Compare Bardwell, KY Car Insurance Rates (2021)

Car insurance in Bardwell, KY averages $350 a month. Bardwell, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bardwell car insurance rates, compare quotes from the top car insurance companies in Bardwell, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bardwell is USAA
  • Average car insurance rates in Bardwell, KY are $4,198/year
  • Average car insurance rates in Bardwell, KY after a DUI are $4,986/year

If you need to buy Bardwell, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bardwell, KY is right here.

You’ll find Bardwell car insurance rates, the cheapest Bardwell, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bardwell, Kentucky car insurance rates to Bowling Green car insurance rates, Nicholasville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Bardwell, KY car insurance today? Enter your ZIP code for fast, free Bardwell car insurance quotes.

Cheapest Bardwell, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bardwell, KY car insurance rates? Every Bardwell, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bardwell, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,073 $2,771 $2,958 $11,047 $12,418 $3,465 $3,682
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,748 $2,985 $2,331 $2,613 $10,978 $12,172 $2,879 $3,009
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,223 $2,139 $1,971 $1,995 $10,231 $11,571 $2,761 $2,839
State Farm $1,981 $1,981 $1,771 $1,771 $5,945 $7,503 $2,209 $2,482
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Bardwell, KY

Every driver must carry the minimum car insurance in Bardwell, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bardwell, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bardwell, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bardwell, KY. Compare credit history car insurance rates in Bardwell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bardwell, Kentucky

Insurance Company Poor Fair Good
Allstate $7,024 $4,854 $4,061
GEICO $6,223 $3,107 $2,025
Liberty Mutual $7,103 $4,351 $3,439
Nationwide $4,672 $3,666 $3,197
Progressive $5,027 $4,341 $4,031
State Farm $4,631 $2,799 $2,186
Travelers $5,771 $4,882 $4,863
USAA $4,227 $2,354 $1,915

Cheapest Bardwell, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bardwell, KY to rates for a clean record with top companies.

Annual Bardwell, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,441 $5,744 $6,087 $4,979
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $4,150 $6,358 $4,948 $4,402
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,700 $5,436 $4,223 $4,505
State Farm $2,927 $3,484 $3,205 $3,205
Travelers $4,512 $4,642 $6,696 $4,837
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Bardwell, KY Car Insurance for Teen Drivers

Teen car insurance in Bardwell, KY can be expensive. Take a look at rates from the top car insurance companies in Bardwell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bardwell, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,047 $12,418
GEICO $6,168 $7,329
Liberty Mutual $10,978 $12,172
Nationwide $6,037 $7,550
Progressive $10,231 $11,571
State Farm $5,945 $7,503
Travelers $10,570 $16,956
USAA $4,984 $5,272

Cheapest Bardwell, KY Car Insurance for Seniors

Take a look at Bardwell, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bardwell, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,771 $2,958
GEICO $3,218 $2,914
Liberty Mutual $2,331 $2,613
Nationwide $2,519 $2,640
Progressive $1,971 $1,995
State Farm $1,771 $1,771
Travelers $2,177 $2,183
USAA $1,714 $1,758

Cheapest Bardwell, KY Car Insurance Rates After a DUI

A DUI in Bardwell, KY increases car insurance rates. Compare Bardwell, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bardwell, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,087
GEICO $6,130
Liberty Mutual $4,948
Nationwide $4,997
Progressive $4,223
State Farm $3,205
Travelers $6,696
USAA $3,602

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Cheapest Bardwell, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bardwell, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bardwell, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,313 $5,313
GEICO $3,750 $3,821
Liberty Mutual $4,964 $4,964
Nationwide $3,845 $3,845
Progressive $4,466 $4,466
State Farm $3,129 $3,282
Travelers $5,172 $5,172
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Bardwell, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bardwell, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bardwell, Kentucky

Insurance Company Average Annual Rates
Allstate $5,313
GEICO $3,785
Liberty Mutual $4,964
Nationwide $3,845
Progressive $4,466
State Farm $3,205
Travelers $5,172
USAA $2,832

Category Winners: Cheapest Car Insurance in Bardwell, Kentucky

Find the cheapest car insurance companies in Bardwell, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bardwell, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bardwell, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bardwell car insurance rates. Find the cheapest Bardwell, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bardwell, Kentucky

Insurance Company Low Medium High
Allstate $4,999 $5,295 $5,645
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,719 $4,933 $5,242
Nationwide $3,908 $3,801 $3,826
Progressive $4,163 $4,416 $4,819
State Farm $3,030 $3,200 $3,386
Travelers $4,915 $5,196 $5,405
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Bardwell, Kentucky?

What factors can have an impact on Bardwell, KY car insurance? There are several reasons why Bardwell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bardwell, Kentucky.

Commute Time in Bardwell

The more time you spend in your car the higher the risk of an accident. The average commute length in Bardwell, KY is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bardwell, KY

Ready to find affordable Bardwell, Kentucky car insurance today? Enter your ZIP code for fast, free Bardwell, KY car insurance quotes.

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