Compare Barnum, MN Car Insurance Rates (2021)

Car insurance in Barnum, MN averages $380 a month. Barnum, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Barnum car insurance rates, compare quotes from the top car insurance companies in Barnum, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Barnum, MN after a DUI are $6,178/year
  • Average car insurance rates in Barnum, MN are $4,562/year
  • The cheapest car insurance company in Barnum is State Farm

If you need to buy Barnum, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Barnum, MN is right here.

You’ll find Barnum car insurance rates, the cheapest Barnum, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Barnum, Minnesota car insurance rates to St. Cloud car insurance rates, Maple Grove car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Barnum, MN car insurance today? Enter your ZIP code for fast, free Barnum car insurance quotes.

Cheapest Barnum, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barnum, MN car insurance rates? Every Barnum, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barnum, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $2,971 $2,850 $2,850 $6,711 $9,749 $3,607 $3,799
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $1,971 $1,972 $1,900 $2,009 $5,655 $5,743 $2,588 $2,574
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,543 $9,543 $9,448 $9,448 $18,946 $28,518 $9,543 $13,355
Nationwide $1,916 $1,936 $1,701 $1,812 $4,860 $5,952 $2,243 $2,349
State Farm $1,590 $1,590 $1,398 $1,398 $3,281 $4,060 $1,844 $1,526
USAA $2,073 $2,065 $1,879 $1,886 $5,513 $6,071 $2,719 $2,906

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Minimum Car Insurance in Barnum, MN

Every driver must carry the minimum car insurance in Barnum, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Barnum, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Barnum, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barnum, MN. Compare credit history car insurance rates in Barnum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barnum, Minnesota

Insurance Company Poor Fair Good
Allstate $6,529 $3,521 $3,266
American Family $4,836 $3,208 $2,579
Farmers $3,787 $2,773 $2,594
GEICO $4,627 $3,778 $3,150
Liberty Mutual $18,883 $12,208 $9,538
Nationwide $3,381 $2,730 $2,427
State Farm $3,042 $1,860 $1,356
USAA $4,959 $2,390 $2,068

Cheapest Barnum, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnum, MN to rates for a clean record with top companies.

Annual Barnum, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,683 $5,571 $4,235
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,615 $3,279 $3,327 $2,985
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,049 $13,683 $19,600 $10,840
Nationwide $2,256 $2,999 $3,454 $2,676
State Farm $1,932 $2,239 $2,086 $2,086
USAA $2,331 $2,964 $4,483 $2,778

Cheapest Barnum, MN Car Insurance for Teen Drivers

Teen car insurance in Barnum, MN can be expensive. Take a look at rates from the top car insurance companies in Barnum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barnum, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,711 $9,749
American Family $6,116 $8,865
Farmers $5,655 $5,743
GEICO $5,955 $7,614
Liberty Mutual $18,946 $28,518
Nationwide $4,860 $5,952
State Farm $3,281 $4,060
USAA $5,513 $6,071

Cheapest Barnum, MN Car Insurance for Seniors

Take a look at Barnum, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barnum, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,850 $2,850
American Family $2,037 $2,037
Farmers $1,900 $2,009
GEICO $2,860 $2,780
Liberty Mutual $9,448 $9,448
Nationwide $1,701 $1,812
State Farm $1,398 $1,398
USAA $1,879 $1,886

Cheapest Barnum, MN Car Insurance Rates After a DUI

A DUI in Barnum, MN increases car insurance rates. Compare Barnum, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barnum, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,571
American Family $4,805
Farmers $3,327
GEICO $6,102
Liberty Mutual $19,600
Nationwide $3,454
State Farm $2,086
USAA $4,483

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Cheapest Barnum, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barnum, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barnum, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,439 $4,439
American Family $3,500 $3,583
Farmers $3,051 $3,051
GEICO $3,803 $3,901
Liberty Mutual $13,141 $13,945
Nationwide $2,846 $2,846
State Farm $2,032 $2,140
USAA $3,098 $3,180

The Best Cheap Car Insurance Companies in Barnum, MN

Take a look at a side-by-side comparison of the top car insurance companies in Barnum, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barnum, Minnesota

Insurance Company Average Annual Rates
Allstate $4,439
American Family $3,541
Farmers $3,051
GEICO $3,852
Liberty Mutual $13,543
Nationwide $2,846
State Farm $2,086
USAA $3,139

Category Winners: Cheapest Car Insurance in Barnum, Minnesota

Find the cheapest car insurance companies in Barnum, MN for each category right here.

Best Annual Car Insurance Rates by Company in Barnum, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Barnum, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barnum car insurance rates. Find the cheapest Barnum, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barnum, Minnesota

Insurance Company Low Medium High
Allstate $4,372 $4,434 $4,509
American Family $3,535 $3,639 $3,450
Farmers $2,941 $3,065 $3,149
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,254 $13,552 $13,822
Nationwide $2,700 $2,865 $2,973
State Farm $2,019 $2,091 $2,147
USAA $3,056 $3,137 $3,224

What affects car insurance rates in Barnum, Minnesota?

What factors can have an impact on Barnum, MN car insurance? There are several reasons why Barnum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnum, Minnesota.

Commute Time in Barnum

The more time you spend in your car the higher the risk of an accident. The average commute length in Barnum, MN is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Barnum, MN

Ready to find affordable Barnum, Minnesota car insurance today? Enter your ZIP code for fast, free Barnum, MN car insurance quotes.

Free Car Insurance Comparison

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