Compare Barnes City, IA Car Insurance Rates (2021)

Car insurance in Barnes City, IA averages $241 a month. Barnes City, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Barnes City car insurance rates, compare quotes from the top car insurance companies in Barnes City, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Barnes City for teen drivers is USAA
  • Average car insurance rates in Barnes City, IA after a DUI are $3,479/year
  • The cheapest car insurance company in Barnes City is USAA

If you need to buy Barnes City, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Barnes City, IA is right here.

You’ll find Barnes City car insurance rates, the cheapest Barnes City, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Barnes City, Iowa car insurance rates to Cedar Rapids car insurance rates, Sioux City car insurance rates, and Ames car insurance rates.

Ready to find affordable Barnes City, IA car insurance today? Enter your ZIP code for fast, free Barnes City car insurance quotes.

Cheapest Barnes City, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnes City, IA car insurance rates? Every Barnes City, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnes City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,779 $1,719 $1,467 $1,519 $4,289 $4,847 $2,143 $2,319
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,462 $2,515 $2,381 $2,390 $10,793 $17,179 $2,559 $3,043
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Barnes City, IA

Every driver must carry the minimum car insurance in Barnes City, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Barnes City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Barnes City, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnes City, IA. Compare credit history car insurance rates in Barnes City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnes City, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,846 $2,827 $2,374
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,972 $2,394 $2,165
State Farm $3,113 $1,926 $1,519
Travelers $6,093 $5,199 $4,953
USAA $2,399 $1,648 $1,427

Cheapest Barnes City, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnes City, IA to rates for a clean record with top companies.

Annual Barnes City, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $2,020 $3,300 $2,190 $2,530
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,956 $5,263 $7,036 $5,405
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Barnes City, IA Car Insurance for Teen Drivers

Teen car insurance in Barnes City, IA can be expensive. Take a look at rates from the top car insurance companies in Barnes City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnes City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,177 $7,274
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,289 $4,847
State Farm $3,825 $4,856
Travelers $10,793 $17,179
USAA $3,285 $3,490

Cheapest Barnes City, IA Car Insurance for Seniors

Take a look at Barnes City, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnes City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,741 $1,741
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,467 $1,519
State Farm $1,254 $1,254
Travelers $2,381 $2,390
USAA $1,123 $1,146

Cheapest Barnes City, IA Car Insurance Rates After a DUI

A DUI in Barnes City, IA increases car insurance rates. Compare Barnes City, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnes City, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,138
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,190
State Farm $2,186
Travelers $7,036
USAA $2,432

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Cheapest Barnes City, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnes City, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnes City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,981 $3,051
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,510 $2,510
State Farm $2,133 $2,239
Travelers $5,415 $5,415
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Barnes City, IA

Take a look at a side-by-side comparison of the top car insurance companies in Barnes City, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnes City, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,016
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,510
State Farm $2,186
Travelers $5,415
USAA $1,825

Category Winners: Cheapest Car Insurance in Barnes City, Iowa

Find the cheapest car insurance companies in Barnes City, IA for each category right here.

Best Annual Car Insurance Rates by Company in Barnes City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Barnes City, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnes City car insurance rates. Find the cheapest Barnes City, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnes City, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,033 $3,183 $2,831
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,373 $2,518 $2,640
State Farm $2,083 $2,198 $2,277
Travelers $5,119 $5,495 $5,631
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Barnes City, Iowa?

What factors can have an impact on Barnes City, IA car insurance? There are several reasons why Barnes City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnes City, Iowa.

Commute Time in Barnes City

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnes City, IA is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Barnes City, IA

Ready to find affordable Barnes City, Iowa car insurance today? Enter your ZIP code for fast, free Barnes City, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State