Compare Banning, CA Car Insurance Rates (2021)

Car insurance in Banning, CA averages $285 a month. Banning, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Banning car insurance rates, compare quotes from the top car insurance companies in Banning, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Banning is USAA
  • The cheapest car insurance company in Banning for teen drivers is USAA
  • Average car insurance rates in Banning, CA are $3,425/year

If you need to buy Banning, California car insurance, the options can be confusing. Everything you need to know about car insurance in Banning, CA is right here.

You’ll find Banning car insurance rates, the cheapest Banning, CA car insurance companies, and information on California car insurance laws. You can also compare Banning, California car insurance rates to Bakersfield car insurance rates, Long Beach car insurance rates, and San Jose car insurance rates.

Ready to find affordable Banning, CA car insurance today? Enter your ZIP code for fast, free Banning car insurance quotes.

Cheapest Banning, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Banning, CA car insurance rates? Every Banning, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banning, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,753 $2,759 $1,999 $2,026 $7,536 $9,480 $3,541 $3,910
Farmers $2,563 $2,563 $2,316 $2,316 $8,173 $13,362 $3,037 $3,383
GEICO $1,664 $1,665 $1,566 $1,566 $5,042 $5,127 $2,388 $2,442
Liberty Mutual $2,041 $1,929 $1,896 $1,835 $4,378 $4,675 $2,295 $2,323
Nationwide $2,887 $2,761 $2,515 $2,377 $7,233 $7,996 $3,431 $3,401
Progressive $1,622 $1,667 $1,395 $1,646 $4,328 $5,198 $2,348 $2,521
State Farm $3,417 $3,417 $3,054 $3,054 $6,303 $7,829 $3,782 $3,898
Travelers $2,313 $2,244 $2,042 $2,020 $4,707 $5,396 $2,996 $2,938
USAA $1,737 $1,644 $1,701 $1,706 $3,929 $3,951 $2,406 $2,271

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Minimum Car Insurance in Banning, CA

Every driver must carry the minimum car insurance in Banning, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Banning, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Banning, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Banning, CA to rates for a clean record with top companies.

Annual Banning, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,556 $4,319 $6,772 $3,355
Farmers $3,488 $4,747 $5,909 $4,713
GEICO $1,876 $2,892 $3,634 $2,328
Liberty Mutual $2,318 $3,106 $2,805 $2,457
Nationwide $2,846 $3,645 $6,165 $3,645
Progressive $1,693 $2,883 $3,348 $2,439
State Farm $3,101 $3,698 $6,981 $3,598
Travelers $2,071 $3,343 $3,890 $3,024
USAA $1,609 $2,389 $3,912 $1,762

Cheapest Banning, CA Car Insurance for Teen Drivers

Teen car insurance in Banning, CA can be expensive. Take a look at rates from the top car insurance companies in Banning for teenagers.

Annual Car Insurance Rates for Teen Drivers in Banning, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,536 $9,480
Farmers $8,173 $13,362
GEICO $5,042 $5,127
Liberty Mutual $4,378 $4,675
Nationwide $7,233 $7,996
Progressive $4,328 $5,198
State Farm $6,303 $7,829
Travelers $4,707 $5,396
USAA $3,929 $3,951

Cheapest Banning, CA Car Insurance for Seniors

Take a look at Banning, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Banning, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $2,026
Farmers $2,316 $2,316
GEICO $1,566 $1,566
Liberty Mutual $1,896 $1,835
Nationwide $2,515 $2,377
Progressive $1,395 $1,646
State Farm $3,054 $3,054
Travelers $2,042 $2,020
USAA $1,701 $1,706

Cheapest Banning, CA Car Insurance Rates After a DUI

A DUI in Banning, CA increases car insurance rates. Compare Banning, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Banning, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,772
Farmers $5,909
GEICO $3,634
Liberty Mutual $2,805
Nationwide $6,165
Progressive $3,348
State Farm $6,981
Travelers $3,890
USAA $3,912

Cheapest Banning, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Banning, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Banning, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,833 $4,668
Farmers $4,277 $5,151
GEICO $2,437 $2,928
Liberty Mutual $2,451 $2,892
Nationwide $3,601 $4,550
Progressive $2,353 $2,829
State Farm $4,185 $4,503
Travelers $2,775 $3,389
USAA $2,229 $2,607

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The Best Cheap Car Insurance Companies in Banning, CA

Take a look at a side-by-side comparison of the top car insurance companies in Banning, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Banning, California

Insurance Company Average Annual Rates
Allstate $4,250
Farmers $4,714
GEICO $2,683
Liberty Mutual $2,672
Nationwide $4,075
Progressive $2,591
State Farm $4,344
Travelers $3,082
USAA $2,418

Category Winners: Cheapest Car Insurance in Banning, California

Find the cheapest car insurance companies in Banning, CA for each category right here.

Best Annual Car Insurance Rates by Company in Banning, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Banning, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Banning car insurance rates. Find the cheapest Banning, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Banning, California

Insurance Company Low Medium High
Allstate $4,024 $4,286 $4,441
Farmers $4,379 $4,752 $5,011
GEICO $2,410 $2,714 $2,924
Liberty Mutual $2,484 $2,693 $2,838
Nationwide $3,680 $4,138 $4,407
Progressive $2,291 $2,673 $2,808
State Farm $3,896 $4,422 $4,715
Travelers $2,707 $3,160 $3,380
USAA $2,205 $2,463 $2,587

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What affects car insurance rates in Banning, California?

What factors can have an impact on Banning, CA car insurance? There are several reasons why Banning car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Banning, California.

Car Theft in Banning

High levels of vehicle theft can make car insurance more expensive. Banning, CA car theft statistics from the FBI indicate 123 vehicle thefts a year.

Commute Time in Banning

The more time you spend in your car the higher the risk of an accident. The average commute length in Banning, CA is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Banning, CA

Ready to find affordable Banning, California car insurance today? Enter your ZIP code for fast, free Banning, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State