Compare Bard, NM Car Insurance Rates (2021)

Car insurance in Bard, NM averages $283 a month. Bard, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bard car insurance rates, compare quotes from the top car insurance companies in Bard, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bard for teen drivers is USAA
  • The cheapest car insurance company in Bard is USAA
  • Average car insurance rates in Bard, NM after a DUI are $4,338/year

If you need to buy Bard, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Bard, NM is right here.

You’ll find Bard car insurance rates, the cheapest Bard, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Bard, New Mexico car insurance rates to Albuquerque car insurance rates, Las Cruces car insurance rates, and Rio Rancho car insurance rates.

Ready to find affordable Bard, NM car insurance today? Enter your ZIP code for fast, free Bard car insurance quotes.

Cheapest Bard, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bard, NM car insurance rates? Every Bard, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bard, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,343 $2,338 $2,100 $2,231 $9,241 $9,513 $2,630 $2,724
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,561 $1,520 $1,406 $1,416 $6,166 $6,947 $1,890 $1,963
State Farm $1,563 $1,563 $1,408 $1,408 $4,150 $5,234 $1,749 $1,929
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Bard, NM

Every driver must carry the minimum car insurance in Bard, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Bard, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bard, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bard, NM. Compare credit history car insurance rates in Bard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bard, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,754 $3,929 $3,738
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,148 $2,793 $2,635
State Farm $3,398 $2,084 $1,644
USAA $2,680 $2,000 $1,731

Cheapest Bard, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bard, NM to rates for a clean record with top companies.

Annual Bard, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,506 $4,498 $4,392 $4,164
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,479 $3,362 $2,668 $2,926
State Farm $2,236 $2,422 $2,422 $2,422
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Bard, NM Car Insurance for Teen Drivers

Teen car insurance in Bard, NM can be expensive. Take a look at rates from the top car insurance companies in Bard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bard, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,241 $9,513
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,166 $6,947
State Farm $4,150 $5,234
USAA $3,641 $4,122

Cheapest Bard, NM Car Insurance for Seniors

Take a look at Bard, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bard, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,100 $2,231
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,406 $1,416
State Farm $1,408 $1,408
USAA $1,372 $1,376

Cheapest Bard, NM Car Insurance Rates After a DUI

A DUI in Bard, NM increases car insurance rates. Compare Bard, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bard, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $4,392
GEICO $8,009
Nationwide $5,214
Progressive $2,668
State Farm $2,422
USAA $2,897

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Cheapest Bard, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bard, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bard, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,140 $4,140
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $2,859 $2,859
State Farm $2,316 $2,435
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Bard, NM

Take a look at a side-by-side comparison of the top car insurance companies in Bard, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bard, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,140
GEICO $4,266
Nationwide $3,817
Progressive $2,859
State Farm $2,376
USAA $2,137

Category Winners: Cheapest Car Insurance in Bard, New Mexico

Find the cheapest car insurance companies in Bard, NM for each category right here.

Best Annual Car Insurance Rates by Company in Bard, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bard, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bard car insurance rates. Find the cheapest Bard, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bard, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,798 $4,105 $4,517
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,741 $2,857 $2,978
State Farm $2,180 $2,383 $2,563
USAA $1,995 $2,146 $2,271

Compare Car Insurance Quotes in Bard, NM

Ready to find affordable Bard, New Mexico car insurance today? Enter your ZIP code for fast, free Bard, NM car insurance quotes.

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