Compare Balm, FL Car Insurance Rates (2021)

Car insurance in Balm, FL averages $432 a month. Balm, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Balm car insurance rates, compare quotes from the top car insurance companies in Balm, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Balm is USAA
  • Average car insurance rates in Balm, FL after a DUI are $6,234/year
  • Average car insurance rates in Balm, FL are $5,182/year

If you need to buy Balm, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Balm, FL is right here.

You’ll find Balm car insurance rates, the cheapest Balm, FL car insurance companies, and information on Florida car insurance laws. You can also compare Balm, Florida car insurance rates to Hialeah car insurance rates, Tampa car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Balm, FL car insurance today? Enter your ZIP code for fast, free Balm car insurance quotes.

Cheapest Balm, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balm, FL car insurance rates? Every Balm, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balm, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,086 $4,927 $4,486 $4,590 $18,408 $20,253 $5,104 $5,206
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

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Minimum Car Insurance in Balm, FL

Every driver must carry the minimum car insurance in Balm, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Balm, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Balm, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balm, FL. Compare credit history car insurance rates in Balm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balm, Florida

Insurance Company Poor Fair Good
Allstate $11,878 $7,533 $6,112
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

Cheapest Balm, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balm, FL to rates for a clean record with top companies.

Annual Balm, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,294 $8,770 $9,827 $8,139
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheapest Balm, FL Car Insurance for Teen Drivers

Teen car insurance in Balm, FL can be expensive. Take a look at rates from the top car insurance companies in Balm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balm, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,408 $20,253
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheapest Balm, FL Car Insurance for Seniors

Take a look at Balm, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balm, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,486 $4,590
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheapest Balm, FL Car Insurance Rates After a DUI

A DUI in Balm, FL increases car insurance rates. Compare Balm, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balm, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,827
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

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Cheapest Balm, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balm, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balm, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,263 $8,752
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

The Best Cheap Car Insurance Companies in Balm, FL

Take a look at a side-by-side comparison of the top car insurance companies in Balm, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balm, Florida

Insurance Company Average Annual Rates
Allstate $8,508
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

Category Winners: Cheapest Car Insurance in Balm, Florida

Find the cheapest car insurance companies in Balm, FL for each category right here.

Best Annual Car Insurance Rates by Company in Balm, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Balm, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balm car insurance rates. Find the cheapest Balm, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balm, Florida

Insurance Company Low Medium High
Allstate $6,242 $9,020 $10,261
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

What affects car insurance rates in Balm, Florida?

What factors can have an impact on Balm, FL car insurance? There are several reasons why Balm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Balm, Florida.

Commute Time in Balm

The more time you spend in your car the higher the risk of an accident. The average commute length in Balm, FL is 39.2 minutes according to City-Data.

Compare Car Insurance Quotes in Balm, FL

Ready to find affordable Balm, Florida car insurance today? Enter your ZIP code for fast, free Balm, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State