Compare Ballwin, MO Car Insurance Rates (2021)

Car insurance in Ballwin, MO averages $306 a month. Ballwin, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ballwin car insurance rates, compare quotes from the top car insurance companies in Ballwin, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ballwin for teen drivers is Nationwide
  • The cheapest ZIP code in Ballwin is 63011
  • Average car insurance rates in Ballwin, MO after a DUI are $4,307/year

If you need to buy Ballwin, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Ballwin, MO is right here.

You’ll find Ballwin car insurance rates, the cheapest Ballwin, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Ballwin, Missouri car insurance rates to Springfield car insurance rates, Lee’s Summit car insurance rates, and Independence car insurance rates.

Ready to find affordable Ballwin, MO car insurance today? Enter your ZIP code for fast, free Ballwin car insurance quotes.

Cheapest Ballwin, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ballwin, MO car insurance rates? Every Ballwin, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ballwin, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,075 $2,958 $2,790 $2,875 $9,029 $9,840 $2,900 $2,976
American Family $2,403 $2,403 $2,142 $2,142 $6,689 $8,688 $2,403 $2,802
Farmers $2,522 $2,501 $2,243 $2,384 $10,754 $11,111 $2,875 $2,984
GEICO $1,926 $2,168 $1,495 $1,960 $6,298 $6,618 $1,735 $1,719
Liberty Mutual $2,829 $3,061 $2,329 $2,617 $10,402 $11,554 $2,965 $3,139
Nationwide $1,651 $1,676 $1,486 $1,562 $4,346 $5,522 $1,900 $2,043
Progressive $2,342 $2,147 $1,938 $1,982 $8,436 $9,466 $2,867 $2,955
State Farm $1,806 $1,806 $1,644 $1,644 $5,632 $7,069 $2,044 $2,347
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Ballwin, MO

Every driver must carry the minimum car insurance in Ballwin, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Ballwin, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ballwin, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ballwin, MO. Compare credit history car insurance rates in Ballwin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ballwin, Missouri

Insurance Company Poor Fair Good
Allstate $6,281 $4,052 $3,334
American Family $4,849 $3,408 $2,869
Farmers $5,312 $4,462 $4,242
GEICO $4,130 $2,689 $2,150
Liberty Mutual $6,946 $4,277 $3,363
Nationwide $2,965 $2,467 $2,138
Progressive $4,596 $3,868 $3,586
State Farm $4,241 $2,645 $2,110
USAA $4,567 $2,109 $1,505

Cheapest Ballwin, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ballwin, MO to rates for a clean record with top companies.

Annual Ballwin, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,871 $4,400 $5,536 $4,415
American Family $2,763 $3,981 $4,926 $3,166
Farmers $4,007 $5,052 $4,934 $4,694
GEICO $2,270 $3,035 $4,171 $2,483
Liberty Mutual $3,515 $5,090 $5,215 $5,627
Nationwide $1,951 $2,546 $3,447 $2,149
Progressive $3,424 $4,729 $3,842 $4,071
State Farm $2,728 $3,270 $2,999 $2,999
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Ballwin, MO Car Insurance for Teen Drivers

Teen car insurance in Ballwin, MO can be expensive. Take a look at rates from the top car insurance companies in Ballwin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ballwin, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $9,840
American Family $6,689 $8,688
Farmers $10,754 $11,111
GEICO $6,298 $6,618
Liberty Mutual $10,402 $11,554
Nationwide $4,346 $5,522
Progressive $8,436 $9,466
State Farm $5,632 $7,069
USAA $5,002 $6,115

Cheapest Ballwin, MO Car Insurance for Seniors

Take a look at Ballwin, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ballwin, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,875
American Family $2,142 $2,142
Farmers $2,243 $2,384
GEICO $1,495 $1,960
Liberty Mutual $2,329 $2,617
Nationwide $1,486 $1,562
Progressive $1,938 $1,982
State Farm $1,644 $1,644
USAA $1,491 $1,518

Cheapest Ballwin, MO Car Insurance Rates After a DUI

A DUI in Ballwin, MO increases car insurance rates. Compare Ballwin, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ballwin, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,536
American Family $4,926
Farmers $4,934
GEICO $4,171
Liberty Mutual $5,215
Nationwide $3,447
Progressive $3,842
State Farm $2,999
USAA $3,694

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Cheapest Ballwin, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ballwin, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ballwin, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,555 $4,555
American Family $3,672 $3,745
Farmers $4,672 $4,672
GEICO $2,939 $3,041
Liberty Mutual $4,862 $4,862
Nationwide $2,523 $2,523
Progressive $4,017 $4,017
State Farm $2,923 $3,075
USAA $2,630 $2,824

Cheapest Ballwin, MO Car Insurance Rates by ZIP Code

Ballwin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ballwin, MO.

Annual Car Insurance Rates by ZIP Code in Ballwin, Missouri

ZIP Code Average Annual Rates
63011 $2,997
63021 $3,057

The Best Cheap Car Insurance Companies in Ballwin, MO

Take a look at a side-by-side comparison of the top car insurance companies in Ballwin, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ballwin, Missouri

Insurance Company Average Annual Rates
Allstate $4,555
American Family $3,709
Farmers $4,672
GEICO $2,990
Liberty Mutual $4,862
Nationwide $2,523
Progressive $4,017
State Farm $2,999
USAA $2,727

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Category Winners: Cheapest Car Insurance in Ballwin, Missouri

Find the cheapest car insurance companies in Ballwin, MO for each category right here.

Best Annual Car Insurance Rates by Company in Ballwin, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Ballwin, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ballwin car insurance rates. Find the cheapest Ballwin, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ballwin, Missouri

Insurance Company Low Medium High
Allstate $4,384 $4,546 $4,736
American Family $3,589 $3,825 $3,713
Farmers $4,372 $4,632 $5,011
GEICO $2,767 $3,024 $3,179
Liberty Mutual $4,552 $4,893 $5,141
Nationwide $2,360 $2,550 $2,660
Progressive $3,596 $4,028 $4,426
State Farm $2,775 $3,015 $3,206
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Ballwin, Missouri?

What factors can have an impact on Ballwin, MO car insurance? There are several reasons why Ballwin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ballwin, Missouri.

Commute Time in Ballwin

The more time you spend in your car the higher the risk of an accident. The average commute length in Ballwin, MO is 24.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Ballwin, MO

Ready to find affordable Ballwin, Missouri car insurance today? Enter your ZIP code for fast, free Ballwin, MO car insurance quotes.

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