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ballinger, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ballinger, TX. Compare credit history car insurance rates in Ballinger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ballinger, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $5,902 $3,611 $3,143
GEICO $4,203 $2,396 $1,610
Nationwide $4,172 $3,340 $2,909
Progressive $4,666 $4,026 $3,729
State Farm $3,623 $2,252 $1,792
USAA $3,300 $1,873 $1,498

Cheapest Ballinger, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ballinger, TX to rates for a clean record with top companies.

Annual Ballinger, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $3,859 $4,877 $4,280 $3,859
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $3,615 $4,652 $4,221 $4,073
State Farm $2,292 $2,601 $3,038 $2,292
USAA $1,675 $2,433 $2,864 $1,922

Cheapest Ballinger, TX Car Insurance for Teen Drivers

Teen car insurance in Ballinger, TX can be expensive. Take a look at rates from the top car insurance companies in Ballinger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ballinger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,441 $8,490
GEICO $4,399 $4,600
Nationwide $6,081 $7,839
Progressive $9,165 $10,260
State Farm $4,197 $5,316
USAA $3,831 $4,232

Cheapest Ballinger, TX Car Insurance for Seniors

Take a look at Ballinger, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ballinger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,419 $2,744
GEICO $1,960 $2,185
Nationwide $1,954 $2,075
Progressive $1,972 $2,009
State Farm $1,620 $1,620
USAA $1,368 $1,383

Cheapest Ballinger, TX Car Insurance Rates After a DUI

A DUI in Ballinger, TX increases car insurance rates. Compare Ballinger, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ballinger, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,879
American Family $4,280
GEICO $2,582
Nationwide $4,471
Progressive $4,221
State Farm $3,038
USAA $2,864

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ballinger, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ballinger, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ballinger, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,693 $4,905
American Family $4,219 $4,219
GEICO $2,684 $2,788
Nationwide $3,474 $3,474
Progressive $4,140 $4,140
State Farm $2,556 $2,556
USAA $2,195 $2,252

The Best Cheap Car Insurance Companies in Ballinger, TX

Take a look at a side-by-side comparison of the top car insurance companies in Ballinger, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ballinger, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $4,219
GEICO $2,736
Nationwide $3,474
Progressive $4,140
State Farm $2,556
USAA $2,224

Category Winners: Cheapest Car Insurance in Ballinger, Texas

Find the cheapest car insurance companies in Ballinger, TX for each category right here.

Best Annual Car Insurance Rates by Company in Ballinger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ballinger, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ballinger car insurance rates. Find the cheapest Ballinger, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ballinger, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $3,994 $4,100 $4,562
GEICO $2,617 $2,710 $2,881
Nationwide $3,753 $3,325 $3,343
Progressive $3,986 $4,127 $4,308
State Farm $2,441 $2,549 $2,677
USAA $2,165 $2,217 $2,290

What affects car insurance rates in Ballinger, Texas?

What factors can have an impact on Ballinger, TX car insurance? There are several reasons why Ballinger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ballinger, Texas.

Car Theft in Ballinger

High levels of vehicle theft can make car insurance more expensive. Ballinger, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Ballinger

The more time you spend in your car the higher the risk of an accident. The average commute length in Ballinger, TX is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ballinger, TX

Ready to find affordable Ballinger, Texas car insurance today? Enter your ZIP code for fast, free Ballinger, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption