Compare Barnum, IA Car Insurance Rates (2021)

Car insurance in Barnum, IA averages $250 a month. Barnum, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Barnum car insurance rates, compare quotes from the top car insurance companies in Barnum, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Barnum, IA after a DUI are $3,622/year
  • The cheapest car insurance company in Barnum for teen drivers is USAA
  • Average car insurance rates in Barnum, IA are $3,002/year

If you need to buy Barnum, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Barnum, IA is right here.

You’ll find Barnum car insurance rates, the cheapest Barnum, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Barnum, Iowa car insurance rates to Davenport car insurance rates, Cedar Rapids car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Barnum, IA car insurance today? Enter your ZIP code for fast, free Barnum car insurance quotes.

Cheapest Barnum, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnum, IA car insurance rates? Every Barnum, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnum, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,652 $1,587 $1,361 $1,415 $4,119 $4,647 $1,987 $2,153
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,640 $2,693 $2,569 $2,572 $11,704 $18,552 $2,751 $3,256
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

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Minimum Car Insurance in Barnum, IA

Every driver must carry the minimum car insurance in Barnum, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Barnum, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Barnum, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnum, IA. Compare credit history car insurance rates in Barnum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnum, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,968 $2,914 $2,450
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,790 $2,258 $2,048
State Farm $3,157 $1,953 $1,541
Travelers $6,571 $5,610 $5,345
USAA $2,466 $1,692 $1,465

Cheapest Barnum, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnum, IA to rates for a clean record with top companies.

Annual Barnum, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,900 $3,122 $2,061 $2,378
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,250 $5,679 $7,606 $5,832
USAA $1,432 $1,922 $2,500 $1,643

Cheapest Barnum, IA Car Insurance for Teen Drivers

Teen car insurance in Barnum, IA can be expensive. Take a look at rates from the top car insurance companies in Barnum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnum, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,350 $7,510
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,119 $4,647
State Farm $3,891 $4,937
Travelers $11,704 $18,552
USAA $3,380 $3,592

Cheapest Barnum, IA Car Insurance for Seniors

Take a look at Barnum, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnum, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,794 $1,794
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,361 $1,415
State Farm $1,269 $1,269
Travelers $2,569 $2,572
USAA $1,149 $1,174

Cheapest Barnum, IA Car Insurance Rates After a DUI

A DUI in Barnum, IA increases car insurance rates. Compare Barnum, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnum, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,720
American Family $4,270
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,061
State Farm $2,217
Travelers $7,606
USAA $2,500

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Cheapest Barnum, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnum, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnum, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,081 $3,232
American Family $3,074 $3,147
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,365 $2,365
State Farm $2,164 $2,270
Travelers $5,842 $5,842
USAA $1,806 $1,943

The Best Cheap Car Insurance Companies in Barnum, IA

Take a look at a side-by-side comparison of the top car insurance companies in Barnum, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnum, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,111
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,365
State Farm $2,217
Travelers $5,842
USAA $1,874

Category Winners: Cheapest Car Insurance in Barnum, Iowa

Find the cheapest car insurance companies in Barnum, IA for each category right here.

Best Annual Car Insurance Rates by Company in Barnum, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Barnum, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnum car insurance rates. Find the cheapest Barnum, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnum, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,123 $3,284 $2,925
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,231 $2,373 $2,492
State Farm $2,111 $2,229 $2,311
Travelers $5,536 $5,928 $6,063
USAA $1,780 $1,880 $1,963

What affects car insurance rates in Barnum, Iowa?

What factors can have an impact on Barnum, IA car insurance? There are several reasons why Barnum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnum, Iowa.

Commute Time in Barnum

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnum, IA is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Barnum, IA

Ready to find affordable Barnum, Iowa car insurance today? Enter your ZIP code for fast, free Barnum, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State