Compare Barnhart, MO Car Insurance Rates (2021)

Car insurance in Barnhart, MO averages $309 a month. Barnhart, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Barnhart car insurance rates, compare quotes from the top car insurance companies in Barnhart, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Barnhart, MO are $3,707/year
  • Average car insurance rates in Barnhart, MO after a DUI are $4,346/year
  • The cheapest car insurance company in Barnhart for teen drivers is Nationwide

If you need to buy Barnhart, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Barnhart, MO is right here.

You’ll find Barnhart car insurance rates, the cheapest Barnhart, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Barnhart, Missouri car insurance rates to St. Joseph car insurance rates, Lee’s Summit car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Barnhart, MO car insurance today? Enter your ZIP code for fast, free Barnhart car insurance quotes.

Cheapest Barnhart, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnhart, MO car insurance rates? Every Barnhart, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnhart, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,458 $2,458 $2,192 $2,192 $6,915 $8,971 $2,458 $2,862
Farmers $2,644 $2,632 $2,352 $2,497 $11,269 $11,672 $3,022 $3,152
GEICO $1,968 $2,214 $1,532 $1,991 $6,310 $6,651 $1,788 $1,783
Liberty Mutual $3,011 $3,260 $2,477 $2,783 $10,935 $12,147 $3,160 $3,355
Nationwide $1,737 $1,768 $1,557 $1,644 $4,521 $5,768 $1,993 $2,150
Progressive $2,334 $2,145 $1,922 $1,975 $8,211 $9,223 $2,856 $2,929
State Farm $1,727 $1,727 $1,565 $1,565 $5,217 $6,552 $1,949 $2,231
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Barnhart, MO

Every driver must carry the minimum car insurance in Barnhart, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Barnhart, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Barnhart, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnhart, MO. Compare credit history car insurance rates in Barnhart from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnhart, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $4,985 $3,505 $2,950
Farmers $5,587 $4,679 $4,448
GEICO $4,186 $2,725 $2,179
Liberty Mutual $7,364 $4,514 $3,546
Nationwide $3,115 $2,577 $2,235
Progressive $4,540 $3,797 $3,512
State Farm $3,937 $2,498 $2,015
USAA $4,567 $2,109 $1,505

Cheapest Barnhart, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnhart, MO to rates for a clean record with top companies.

Annual Barnhart, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,825 $4,089 $5,092 $3,247
Farmers $4,216 $5,294 $5,173 $4,936
GEICO $2,327 $3,070 $4,187 $2,536
Liberty Mutual $3,717 $5,377 $5,518 $5,952
Nationwide $2,057 $2,665 $3,586 $2,260
Progressive $3,371 $4,640 $3,779 $4,007
State Farm $2,573 $3,061 $2,817 $2,817
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Barnhart, MO Car Insurance for Teen Drivers

Teen car insurance in Barnhart, MO can be expensive. Take a look at rates from the top car insurance companies in Barnhart for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnhart, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $6,915 $8,971
Farmers $11,269 $11,672
GEICO $6,310 $6,651
Liberty Mutual $10,935 $12,147
Nationwide $4,521 $5,768
Progressive $8,211 $9,223
State Farm $5,217 $6,552
USAA $5,002 $6,115

Cheapest Barnhart, MO Car Insurance for Seniors

Take a look at Barnhart, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnhart, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,192 $2,192
Farmers $2,352 $2,497
GEICO $1,532 $1,991
Liberty Mutual $2,477 $2,783
Nationwide $1,557 $1,644
Progressive $1,922 $1,975
State Farm $1,565 $1,565
USAA $1,491 $1,518

Cheapest Barnhart, MO Car Insurance Rates After a DUI

A DUI in Barnhart, MO increases car insurance rates. Compare Barnhart, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnhart, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
American Family $5,092
Farmers $5,173
GEICO $4,187
Liberty Mutual $5,518
Nationwide $3,586
Progressive $3,779
State Farm $2,817
USAA $3,694

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Cheapest Barnhart, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnhart, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnhart, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,776 $3,851
Farmers $4,905 $4,905
GEICO $2,975 $3,085
Liberty Mutual $5,141 $5,141
Nationwide $2,642 $2,642
Progressive $3,949 $3,949
State Farm $2,747 $2,887
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Barnhart, MO

Take a look at a side-by-side comparison of the top car insurance companies in Barnhart, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnhart, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,813
Farmers $4,905
GEICO $3,030
Liberty Mutual $5,141
Nationwide $2,642
Progressive $3,949
State Farm $2,817
USAA $2,727

Category Winners: Cheapest Car Insurance in Barnhart, Missouri

Find the cheapest car insurance companies in Barnhart, MO for each category right here.

Best Annual Car Insurance Rates by Company in Barnhart, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Barnhart, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnhart car insurance rates. Find the cheapest Barnhart, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnhart, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,686 $3,933 $3,821
Farmers $4,578 $4,856 $5,281
GEICO $2,813 $3,058 $3,219
Liberty Mutual $4,819 $5,169 $5,434
Nationwide $2,475 $2,668 $2,784
Progressive $3,508 $3,957 $4,384
State Farm $2,614 $2,829 $3,008
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Barnhart, Missouri?

What factors can have an impact on Barnhart, MO car insurance? There are several reasons why Barnhart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnhart, Missouri.

Commute Time in Barnhart

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnhart, MO is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Barnhart, MO

Ready to find affordable Barnhart, Missouri car insurance today? Enter your ZIP code for fast, free Barnhart, MO car insurance quotes.

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