Compare Batavia, IA Car Insurance Rates (2021)

Car insurance in Batavia, IA averages $249 a month. Batavia, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Batavia car insurance rates, compare quotes from the top car insurance companies in Batavia, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Batavia is USAA
  • Average car insurance rates in Batavia, IA after a DUI are $3,605/year
  • Average car insurance rates in Batavia, IA are $2,989/year

If you need to buy Batavia, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Batavia, IA is right here.

You’ll find Batavia car insurance rates, the cheapest Batavia, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Batavia, Iowa car insurance rates to West Des Moines car insurance rates, Davenport car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Batavia, IA car insurance today? Enter your ZIP code for fast, free Batavia car insurance quotes.

Cheapest Batavia, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Batavia, IA car insurance rates? Every Batavia, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Batavia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,737 $1,685 $1,431 $1,481 $4,048 $4,579 $2,093 $2,259
State Farm $1,474 $1,474 $1,288 $1,288 $3,889 $4,946 $1,655 $1,878
Travelers $2,592 $2,648 $2,500 $2,512 $11,313 $18,052 $2,689 $3,206
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Batavia, IA

Every driver must carry the minimum car insurance in Batavia, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Batavia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Batavia, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Batavia, IA. Compare credit history car insurance rates in Batavia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Batavia, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,885 $2,856 $2,400
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,870 $2,299 $2,073
State Farm $3,185 $1,970 $1,554
Travelers $6,405 $5,461 $5,201
USAA $2,399 $1,648 $1,427

Cheapest Batavia, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Batavia, IA to rates for a clean record with top companies.

Annual Batavia, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,200 $3,220 $4,181 $2,586
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,948 $3,159 $2,110 $2,439
State Farm $2,077 $2,396 $2,236 $2,236
Travelers $4,159 $5,524 $7,390 $5,683
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Batavia, IA Car Insurance for Teen Drivers

Teen car insurance in Batavia, IA can be expensive. Take a look at rates from the top car insurance companies in Batavia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Batavia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,243 $7,355
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,048 $4,579
State Farm $3,889 $4,946
Travelers $11,313 $18,052
USAA $3,285 $3,490

Cheapest Batavia, IA Car Insurance for Seniors

Take a look at Batavia, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Batavia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,758 $1,758
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,431 $1,481
State Farm $1,288 $1,288
Travelers $2,500 $2,512
USAA $1,123 $1,146

Cheapest Batavia, IA Car Insurance Rates After a DUI

A DUI in Batavia, IA increases car insurance rates. Compare Batavia, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Batavia, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,261
American Family $4,181
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,110
State Farm $2,236
Travelers $7,390
USAA $2,432

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Cheapest Batavia, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Batavia, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Batavia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $3,012 $3,082
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,414 $2,414
State Farm $2,182 $2,290
Travelers $5,689 $5,689
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Batavia, IA

Take a look at a side-by-side comparison of the top car insurance companies in Batavia, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Batavia, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,047
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,414
State Farm $2,236
Travelers $5,689
USAA $1,825

Category Winners: Cheapest Car Insurance in Batavia, Iowa

Find the cheapest car insurance companies in Batavia, IA for each category right here.

Best Annual Car Insurance Rates by Company in Batavia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Batavia, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Batavia car insurance rates. Find the cheapest Batavia, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Batavia, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,066 $3,216 $2,859
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,294 $2,421 $2,527
State Farm $2,132 $2,248 $2,328
Travelers $5,362 $5,775 $5,930
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Batavia, Iowa?

What factors can have an impact on Batavia, IA car insurance? There are several reasons why Batavia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Batavia, Iowa.

Commute Time in Batavia

The more time you spend in your car the higher the risk of an accident. The average commute length in Batavia, IA is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Batavia, IA

Ready to find affordable Batavia, Iowa car insurance today? Enter your ZIP code for fast, free Batavia, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State