Compare Basye, VA Car Insurance Rates (2021)

Car insurance in Basye, VA averages $174 a month. Basye, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Basye car insurance rates, compare quotes from the top car insurance companies in Basye, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Basye, VA are $2,089/year
  • The cheapest car insurance company in Basye for teen drivers is USAA
  • Average car insurance rates in Basye, VA after a DUI are $2,481/year

If you need to buy Basye, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Basye, VA is right here.

You’ll find Basye car insurance rates, the cheapest Basye, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Basye, Virginia car insurance rates to Norfolk car insurance rates, Roanoke car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Basye, VA car insurance today? Enter your ZIP code for fast, free Basye car insurance quotes.

Cheapest Basye, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Basye, VA car insurance rates? Every Basye, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Basye, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,814 $1,712 $1,804 $1,804 $5,702 $6,576 $2,363 $2,369
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,361 $1,370 $1,210 $1,243 $3,223 $4,151 $1,500 $1,632
Progressive $1,126 $1,071 $1,015 $1,019 $5,076 $5,713 $1,361 $1,396
State Farm $1,095 $1,095 $988 $988 $3,293 $4,127 $1,237 $1,427
USAA $980 $965 $917 $922 $3,017 $3,594 $1,259 $1,382

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Minimum Car Insurance in Basye, VA

Every driver must carry the minimum car insurance in Basye, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Basye, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Basye, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Basye, VA. Compare credit history car insurance rates in Basye from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Basye, Virginia

Insurance Company Poor Fair Good
Allstate $3,676 $2,951 $2,427
GEICO $2,135 $1,815 $1,815
Nationwide $2,326 $1,865 $1,693
Progressive $2,482 $2,165 $2,020
State Farm $2,530 $1,571 $1,243
USAA $2,179 $1,485 $1,226

Cheapest Basye, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Basye, VA to rates for a clean record with top companies.

Annual Basye, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $3,590 $3,309 $2,911
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,707 $1,707 $2,495 $1,935
Progressive $1,904 $2,506 $2,266 $2,211
State Farm $1,627 $1,936 $1,781 $1,781
USAA $1,265 $1,637 $2,162 $1,454

Cheapest Basye, VA Car Insurance for Teen Drivers

Teen car insurance in Basye, VA can be expensive. Take a look at rates from the top car insurance companies in Basye for teenagers.

Annual Car Insurance Rates for Teen Drivers in Basye, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,702 $6,576
GEICO $2,916 $3,915
Nationwide $3,223 $4,151
Progressive $5,076 $5,713
State Farm $3,293 $4,127
USAA $3,017 $3,594

Cheapest Basye, VA Car Insurance for Seniors

Take a look at Basye, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Basye, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,804
GEICO $1,304 $1,304
Nationwide $1,210 $1,243
Progressive $1,015 $1,019
State Farm $988 $988
USAA $917 $922

Cheapest Basye, VA Car Insurance Rates After a DUI

A DUI in Basye, VA increases car insurance rates. Compare Basye, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Basye, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,309
GEICO $2,874
Nationwide $2,495
Progressive $2,266
State Farm $1,781
USAA $2,162

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Cheapest Basye, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Basye, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Basye, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,929 $3,107
GEICO $1,885 $1,957
Nationwide $1,961 $1,961
Progressive $2,222 $2,222
State Farm $1,738 $1,824
USAA $1,570 $1,689

Cheapest Basye, VA Car Insurance Rates by ZIP Code

Basye car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Basye, VA.

Annual Car Insurance Rates by ZIP Code in Basye, Virginia

ZIP Code Average Annual Rates
22810 $1,795
22842 $1,834

The Best Cheap Car Insurance Companies in Basye, VA

Take a look at a side-by-side comparison of the top car insurance companies in Basye, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Basye, Virginia

Insurance Company Average Annual Rates
Allstate $3,018
GEICO $1,921
Nationwide $1,961
Progressive $2,222
State Farm $1,781
USAA $1,630

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Category Winners: Cheapest Car Insurance in Basye, Virginia

Find the cheapest car insurance companies in Basye, VA for each category right here.

Best Annual Car Insurance Rates by Company in Basye, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Basye, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Basye car insurance rates. Find the cheapest Basye, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Basye, Virginia

Insurance Company Low Medium High
Allstate $2,943 $3,019 $3,092
GEICO $1,857 $1,920 $1,987
Nationwide $2,067 $1,941 $1,875
Progressive $2,137 $2,200 $2,329
State Farm $1,677 $1,777 $1,889
USAA $1,571 $1,633 $1,685

What affects car insurance rates in Basye, Virginia?

What factors can have an impact on Basye, VA car insurance? There are several reasons why Basye car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Basye, Virginia.

Commute Time in Basye

The more time you spend in your car the higher the risk of an accident. The average commute length in Basye, VA is 39.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Basye, VA

Ready to find affordable Basye, Virginia car insurance today? Enter your ZIP code for fast, free Basye, VA car insurance quotes.

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