Compare Banks, AR Car Insurance Rates (2021)

Car insurance in Banks, AR averages $355 a month. Banks, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Banks car insurance rates, compare quotes from the top car insurance companies in Banks, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Banks is USAA
  • The cheapest car insurance company in Banks for teen drivers is USAA
  • Average car insurance rates in Banks, AR are $4,258/year

If you need to buy Banks, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Banks, AR is right here.

You’ll find Banks car insurance rates, the cheapest Banks, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Banks, Arkansas car insurance rates to Fort Smith car insurance rates, Pine Bluff car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Banks, AR car insurance today? Enter your ZIP code for fast, free Banks car insurance quotes.

Cheapest Banks, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Banks, AR car insurance rates? Every Banks, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,993 $3,039 $2,646 $2,838 $10,370 $12,336 $3,344 $3,644
Farmers $2,480 $2,474 $2,224 $2,327 $9,826 $10,182 $2,833 $3,003
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $3,345 $3,211 $2,739 $2,856 $13,002 $14,684 $3,998 $4,289
State Farm $1,878 $1,878 $1,654 $1,654 $5,052 $6,391 $2,108 $2,402
Travelers $2,276 $2,325 $2,215 $2,227 $12,672 $20,271 $2,418 $2,851
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

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Minimum Car Insurance in Banks, AR

Every driver must carry the minimum car insurance in Banks, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Banks, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Banks, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Banks, AR. Compare credit history car insurance rates in Banks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Banks, Arkansas

Insurance Company Poor Fair Good
Allstate $6,490 $4,950 $4,015
Farmers $5,048 $4,202 $4,006
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $6,893 $5,795 $5,358
State Farm $4,169 $2,509 $1,953
Travelers $6,796 $5,650 $5,274
USAA $2,985 $2,031 $1,728

Cheapest Banks, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Banks, AR to rates for a clean record with top companies.

Annual Banks, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,298 $5,356 $5,878 $5,073
Farmers $3,743 $4,776 $4,661 $4,495
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $5,204 $7,136 $5,461 $6,261
State Farm $2,664 $3,090 $2,877 $2,877
Travelers $4,958 $5,123 $7,456 $6,090
USAA $1,728 $2,188 $3,158 $1,918

Cheapest Banks, AR Car Insurance for Teen Drivers

Teen car insurance in Banks, AR can be expensive. Take a look at rates from the top car insurance companies in Banks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Banks, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,370 $12,336
Farmers $9,826 $10,182
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $13,002 $14,684
State Farm $5,052 $6,391
Travelers $12,672 $20,271
USAA $4,329 $4,542

Cheapest Banks, AR Car Insurance for Seniors

Take a look at Banks, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Banks, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,646 $2,838
Farmers $2,224 $2,327
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,739 $2,856
State Farm $1,654 $1,654
Travelers $2,215 $2,227
USAA $1,285 $1,299

Cheapest Banks, AR Car Insurance Rates After a DUI

A DUI in Banks, AR increases car insurance rates. Compare Banks, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Banks, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,878
Farmers $4,661
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,389
Progressive $5,461
State Farm $2,877
Travelers $7,456
USAA $3,158

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Cheapest Banks, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Banks, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Banks, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,151
Farmers $4,419 $4,419
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $6,016 $6,016
State Farm $2,809 $2,945
Travelers $5,907 $5,907
USAA $2,183 $2,313

The Best Cheap Car Insurance Companies in Banks, AR

Take a look at a side-by-side comparison of the top car insurance companies in Banks, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Banks, Arkansas

Insurance Company Average Annual Rates
Allstate $5,151
Farmers $4,419
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,940
Progressive $6,016
State Farm $2,877
Travelers $5,907
USAA $2,248

Category Winners: Cheapest Car Insurance in Banks, Arkansas

Find the cheapest car insurance companies in Banks, AR for each category right here.

Best Annual Car Insurance Rates by Company in Banks, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Banks, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Banks car insurance rates. Find the cheapest Banks, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Banks, Arkansas

Insurance Company Low Medium High
Allstate $5,021 $5,148 $5,285
Farmers $4,233 $4,381 $4,643
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $5,617 $5,933 $6,497
State Farm $2,760 $2,874 $2,998
Travelers $5,678 $5,925 $6,116
USAA $2,158 $2,240 $2,345

What affects car insurance rates in Banks, Arkansas?

What factors can have an impact on Banks, AR car insurance? There are several reasons why Banks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Banks, Arkansas.

Commute Time in Banks

The more time you spend in your car the higher the risk of an accident. The average commute length in Banks, AR is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Banks, AR

Ready to find affordable Banks, Arkansas car insurance today? Enter your ZIP code for fast, free Banks, AR car insurance quotes.

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