Compare Barbourville, KY Car Insurance Rates (2021)

Car insurance in Barbourville, KY averages $470 a month. Barbourville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Barbourville car insurance rates, compare quotes from the top car insurance companies in Barbourville, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Barbourville is USAA
  • The cheapest car insurance company in Barbourville for teen drivers is USAA
  • Average car insurance rates in Barbourville, KY after a DUI are $6,757/year

If you need to buy Barbourville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Barbourville, KY is right here.

You’ll find Barbourville car insurance rates, the cheapest Barbourville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Barbourville, Kentucky car insurance rates to Bowling Green car insurance rates, Independence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Barbourville, KY car insurance today? Enter your ZIP code for fast, free Barbourville car insurance quotes.

Cheapest Barbourville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barbourville, KY car insurance rates? Every Barbourville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barbourville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,523 $5,442 $5,059 $5,378 $20,543 $22,770 $6,007 $6,285
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,063 $3,336 $2,606 $2,937 $11,936 $13,263 $3,187 $3,306
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,736 $2,581 $2,484 $2,482 $13,959 $15,828 $3,395 $3,426
State Farm $2,145 $2,145 $1,911 $1,911 $5,922 $7,512 $2,380 $2,628
Travelers $2,972 $3,021 $2,948 $2,946 $15,190 $24,535 $3,119 $3,568
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

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Minimum Car Insurance in Barbourville, KY

Every driver must carry the minimum car insurance in Barbourville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Barbourville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Barbourville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barbourville, KY. Compare credit history car insurance rates in Barbourville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barbourville, Kentucky

Insurance Company Poor Fair Good
Allstate $12,953 $8,732 $7,192
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,811 $4,777 $3,775
Nationwide $7,021 $5,495 $4,763
Progressive $6,527 $5,719 $5,338
State Farm $4,760 $2,909 $2,289
Travelers $8,125 $6,879 $6,858
USAA $4,506 $2,537 $2,069

Cheapest Barbourville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barbourville, KY to rates for a clean record with top companies.

Annual Barbourville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,968 $10,400 $11,133 $9,003
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,561 $6,991 $5,430 $4,836
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,833 $7,236 $5,505 $5,872
State Farm $3,061 $3,578 $3,319 $3,319
Travelers $6,332 $6,514 $9,504 $6,800
USAA $2,284 $3,231 $3,884 $2,751

Cheapest Barbourville, KY Car Insurance for Teen Drivers

Teen car insurance in Barbourville, KY can be expensive. Take a look at rates from the top car insurance companies in Barbourville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barbourville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,543 $22,770
GEICO $7,942 $9,404
Liberty Mutual $11,936 $13,263
Nationwide $9,302 $11,583
Progressive $13,959 $15,828
State Farm $5,922 $7,512
Travelers $15,190 $24,535
USAA $5,518 $5,784

Cheapest Barbourville, KY Car Insurance for Seniors

Take a look at Barbourville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barbourville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,378
GEICO $4,003 $3,626
Liberty Mutual $2,606 $2,937
Nationwide $3,677 $3,839
Progressive $2,484 $2,482
State Farm $1,911 $1,911
Travelers $2,948 $2,946
USAA $1,822 $1,843

Cheapest Barbourville, KY Car Insurance Rates After a DUI

A DUI in Barbourville, KY increases car insurance rates. Compare Barbourville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barbourville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,133
GEICO $7,717
Liberty Mutual $5,430
Nationwide $7,562
Progressive $5,505
State Farm $3,319
Travelers $9,504
USAA $3,884

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Cheapest Barbourville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barbourville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barbourville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,626 $9,626
GEICO $4,724 $4,814
Liberty Mutual $5,454 $5,454
Nationwide $5,760 $5,760
Progressive $5,862 $5,862
State Farm $3,239 $3,400
Travelers $7,287 $7,287
USAA $2,925 $3,150

The Best Cheap Car Insurance Companies in Barbourville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Barbourville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barbourville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,626
GEICO $4,769
Liberty Mutual $5,454
Nationwide $5,760
Progressive $5,862
State Farm $3,319
Travelers $7,287
USAA $3,037

Category Winners: Cheapest Car Insurance in Barbourville, Kentucky

Find the cheapest car insurance companies in Barbourville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Barbourville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Barbourville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barbourville car insurance rates. Find the cheapest Barbourville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barbourville, Kentucky

Insurance Company Low Medium High
Allstate $8,424 $9,550 $10,904
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,104 $5,410 $5,849
Nationwide $5,806 $5,676 $5,797
Progressive $5,249 $5,732 $6,604
State Farm $3,088 $3,306 $3,564
Travelers $6,882 $7,315 $7,665
USAA $2,887 $3,029 $3,196

What affects car insurance rates in Barbourville, Kentucky?

What factors can have an impact on Barbourville, KY car insurance? There are several reasons why Barbourville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barbourville, Kentucky.

Commute Time in Barbourville

The more time you spend in your car the higher the risk of an accident. The average commute length in Barbourville, KY is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Barbourville, KY

Ready to find affordable Barbourville, Kentucky car insurance today? Enter your ZIP code for fast, free Barbourville, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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