Compare Barnard, MO Car Insurance Rates (2021)

Car insurance in Barnard, MO averages $267 a month. Barnard, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Barnard car insurance rates, compare quotes from the top car insurance companies in Barnard, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Barnard, MO are $3,199/year
  • The cheapest car insurance company in Barnard is Nationwide
  • The cheapest car insurance company in Barnard for teen drivers is Nationwide

If you need to buy Barnard, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Barnard, MO is right here.

You’ll find Barnard car insurance rates, the cheapest Barnard, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Barnard, Missouri car insurance rates to Independence car insurance rates, Lee’s Summit car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Barnard, MO car insurance today? Enter your ZIP code for fast, free Barnard car insurance quotes.

Cheapest Barnard, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnard, MO car insurance rates? Every Barnard, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnard, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,322 $2,313 $2,081 $2,197 $9,232 $9,534 $2,651 $2,786
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,738 $2,972 $2,251 $2,526 $9,075 $10,082 $2,895 $3,099
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,094 $1,982 $1,711 $1,756 $6,327 $7,137 $2,562 $2,638
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Barnard, MO

Every driver must carry the minimum car insurance in Barnard, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Barnard, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Barnard, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnard, MO. Compare credit history car insurance rates in Barnard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnard, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,931 $2,763 $2,329
Farmers $4,741 $3,935 $3,743
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,401 $3,893 $3,071
Nationwide $2,363 $1,937 $1,690
Progressive $3,806 $3,134 $2,887
State Farm $3,290 $2,228 $1,873
USAA $4,394 $2,045 $1,465

Cheapest Barnard, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnard, MO to rates for a clean record with top companies.

Annual Barnard, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,602 $4,435 $4,341 $4,181
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,251 $4,635 $4,796 $5,138
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,888 $3,737 $3,159 $3,318
State Farm $2,284 $2,644 $2,464 $2,464
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Barnard, MO Car Insurance for Teen Drivers

Teen car insurance in Barnard, MO can be expensive. Take a look at rates from the top car insurance companies in Barnard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnard, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,306 $6,919
Farmers $9,232 $9,534
GEICO $5,638 $5,996
Liberty Mutual $9,075 $10,082
Nationwide $3,304 $4,281
Progressive $6,327 $7,137
State Farm $4,343 $5,508
USAA $4,844 $5,914

Cheapest Barnard, MO Car Insurance for Seniors

Take a look at Barnard, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnard, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,767 $1,767
Farmers $2,081 $2,197
GEICO $1,434 $1,805
Liberty Mutual $2,251 $2,526
Nationwide $1,194 $1,278
Progressive $1,711 $1,756
State Farm $1,412 $1,412
USAA $1,448 $1,469

Cheapest Barnard, MO Car Insurance Rates After a DUI

A DUI in Barnard, MO increases car insurance rates. Compare Barnard, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnard, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $3,907
Farmers $4,341
GEICO $3,742
Liberty Mutual $4,796
Nationwide $2,634
Progressive $3,159
State Farm $2,464
USAA $3,578

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Cheapest Barnard, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnard, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnard, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,977 $3,038
Farmers $4,140 $4,140
GEICO $2,727 $2,835
Liberty Mutual $4,455 $4,455
Nationwide $1,997 $1,997
Progressive $3,276 $3,276
State Farm $2,404 $2,523
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Barnard, MO

Take a look at a side-by-side comparison of the top car insurance companies in Barnard, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnard, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,008
Farmers $4,140
GEICO $2,781
Liberty Mutual $4,455
Nationwide $1,997
Progressive $3,276
State Farm $2,464
USAA $2,635

Category Winners: Cheapest Car Insurance in Barnard, Missouri

Find the cheapest car insurance companies in Barnard, MO for each category right here.

Best Annual Car Insurance Rates by Company in Barnard, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Barnard, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnard car insurance rates. Find the cheapest Barnard, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnard, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,927 $3,104 $2,992
Farmers $3,910 $4,106 $4,403
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,225 $4,477 $4,663
Nationwide $1,888 $2,013 $2,089
Progressive $2,994 $3,283 $3,550
State Farm $2,332 $2,470 $2,588
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Barnard, Missouri?

What factors can have an impact on Barnard, MO car insurance? There are several reasons why Barnard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnard, Missouri.

Commute Time in Barnard

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnard, MO is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Barnard, MO

Ready to find affordable Barnard, Missouri car insurance today? Enter your ZIP code for fast, free Barnard, MO car insurance quotes.

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