Compare Balsam, NC Car Insurance Rates (2021)

Car insurance in Balsam, NC averages $261 a month. Balsam, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Balsam car insurance rates, compare quotes from the top car insurance companies in Balsam, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Balsam is Liberty Mutual
  • Average car insurance rates in Balsam, NC are $3,132/year
  • Average car insurance rates in Balsam, NC after a DUI are $5,895/year

If you need to buy Balsam, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Balsam, NC is right here.

You’ll find Balsam car insurance rates, the cheapest Balsam, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Balsam, North Carolina car insurance rates to Cary car insurance rates, Fayetteville car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Balsam, NC car insurance today? Enter your ZIP code for fast, free Balsam car insurance quotes.

Cheapest Balsam, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Balsam, NC car insurance rates? Every Balsam, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Balsam, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,968 $4,968 $4,074 $4,074 $12,070 $12,070 $5,066 $5,066
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,547 $1,547 $1,427 $1,427 $3,557 $3,557 $1,712 $1,712
State Farm $3,198 $3,198 $2,762 $2,762 $4,703 $4,703 $3,959 $3,959
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

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Minimum Car Insurance in Balsam, NC

Every driver must carry the minimum car insurance in Balsam, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Balsam, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Balsam, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Balsam, NC. Compare credit history car insurance rates in Balsam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Balsam, North Carolina

Insurance Company Poor Fair Good
Allstate $8,861 $5,754 $5,019
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,304 $2,015 $1,863
State Farm $5,150 $3,278 $2,538
Travelers $2,879 $2,606 $2,561

Cheapest Balsam, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Balsam, NC to rates for a clean record with top companies.

Annual Balsam, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,219 $11,600 $4,804
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $977 $1,430 $4,456 $1,380
State Farm $1,927 $2,808 $7,080 $2,808
Travelers $1,568 $2,106 $5,000 $2,053

Cheapest Balsam, NC Car Insurance for Teen Drivers

Teen car insurance in Balsam, NC can be expensive. Take a look at rates from the top car insurance companies in Balsam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Balsam, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,070 $12,070
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,557 $3,557
State Farm $4,703 $4,703
Travelers $3,870 $3,870

Cheapest Balsam, NC Car Insurance for Seniors

Take a look at Balsam, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Balsam, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,074 $4,074
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,427 $1,427
State Farm $2,762 $2,762
Travelers $2,253 $2,253

Cheapest Balsam, NC Car Insurance Rates After a DUI

A DUI in Balsam, NC increases car insurance rates. Compare Balsam, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Balsam, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,600
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,456
State Farm $7,080
Travelers $5,000

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Cheapest Balsam, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Balsam, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Balsam, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,545 $6,545
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,061 $2,061
State Farm $3,643 $3,668
Travelers $2,682 $2,682

The Best Cheap Car Insurance Companies in Balsam, NC

Take a look at a side-by-side comparison of the top car insurance companies in Balsam, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Balsam, North Carolina

Insurance Company Average Annual Rates
Allstate $6,545
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,061
State Farm $3,655
Travelers $2,682

Category Winners: Cheapest Car Insurance in Balsam, North Carolina

Find the cheapest car insurance companies in Balsam, NC for each category right here.

Best Annual Car Insurance Rates by Company in Balsam, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Balsam, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Balsam car insurance rates. Find the cheapest Balsam, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Balsam, North Carolina

Insurance Company Low Medium High
Allstate $6,349 $6,524 $6,761
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,968 $2,048 $2,166
State Farm $3,502 $3,637 $3,827
Travelers $2,579 $2,668 $2,798

Compare Car Insurance Quotes in Balsam, NC

Ready to find affordable Balsam, North Carolina car insurance today? Enter your ZIP code for fast, free Balsam, NC car insurance quotes.

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