Compare Balmorhea, TX Car Insurance Rates (2021)

Car insurance in Balmorhea, TX averages $311 a month. Balmorhea, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Balmorhea car insurance rates, compare quotes from the top car insurance companies in Balmorhea, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Balmorhea, TX are $3,737/year
  • The cheapest car insurance company in Balmorhea is USAA
  • The cheapest car insurance company in Balmorhea for teen drivers is USAA

If you need to buy Balmorhea, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Balmorhea, TX is right here.

You’ll find Balmorhea car insurance rates, the cheapest Balmorhea, TX car insurance companies, and information on Texas car insurance laws. You can also compare Balmorhea, Texas car insurance rates to Laredo car insurance rates, Dallas car insurance rates, and Arlington car insurance rates.

Ready to find affordable Balmorhea, TX car insurance today? Enter your ZIP code for fast, free Balmorhea car insurance quotes.

Cheapest Balmorhea, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balmorhea, TX car insurance rates? Every Balmorhea, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balmorhea, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,932 $3,247 $2,713 $3,091 $7,686 $10,252 $4,192 $4,825
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,499 $2,337 $2,231 $2,274 $10,624 $11,787 $2,922 $2,913
State Farm $1,703 $1,703 $1,503 $1,503 $3,872 $4,900 $1,837 $1,901
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Balmorhea, TX

Every driver must carry the minimum car insurance in Balmorhea, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Balmorhea, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Balmorhea, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balmorhea, TX. Compare credit history car insurance rates in Balmorhea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balmorhea, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,779 $4,160 $3,663
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $5,276 $4,575 $4,244
State Farm $3,351 $2,084 $1,660
USAA $3,481 $1,970 $1,573

Cheapest Balmorhea, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balmorhea, TX to rates for a clean record with top companies.

Annual Balmorhea, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,435 $5,653 $4,946 $4,435
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $4,094 $5,323 $4,777 $4,600
State Farm $2,124 $2,407 $2,806 $2,124
USAA $1,765 $2,561 $3,015 $2,025

Cheapest Balmorhea, TX Car Insurance for Teen Drivers

Teen car insurance in Balmorhea, TX can be expensive. Take a look at rates from the top car insurance companies in Balmorhea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balmorhea, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,686 $10,252
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $10,624 $11,787
State Farm $3,872 $4,900
USAA $4,016 $4,444

Cheapest Balmorhea, TX Car Insurance for Seniors

Take a look at Balmorhea, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balmorhea, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,713 $3,091
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $2,231 $2,274
State Farm $1,503 $1,503
USAA $1,441 $1,460

Cheapest Balmorhea, TX Car Insurance Rates After a DUI

A DUI in Balmorhea, TX increases car insurance rates. Compare Balmorhea, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balmorhea, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
American Family $4,946
GEICO $2,589
Nationwide $4,733
Progressive $4,777
State Farm $2,806
USAA $3,015

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Balmorhea, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balmorhea, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balmorhea, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,867 $4,867
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $4,698 $4,698
State Farm $2,365 $2,365
USAA $2,311 $2,372

The Best Cheap Car Insurance Companies in Balmorhea, TX

Take a look at a side-by-side comparison of the top car insurance companies in Balmorhea, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balmorhea, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,867
GEICO $2,721
Nationwide $3,684
Progressive $4,698
State Farm $2,365
USAA $2,341

Category Winners: Cheapest Car Insurance in Balmorhea, Texas

Find the cheapest car insurance companies in Balmorhea, TX for each category right here.

Best Annual Car Insurance Rates by Company in Balmorhea, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Balmorhea, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balmorhea car insurance rates. Find the cheapest Balmorhea, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balmorhea, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,603 $4,734 $5,265
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $4,404 $4,667 $5,025
State Farm $2,262 $2,359 $2,475
USAA $2,280 $2,334 $2,410

What affects car insurance rates in Balmorhea, Texas?

What factors can have an impact on Balmorhea, TX car insurance? There are several reasons why Balmorhea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Balmorhea, Texas.

Commute Time in Balmorhea

The more time you spend in your car the higher the risk of an accident. The average commute length in Balmorhea, TX is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Balmorhea, TX

Ready to find affordable Balmorhea, Texas car insurance today? Enter your ZIP code for fast, free Balmorhea, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption