Compare Baraga, MI Car Insurance Rates (2021)

Car insurance in Baraga, MI averages $759 a month. Baraga, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Baraga car insurance rates, compare quotes from the top car insurance companies in Baraga, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Baraga is USAA
  • The cheapest car insurance company in Baraga for teen drivers is USAA
  • Average car insurance rates in Baraga, MI are $9,108/year

If you need to buy Baraga, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Baraga, MI is right here.

You’ll find Baraga car insurance rates, the cheapest Baraga, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Baraga, Michigan car insurance rates to Flint car insurance rates, Grand Rapids car insurance rates, and Livonia car insurance rates.

Ready to find affordable Baraga, MI car insurance today? Enter your ZIP code for fast, free Baraga car insurance quotes.

Cheapest Baraga, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baraga, MI car insurance rates? Every Baraga, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baraga, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,748 $3,748 $3,486 $3,486 $8,669 $8,669 $4,219 $4,219
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,981 $2,811 $2,623 $2,899 $10,667 $11,454 $3,487 $3,296
State Farm $6,708 $6,708 $6,194 $6,194 $23,135 $23,135 $7,864 $7,864
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

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Minimum Car Insurance in Baraga, MI

Every driver must carry the minimum car insurance in Baraga, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Baraga, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Baraga, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baraga, MI. Compare credit history car insurance rates in Baraga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baraga, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,520 $4,446 $4,126
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,802 $4,875 $4,405
State Farm $17,796 $9,009 $6,121
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Baraga, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baraga, MI to rates for a clean record with top companies.

Annual Baraga, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,226 $5,392 $5,309 $5,196
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,277 $5,576 $5,031 $5,226
State Farm $7,061 $8,422 $17,954 $10,465
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Baraga, MI Car Insurance for Teen Drivers

Teen car insurance in Baraga, MI can be expensive. Take a look at rates from the top car insurance companies in Baraga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baraga, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,669 $8,669
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,667 $11,454
State Farm $23,135 $23,135
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Baraga, MI Car Insurance for Seniors

Take a look at Baraga, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baraga, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,486 $3,486
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,623 $2,899
State Farm $6,194 $6,194
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Baraga, MI Car Insurance Rates After a DUI

A DUI in Baraga, MI increases car insurance rates. Compare Baraga, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baraga, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,309
GEICO $11,549
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,031
State Farm $17,954
Travelers $12,018
USAA $4,286

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Cheapest Baraga, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baraga, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baraga, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,031 $5,031
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,027 $5,027
State Farm $10,682 $11,269
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Baraga, MI

Take a look at a side-by-side comparison of the top car insurance companies in Baraga, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baraga, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,031
GEICO $5,148
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,027
State Farm $10,975
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Baraga, Michigan

Find the cheapest car insurance companies in Baraga, MI for each category right here.

Best Annual Car Insurance Rates by Company in Baraga, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Baraga, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baraga car insurance rates. Find the cheapest Baraga, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baraga, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,911 $5,021 $5,160
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,870 $5,035 $5,177
State Farm $10,450 $11,040 $11,436
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

What affects car insurance rates in Baraga, Michigan?

What factors can have an impact on Baraga, MI car insurance? There are several reasons why Baraga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Baraga, Michigan.

Commute Time in Baraga

The more time you spend in your car the higher the risk of an accident. The average commute length in Baraga, MI is 12.0 minutes according to City-Data.

Compare Car Insurance Quotes in Baraga, MI

Ready to find affordable Baraga, Michigan car insurance today? Enter your ZIP code for fast, free Baraga, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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