Compare Basin, MT Car Insurance Rates (2021)

Car insurance in Basin, MT averages $253 a month. Basin, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Basin car insurance rates, compare quotes from the top car insurance companies in Basin, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Basin, MT are $3,041/year
  • Average car insurance rates in Basin, MT after a DUI are $3,715/year
  • The cheapest car insurance company in Basin for teen drivers is Liberty Mutual

If you need to buy Basin, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Basin, MT is right here.

You’ll find Basin car insurance rates, the cheapest Basin, MT car insurance companies, and information on Montana car insurance laws. You can also compare Basin, Montana car insurance rates to Whitefish car insurance rates, Bozeman car insurance rates, and Miles City car insurance rates.

Ready to find affordable Basin, MT car insurance today? Enter your ZIP code for fast, free Basin car insurance quotes.

Cheapest Basin, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Basin, MT car insurance rates? Every Basin, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Basin, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,649 $2,649 $2,420 $2,420 $10,057 $10,057 $2,860 $2,860
Farmers $2,693 $2,693 $2,410 $2,410 $7,590 $7,590 $2,962 $2,962
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,005 $1,005 $987 $987 $2,047 $2,047 $1,200 $1,200
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $3,100 $3,100 $2,804 $2,804 $7,522 $7,522 $3,498 $3,498
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

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Minimum Car Insurance in Basin, MT

Every driver must carry the minimum car insurance in Basin, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Basin, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Basin, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Basin, MT. Compare credit history car insurance rates in Basin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Basin, Montana

Insurance Company Poor Fair Good
Allstate $5,442 $4,346 $3,702
Farmers $4,604 $3,674 $3,463
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,310 $1,310 $1,310
Nationwide $3,808 $2,763 $2,490
Progressive $5,094 $3,924 $3,675
State Farm $3,427 $2,086 $1,637
USAA $2,603 $1,770 $1,436

Cheapest Basin, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Basin, MT to rates for a clean record with top companies.

Annual Basin, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,782 $4,472 $5,416 $4,317
Farmers $3,430 $4,454 $4,342 $3,430
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $892 $1,552 $1,552 $1,243
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,640 $4,730 $4,510 $4,045
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Basin, MT Car Insurance for Teen Drivers

Teen car insurance in Basin, MT can be expensive. Take a look at rates from the top car insurance companies in Basin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Basin, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,057 $10,057
Farmers $7,590 $7,590
GEICO $5,830 $5,426
Liberty Mutual $2,047 $2,047
Nationwide $4,884 $4,884
Progressive $7,522 $7,522
State Farm $4,781 $4,781
USAA $3,950 $3,950

Cheapest Basin, MT Car Insurance for Seniors

Take a look at Basin, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Basin, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,420 $2,420
Farmers $2,410 $2,410
GEICO $2,342 $2,136
Liberty Mutual $987 $987
Nationwide $2,213 $2,213
Progressive $2,804 $2,804
State Farm $1,413 $1,413
USAA $1,081 $1,081

Cheapest Basin, MT Car Insurance Rates After a DUI

A DUI in Basin, MT increases car insurance rates. Compare Basin, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Basin, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,416
Farmers $4,342
GEICO $4,768
Liberty Mutual $1,552
Nationwide $4,045
Progressive $4,510
State Farm $2,383
USAA $2,700

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Cheapest Basin, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Basin, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Basin, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,391 $4,603
Farmers $3,914 $3,914
GEICO $2,984 $3,092
Liberty Mutual $1,310 $1,310
Nationwide $3,020 $3,020
Progressive $4,231 $4,231
State Farm $2,314 $2,453
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Basin, MT

Take a look at a side-by-side comparison of the top car insurance companies in Basin, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Basin, Montana

Insurance Company Average Annual Rates
Allstate $4,497
Farmers $3,914
GEICO $3,038
Liberty Mutual $1,310
Nationwide $3,020
Progressive $4,231
State Farm $2,383
USAA $1,936

Category Winners: Cheapest Car Insurance in Basin, Montana

Find the cheapest car insurance companies in Basin, MT for each category right here.

Best Annual Car Insurance Rates by Company in Basin, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Basin, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Basin car insurance rates. Find the cheapest Basin, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Basin, Montana

Insurance Company Low Medium High
Allstate $4,274 $4,486 $4,730
Farmers $3,610 $3,909 $4,223
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,214 $1,313 $1,402
Nationwide $2,311 $3,208 $3,542
Progressive $3,985 $4,219 $4,490
State Farm $2,249 $2,374 $2,527
USAA $1,848 $1,926 $2,035

What affects car insurance rates in Basin, Montana?

What factors can have an impact on Basin, MT car insurance? There are several reasons why Basin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Basin, Montana.

Commute Time in Basin

The more time you spend in your car the higher the risk of an accident. The average commute length in Basin, MT is 32.3 minutes according to City-Data.

Traffic in Basin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Basin, MT traffic data from INRIX ranks Basin as the 446th-most congested in the world.

Compare Car Insurance Quotes in Basin, MT

Ready to find affordable Basin, Montana car insurance today? Enter your ZIP code for fast, free Basin, MT car insurance quotes.

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