Compare Barnegat Light, NJ Car Insurance Rates (2021)

Car insurance in Barnegat Light, NJ averages $397 a month. Barnegat Light, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Barnegat Light car insurance rates, compare quotes from the top car insurance companies in Barnegat Light, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Barnegat Light, NJ after a DUI are $5,585/year
  • Average car insurance rates in Barnegat Light, NJ are $4,762/year
  • The cheapest car insurance company in Barnegat Light is GEICO

If you need to buy Barnegat Light, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Barnegat Light, NJ is right here.

You’ll find Barnegat Light car insurance rates, the cheapest Barnegat Light, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Barnegat Light, New Jersey car insurance rates to Jersey City car insurance rates, Elizabeth car insurance rates, and Newark car insurance rates.

Ready to find affordable Barnegat Light, NJ car insurance today? Enter your ZIP code for fast, free Barnegat Light car insurance quotes.

Cheapest Barnegat Light, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnegat Light, NJ car insurance rates? Every Barnegat Light, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnegat Light, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,058 $4,078 $3,952 $3,839 $11,432 $13,045 $4,778 $4,794
GEICO $2,024 $1,986 $1,974 $1,974 $3,636 $3,626 $2,320 $2,259
Liberty Mutual $4,406 $4,406 $4,837 $4,837 $11,371 $12,900 $4,837 $5,548
Progressive $1,816 $1,674 $1,638 $1,696 $7,973 $8,692 $2,133 $2,015
State Farm $3,627 $3,627 $3,284 $3,284 $11,790 $15,131 $4,129 $4,608
Travelers $2,691 $2,614 $2,491 $2,512 $6,048 $6,796 $2,626 $2,605

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Minimum Car Insurance in Barnegat Light, NJ

Every driver must carry the minimum car insurance in Barnegat Light, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Barnegat Light, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Barnegat Light, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnegat Light, NJ. Compare credit history car insurance rates in Barnegat Light from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnegat Light, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $7,449 $5,814 $5,478
GEICO $3,716 $2,147 $1,562
Liberty Mutual $8,417 $6,242 $5,270
Progressive $3,877 $3,376 $3,111
State Farm $8,934 $5,402 $4,219
Travelers $4,739 $3,497 $2,408

Cheapest Barnegat Light, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnegat Light, NJ to rates for a clean record with top companies.

Annual Barnegat Light, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $4,861 $8,160 $6,732 $5,234
GEICO $1,929 $2,530 $3,511 $1,929
Liberty Mutual $6,379 $7,301 $6,511 $6,379
Progressive $2,958 $3,988 $3,404 $3,468
State Farm $3,376 $6,119 $9,820 $5,425
Travelers $2,739 $4,052 $3,898 $3,503

Cheapest Barnegat Light, NJ Car Insurance for Teen Drivers

Teen car insurance in Barnegat Light, NJ can be expensive. Take a look at rates from the top car insurance companies in Barnegat Light for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnegat Light, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $11,432 $13,045
GEICO $3,636 $3,626
Liberty Mutual $11,371 $12,900
Progressive $7,973 $8,692
State Farm $11,790 $15,131
Travelers $6,048 $6,796

Cheapest Barnegat Light, NJ Car Insurance for Seniors

Take a look at Barnegat Light, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnegat Light, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $3,952 $3,839
GEICO $1,974 $1,974
Liberty Mutual $4,837 $4,837
Progressive $1,638 $1,696
State Farm $3,284 $3,284
Travelers $2,491 $2,512

Cheapest Barnegat Light, NJ Car Insurance Rates After a DUI

A DUI in Barnegat Light, NJ increases car insurance rates. Compare Barnegat Light, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnegat Light, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $6,732
GEICO $3,511
Liberty Mutual $6,511
Progressive $3,404
State Farm $9,820
Travelers $3,898

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Cheapest Barnegat Light, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnegat Light, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnegat Light, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,247 $6,247
GEICO $2,455 $2,495
Liberty Mutual $6,578 $6,707
Progressive $3,455 $3,455
State Farm $6,027 $6,343
Travelers $3,548 $3,548

The Best Cheap Car Insurance Companies in Barnegat Light, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Barnegat Light, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnegat Light, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,247
GEICO $2,475
Liberty Mutual $6,643
Progressive $3,455
State Farm $6,185
Travelers $3,548

Category Winners: Cheapest Car Insurance in Barnegat Light, New Jersey

Find the cheapest car insurance companies in Barnegat Light, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Barnegat Light, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Barnegat Light, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnegat Light car insurance rates. Find the cheapest Barnegat Light, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnegat Light, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $5,634 $6,220 $6,887
GEICO $2,223 $2,521 $2,681
Liberty Mutual $5,935 $6,846 $7,148
Progressive $3,159 $3,505 $3,699
State Farm $5,754 $6,265 $6,536
Travelers $3,278 $3,552 $3,814

What affects car insurance rates in Barnegat Light, New Jersey?

What factors can have an impact on Barnegat Light, NJ car insurance? There are several reasons why Barnegat Light car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnegat Light, New Jersey.

Commute Time in Barnegat Light

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnegat Light, NJ is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Barnegat Light, NJ

Ready to find affordable Barnegat Light, New Jersey car insurance today? Enter your ZIP code for fast, free Barnegat Light, NJ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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