Compare Bandera, TX Car Insurance Rates (2021)

Car insurance in Bandera, TX averages $314 a month. Bandera, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bandera car insurance rates, compare quotes from the top car insurance companies in Bandera, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bandera for teen drivers is USAA
  • The cheapest car insurance company in Bandera is USAA
  • Average car insurance rates in Bandera, TX after a DUI are $4,281/year

If you need to buy Bandera, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bandera, TX is right here.

You’ll find Bandera car insurance rates, the cheapest Bandera, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bandera, Texas car insurance rates to Arlington car insurance rates, San Antonio car insurance rates, and Laredo car insurance rates.

Ready to find affordable Bandera, TX car insurance today? Enter your ZIP code for fast, free Bandera car insurance quotes.

Cheapest Bandera, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bandera, TX car insurance rates? Every Bandera, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bandera, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,657 $3,692 $3,615 $3,615 $9,499 $11,470 $4,513 $4,701
American Family $2,557 $2,841 $2,373 $2,712 $6,619 $8,651 $3,641 $4,141
GEICO $2,287 $2,457 $2,201 $2,475 $4,882 $5,090 $2,465 $2,465
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $2,701 $2,575 $2,379 $2,440 $10,860 $12,076 $3,197 $3,243
State Farm $1,979 $1,979 $1,749 $1,749 $4,556 $5,773 $2,138 $2,209
USAA $1,523 $1,539 $1,449 $1,447 $4,177 $4,573 $2,028 $2,192

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bandera, TX

Every driver must carry the minimum car insurance in Bandera, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bandera, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bandera, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bandera, TX. Compare credit history car insurance rates in Bandera from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bandera, Texas

Insurance Company Poor Fair Good
Allstate $7,136 $5,202 $4,447
American Family $5,770 $3,634 $3,172
GEICO $4,684 $2,658 $1,778
Nationwide $4,217 $3,379 $2,937
Progressive $5,591 $4,789 $4,422
State Farm $3,923 $2,437 $1,939
USAA $3,492 $2,001 $1,605

Cheapest Bandera, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bandera, TX to rates for a clean record with top companies.

Annual Bandera, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,366 $6,696 $6,952 $4,366
American Family $3,826 $4,854 $4,261 $3,826
GEICO $2,583 $3,389 $2,860 $3,329
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $4,303 $5,531 $5,039 $4,862
State Farm $2,477 $2,816 $3,295 $2,477
USAA $1,772 $2,601 $3,057 $2,034

Cheapest Bandera, TX Car Insurance for Teen Drivers

Teen car insurance in Bandera, TX can be expensive. Take a look at rates from the top car insurance companies in Bandera for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bandera, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,499 $11,470
American Family $6,619 $8,651
GEICO $4,882 $5,090
Nationwide $6,172 $7,920
Progressive $10,860 $12,076
State Farm $4,556 $5,773
USAA $4,177 $4,573

Cheapest Bandera, TX Car Insurance for Seniors

Take a look at Bandera, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bandera, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,615 $3,615
American Family $2,373 $2,712
GEICO $2,201 $2,475
Nationwide $1,977 $2,092
Progressive $2,379 $2,440
State Farm $1,749 $1,749
USAA $1,449 $1,447

Cheapest Bandera, TX Car Insurance Rates After a DUI

A DUI in Bandera, TX increases car insurance rates. Compare Bandera, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bandera, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,952
American Family $4,261
GEICO $2,860
Nationwide $4,500
Progressive $5,039
State Farm $3,295
USAA $3,057

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bandera, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bandera, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bandera, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,462 $5,728
American Family $4,192 $4,192
GEICO $2,982 $3,099
Nationwide $3,511 $3,511
Progressive $4,934 $4,934
State Farm $2,766 $2,766
USAA $2,336 $2,396

The Best Cheap Car Insurance Companies in Bandera, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bandera, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bandera, Texas

Insurance Company Average Annual Rates
Allstate $5,595
American Family $4,192
GEICO $3,040
Nationwide $3,511
Progressive $4,934
State Farm $2,766
USAA $2,366

Category Winners: Cheapest Car Insurance in Bandera, Texas

Find the cheapest car insurance companies in Bandera, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bandera, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bandera, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bandera car insurance rates. Find the cheapest Bandera, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bandera, Texas

Insurance Company Low Medium High
Allstate $5,444 $5,539 $5,802
American Family $3,902 $4,037 $4,637
GEICO $2,882 $2,999 $3,239
Nationwide $3,774 $3,360 $3,398
Progressive $4,703 $4,907 $5,192
State Farm $2,633 $2,757 $2,910
USAA $2,293 $2,357 $2,448

What affects car insurance rates in Bandera, Texas?

What factors can have an impact on Bandera, TX car insurance? There are several reasons why Bandera car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bandera, Texas.

Commute Time in Bandera

The more time you spend in your car the higher the risk of an accident. The average commute length in Bandera, TX is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Bandera, TX

Ready to find affordable Bandera, Texas car insurance today? Enter your ZIP code for fast, free Bandera, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption