Compare Banks, AL Car Insurance Rates (2021)

Car insurance in Banks, AL averages $296 a month. Banks, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Banks car insurance rates, compare quotes from the top car insurance companies in Banks, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Banks, AL after a DUI are $4,051/year
  • Average car insurance rates in Banks, AL are $3,547/year
  • The cheapest car insurance company in Banks is USAA

If you need to buy Banks, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Banks, AL is right here.

You’ll find Banks car insurance rates, the cheapest Banks, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Banks, Alabama car insurance rates to Mobile car insurance rates, Birmingham car insurance rates, and Dothan car insurance rates.

Ready to find affordable Banks, AL car insurance today? Enter your ZIP code for fast, free Banks car insurance quotes.

Cheapest Banks, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Banks, AL car insurance rates? Every Banks, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,311 $2,294 $2,066 $2,193 $8,908 $9,165 $2,626 $2,731
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,064 $3,316 $2,521 $2,823 $10,689 $11,893 $3,270 $3,488
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,407 $2,272 $1,967 $2,110 $9,183 $10,232 $2,796 $2,914
State Farm $2,671 $2,671 $2,397 $2,397 $7,731 $9,735 $3,009 $3,436
Travelers $1,518 $1,544 $1,413 $1,412 $7,913 $12,389 $1,442 $1,676
USAA $1,272 $1,294 $1,188 $1,169 $3,747 $4,158 $1,655 $1,790

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Minimum Car Insurance in Banks, AL

Every driver must carry the minimum car insurance in Banks, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Banks, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Banks, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Banks, AL. Compare credit history car insurance rates in Banks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Banks, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,525 $3,895 $3,691
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,358 $4,500 $3,541
Nationwide $3,073 $2,400 $2,171
Progressive $4,821 $4,088 $3,796
State Farm $6,898 $3,494 $2,375
Travelers $3,998 $3,464 $3,528
USAA $2,732 $1,780 $1,590

Cheapest Banks, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Banks, AL to rates for a clean record with top companies.

Annual Banks, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,396 $4,394 $4,286 $4,071
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,034 $5,588 $5,492 $5,418
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,836 $4,771 $4,111 $4,222
State Farm $3,865 $4,733 $4,212 $4,212
Travelers $3,055 $3,207 $4,673 $3,719
USAA $1,566 $1,962 $2,914 $1,694

Cheapest Banks, AL Car Insurance for Teen Drivers

Teen car insurance in Banks, AL can be expensive. Take a look at rates from the top car insurance companies in Banks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Banks, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,908 $9,165
GEICO $5,548 $5,428
Liberty Mutual $10,689 $11,893
Nationwide $4,358 $5,617
Progressive $9,183 $10,232
State Farm $7,731 $9,735
Travelers $7,913 $12,389
USAA $3,747 $4,158

Cheapest Banks, AL Car Insurance for Seniors

Take a look at Banks, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Banks, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,066 $2,193
GEICO $2,014 $2,065
Liberty Mutual $2,521 $2,823
Nationwide $1,527 $1,581
Progressive $1,967 $2,110
State Farm $2,397 $2,397
Travelers $1,413 $1,412
USAA $1,188 $1,169

Cheapest Banks, AL Car Insurance Rates After a DUI

A DUI in Banks, AL increases car insurance rates. Compare Banks, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Banks, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,286
GEICO $3,924
Liberty Mutual $5,492
Nationwide $3,241
Progressive $4,111
State Farm $4,212
Travelers $4,673
USAA $2,914

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Cheapest Banks, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Banks, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Banks, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,037 $4,037
GEICO $2,906 $3,021
Liberty Mutual $5,133 $5,133
Nationwide $2,548 $2,548
Progressive $4,235 $4,235
State Farm $4,151 $4,360
Travelers $3,663 $3,663
USAA $1,941 $2,127

The Best Cheap Car Insurance Companies in Banks, AL

Take a look at a side-by-side comparison of the top car insurance companies in Banks, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Banks, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,037
GEICO $2,964
Liberty Mutual $5,133
Nationwide $2,548
Progressive $4,235
State Farm $4,256
Travelers $3,663
USAA $2,034

Category Winners: Cheapest Car Insurance in Banks, Alabama

Find the cheapest car insurance companies in Banks, AL for each category right here.

Best Annual Car Insurance Rates by Company in Banks, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Banks, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Banks car insurance rates. Find the cheapest Banks, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Banks, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,815 $3,986 $4,310
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,905 $5,109 $5,385
Nationwide $2,529 $2,526 $2,589
Progressive $3,765 $4,202 $4,738
State Farm $4,023 $4,250 $4,494
Travelers $3,511 $3,736 $3,744
USAA $1,959 $2,023 $2,120

What affects car insurance rates in Banks, Alabama?

What factors can have an impact on Banks, AL car insurance? There are several reasons why Banks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Banks, Alabama.

Commute Time in Banks

The more time you spend in your car the higher the risk of an accident. The average commute length in Banks, AL is 37.6 minutes according to City-Data.

Compare Car Insurance Quotes in Banks, AL

Ready to find affordable Banks, Alabama car insurance today? Enter your ZIP code for fast, free Banks, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State