Compare Bangor, MI Car Insurance Rates (2021)

Car insurance in Bangor, MI averages $765 a month. Bangor, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bangor car insurance rates, compare quotes from the top car insurance companies in Bangor, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bangor, MI are $9,185/year
  • The cheapest car insurance company in Bangor for teen drivers is USAA
  • Average car insurance rates in Bangor, MI after a DUI are $15,466/year

If you need to buy Bangor, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bangor, MI is right here.

You’ll find Bangor car insurance rates, the cheapest Bangor, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bangor, Michigan car insurance rates to Troy car insurance rates, Ann Arbor car insurance rates, and Warren car insurance rates.

Ready to find affordable Bangor, MI car insurance today? Enter your ZIP code for fast, free Bangor car insurance quotes.

Cheapest Bangor, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bangor, MI car insurance rates? Every Bangor, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bangor, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,968 $16,968 $15,777 $15,777 $41,991 $41,991 $17,873 $17,873
Farmers $3,850 $3,850 $3,596 $3,596 $8,462 $8,462 $4,322 $4,322
GEICO $3,473 $3,473 $3,547 $3,547 $9,806 $9,806 $3,322 $3,322
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,942 $3,942 $3,505 $3,505 $10,508 $10,508 $4,327 $4,327
Progressive $2,694 $2,519 $2,387 $2,644 $9,836 $10,533 $3,134 $2,929
State Farm $6,548 $6,548 $6,077 $6,077 $22,954 $22,954 $7,687 $7,687
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,587 $2,431 $2,439 $2,291 $6,254 $5,884 $3,129 $2,973

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Minimum Car Insurance in Bangor, MI

Every driver must carry the minimum car insurance in Bangor, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Bangor, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bangor, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bangor, MI. Compare credit history car insurance rates in Bangor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bangor, Michigan

Insurance Company Poor Fair Good
Allstate $35,162 $19,459 $14,836
Farmers $6,694 $4,410 $4,068
GEICO $6,469 $4,763 $3,880
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $6,950 $5,268 $4,492
Progressive $5,272 $4,453 $4,028
State Farm $17,535 $8,879 $6,034
Travelers $6,813 $6,608 $6,525
USAA $5,224 $2,996 $2,275

Cheapest Bangor, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bangor, MI to rates for a clean record with top companies.

Annual Bangor, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,217 $15,012 $50,635 $15,745
Farmers $4,257 $5,410 $5,345 $5,217
GEICO $1,780 $3,759 $11,330 $3,281
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,779 $6,351 $5,780 $5,371
Progressive $3,904 $5,094 $4,586 $4,754
State Farm $6,874 $8,245 $17,843 $10,302
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,815 $3,517 $4,595 $3,066

Cheapest Bangor, MI Car Insurance for Teen Drivers

Teen car insurance in Bangor, MI can be expensive. Take a look at rates from the top car insurance companies in Bangor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bangor, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,991 $41,991
Farmers $8,462 $8,462
GEICO $9,806 $9,806
Liberty Mutual $32,196 $32,196
Nationwide $10,508 $10,508
Progressive $9,836 $10,533
State Farm $22,954 $22,954
Travelers $13,395 $13,395
USAA $6,254 $5,884

Cheapest Bangor, MI Car Insurance for Seniors

Take a look at Bangor, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bangor, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,777 $15,777
Farmers $3,596 $3,596
GEICO $3,547 $3,547
Liberty Mutual $13,578 $13,578
Nationwide $3,505 $3,505
Progressive $2,387 $2,644
State Farm $6,077 $6,077
Travelers $3,858 $3,858
USAA $2,439 $2,291

Cheapest Bangor, MI Car Insurance Rates After a DUI

A DUI in Bangor, MI increases car insurance rates. Compare Bangor, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bangor, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $50,635
Farmers $5,345
GEICO $11,330
Liberty Mutual $28,745
Nationwide $5,780
Progressive $4,586
State Farm $17,843
Travelers $10,331
USAA $4,595

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Cheapest Bangor, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bangor, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bangor, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,152 $23,152
Farmers $5,057 $5,057
GEICO $4,923 $5,151
Liberty Mutual $17,672 $18,928
Nationwide $5,570 $5,570
Progressive $4,584 $4,584
State Farm $10,525 $11,107
Travelers $6,611 $6,686
USAA $3,458 $3,539

The Best Cheap Car Insurance Companies in Bangor, MI

Take a look at a side-by-side comparison of the top car insurance companies in Bangor, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bangor, Michigan

Insurance Company Average Annual Rates
Allstate $23,152
Farmers $5,057
GEICO $5,037
Liberty Mutual $18,300
Nationwide $5,570
Progressive $4,584
State Farm $10,816
Travelers $6,649
USAA $3,498

Category Winners: Cheapest Car Insurance in Bangor, Michigan

Find the cheapest car insurance companies in Bangor, MI for each category right here.

Best Annual Car Insurance Rates by Company in Bangor, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Bangor, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bangor car insurance rates. Find the cheapest Bangor, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bangor, Michigan

Insurance Company Low Medium High
Allstate $22,505 $23,210 $23,742
Farmers $4,933 $5,046 $5,192
GEICO $4,692 $4,990 $5,430
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,814 $5,480 $5,417
Progressive $4,442 $4,591 $4,720
State Farm $10,277 $10,883 $11,288
Travelers $6,575 $6,656 $6,715
USAA $3,385 $3,508 $3,602

What affects car insurance rates in Bangor, Michigan?

What factors can have an impact on Bangor, MI car insurance? There are several reasons why Bangor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bangor, Michigan.

Car Theft in Bangor

High levels of vehicle theft can make car insurance more expensive. Bangor, MI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Bangor

The more time you spend in your car the higher the risk of an accident. The average commute length in Bangor, MI is 25.0 minutes according to City-Data.

Traffic in Bangor

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bangor, MI traffic data from INRIX ranks Bangor as the 881st-most congested in the world.

Compare Car Insurance Quotes in Bangor, MI

Ready to find affordable Bangor, Michigan car insurance today? Enter your ZIP code for fast, free Bangor, MI car insurance quotes.

Free Car Insurance Comparison

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