Compare Barrett, MN Car Insurance Rates (2021)

Car insurance in Barrett, MN averages $349 a month. Barrett, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Barrett car insurance rates, compare quotes from the top car insurance companies in Barrett, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Barrett for teen drivers is State Farm
  • Average car insurance rates in Barrett, MN are $4,192/year
  • Average car insurance rates in Barrett, MN after a DUI are $5,695/year

If you need to buy Barrett, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Barrett, MN is right here.

You’ll find Barrett car insurance rates, the cheapest Barrett, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Barrett, Minnesota car insurance rates to St. Paul car insurance rates, Duluth car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Barrett, MN car insurance today? Enter your ZIP code for fast, free Barrett car insurance quotes.

Cheapest Barrett, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Barrett, MN car insurance rates? Every Barrett, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barrett, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,942 $2,942 $2,824 $2,824 $6,649 $9,637 $3,580 $3,759
American Family $2,076 $2,076 $1,882 $1,882 $5,598 $8,132 $2,076 $2,345
Farmers $1,690 $1,687 $1,625 $1,716 $4,803 $4,848 $2,213 $2,174
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,433 $1,433 $1,271 $1,271 $3,054 $3,776 $1,666 $1,371
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

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Minimum Car Insurance in Barrett, MN

Every driver must carry the minimum car insurance in Barrett, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Barrett, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Barrett, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Barrett, MN. Compare credit history car insurance rates in Barrett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Barrett, Minnesota

Insurance Company Poor Fair Good
Allstate $6,465 $3,487 $3,232
American Family $4,428 $2,960 $2,387
Farmers $3,233 $2,352 $2,199
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,783 $1,702 $1,242
USAA $4,403 $2,126 $1,840

Cheapest Barrett, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barrett, MN to rates for a clean record with top companies.

Annual Barrett, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $4,632 $5,503 $4,202
American Family $2,181 $3,979 $4,400 $2,473
Farmers $2,224 $2,795 $2,828 $2,530
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,759 $2,060 $1,909 $1,909
USAA $2,074 $2,633 $3,981 $2,470

Cheapest Barrett, MN Car Insurance for Teen Drivers

Teen car insurance in Barrett, MN can be expensive. Take a look at rates from the top car insurance companies in Barrett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Barrett, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,649 $9,637
American Family $5,598 $8,132
Farmers $4,803 $4,848
GEICO $5,625 $7,173
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $3,054 $3,776
USAA $4,880 $5,373

Cheapest Barrett, MN Car Insurance for Seniors

Take a look at Barrett, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Barrett, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,824 $2,824
American Family $1,882 $1,882
Farmers $1,625 $1,716
GEICO $2,639 $2,565
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,271 $1,271
USAA $1,677 $1,685

Cheapest Barrett, MN Car Insurance Rates After a DUI

A DUI in Barrett, MN increases car insurance rates. Compare Barrett, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Barrett, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
American Family $4,400
Farmers $2,828
GEICO $5,666
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,909
USAA $3,981

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Cheapest Barrett, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Barrett, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Barrett, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,395
American Family $3,220 $3,296
Farmers $2,594 $2,594
GEICO $3,546 $3,638
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,859 $1,959
USAA $2,753 $2,826

The Best Cheap Car Insurance Companies in Barrett, MN

Take a look at a side-by-side comparison of the top car insurance companies in Barrett, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Barrett, Minnesota

Insurance Company Average Annual Rates
Allstate $4,395
American Family $3,258
Farmers $2,594
GEICO $3,592
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,909
USAA $2,789

Category Winners: Cheapest Car Insurance in Barrett, Minnesota

Find the cheapest car insurance companies in Barrett, MN for each category right here.

Best Annual Car Insurance Rates by Company in Barrett, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Barrett, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Barrett car insurance rates. Find the cheapest Barrett, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Barrett, Minnesota

Insurance Company Low Medium High
Allstate $4,337 $4,390 $4,457
American Family $3,253 $3,349 $3,173
Farmers $2,506 $2,605 $2,673
GEICO $3,497 $3,590 $3,689
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,842 $1,914 $1,971
USAA $2,714 $2,787 $2,867

What affects car insurance rates in Barrett, Minnesota?

What factors can have an impact on Barrett, MN car insurance? There are several reasons why Barrett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barrett, Minnesota.

Commute Time in Barrett

The more time you spend in your car the higher the risk of an accident. The average commute length in Barrett, MN is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Barrett, MN

Ready to find affordable Barrett, Minnesota car insurance today? Enter your ZIP code for fast, free Barrett, MN car insurance quotes.

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