Compare Banks Springs, LA Car Insurance Rates (2021)

Car insurance in Banks Springs, LA averages $450 a month. Banks Springs, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Banks Springs car insurance rates, compare quotes from the top car insurance companies in Banks Springs, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Banks Springs for teen drivers is USAA
  • Average car insurance rates in Banks Springs, LA are $5,397/year
  • The cheapest car insurance company in Banks Springs is State Farm

If you need to buy Banks Springs, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Banks Springs, LA is right here.

You’ll find Banks Springs car insurance rates, the cheapest Banks Springs, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Banks Springs, Louisiana car insurance rates to Shreveport car insurance rates, Alexandria car insurance rates, and Kenner car insurance rates.

Ready to find affordable Banks Springs, LA car insurance today? Enter your ZIP code for fast, free Banks Springs car insurance quotes.

Cheapest Banks Springs, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Banks Springs, LA car insurance rates? Every Banks Springs, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks Springs, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,425 $3,954 $4,078 $4,969 $12,837 $13,573 $3,310 $3,224
Progressive $3,708 $3,467 $3,106 $3,341 $14,939 $16,624 $4,259 $4,387
State Farm $2,499 $2,499 $2,265 $2,265 $7,172 $9,013 $2,782 $3,130
USAA $2,521 $2,484 $2,436 $2,426 $7,418 $8,740 $3,096 $3,392

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Minimum Car Insurance in Banks Springs, LA

Every driver must carry the minimum car insurance in Banks Springs, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Banks Springs, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Banks Springs, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Banks Springs, LA. Compare credit history car insurance rates in Banks Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Banks Springs, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,342 $6,371 $4,801
Progressive $7,602 $6,518 $6,067
State Farm $5,495 $3,525 $2,840
USAA $5,631 $3,578 $2,982

Cheapest Banks Springs, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Banks Springs, LA to rates for a clean record with top companies.

Annual Banks Springs, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,199 $6,774 $8,321 $5,392
Progressive $5,603 $7,532 $7,223 $6,556
State Farm $3,642 $4,264 $3,953 $3,953
USAA $3,102 $4,285 $5,172 $3,697

Cheapest Banks Springs, LA Car Insurance for Teen Drivers

Teen car insurance in Banks Springs, LA can be expensive. Take a look at rates from the top car insurance companies in Banks Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Banks Springs, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,837 $13,573
Progressive $14,939 $16,624
State Farm $7,172 $9,013
USAA $7,418 $8,740

Cheapest Banks Springs, LA Car Insurance for Seniors

Take a look at Banks Springs, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Banks Springs, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $4,078 $4,969
Progressive $3,106 $3,341
State Farm $2,265 $2,265
USAA $2,436 $2,426

Cheapest Banks Springs, LA Car Insurance Rates After a DUI

A DUI in Banks Springs, LA increases car insurance rates. Compare Banks Springs, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Banks Springs, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $8,321
Progressive $7,223
State Farm $3,953
USAA $5,172

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Cheapest Banks Springs, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Banks Springs, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Banks Springs, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $6,050 $6,293
Progressive $6,729 $6,729
State Farm $3,853 $4,053
USAA $3,939 $4,190

The Best Cheap Car Insurance Companies in Banks Springs, LA

Take a look at a side-by-side comparison of the top car insurance companies in Banks Springs, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Banks Springs, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $6,171
Progressive $6,729
State Farm $3,953
USAA $4,064

Category Winners: Cheapest Car Insurance in Banks Springs, Louisiana

Find the cheapest car insurance companies in Banks Springs, LA for each category right here.

Best Annual Car Insurance Rates by Company in Banks Springs, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Banks Springs, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Banks Springs car insurance rates. Find the cheapest Banks Springs, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Banks Springs, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $5,136 $6,191 $7,187
Progressive $5,712 $6,677 $7,797
State Farm $3,505 $3,945 $4,410
USAA $3,575 $4,122 $4,495

What affects car insurance rates in Banks Springs, Louisiana?

What factors can have an impact on Banks Springs, LA car insurance? There are several reasons why Banks Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Banks Springs, Louisiana.

Commute Time in Banks Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Banks Springs, LA is 15.0 minutes according to City-Data.

Compare Car Insurance Quotes in Banks Springs, LA

Ready to find affordable Banks Springs, Louisiana car insurance today? Enter your ZIP code for fast, free Banks Springs, LA car insurance quotes.

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