Compare Battle Creek, IA Car Insurance Rates (2021)

Car insurance in Battle Creek, IA averages $249 a month. Battle Creek, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Battle Creek car insurance rates, compare quotes from the top car insurance companies in Battle Creek, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Battle Creek for teen drivers is USAA
  • The cheapest car insurance company in Battle Creek is USAA
  • Average car insurance rates in Battle Creek, IA after a DUI are $3,595/year

If you need to buy Battle Creek, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Battle Creek, IA is right here.

You’ll find Battle Creek car insurance rates, the cheapest Battle Creek, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Battle Creek, Iowa car insurance rates to Cedar Rapids car insurance rates, Des Moines car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Battle Creek, IA car insurance today? Enter your ZIP code for fast, free Battle Creek car insurance quotes.

Cheapest Battle Creek, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Battle Creek, IA car insurance rates? Every Battle Creek, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Battle Creek, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,657 $1,594 $1,365 $1,419 $4,078 $4,601 $1,992 $2,153
State Farm $1,459 $1,459 $1,280 $1,280 $3,923 $4,980 $1,639 $1,865
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Battle Creek, IA

Every driver must carry the minimum car insurance in Battle Creek, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Battle Creek, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Battle Creek, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Battle Creek, IA. Compare credit history car insurance rates in Battle Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Battle Creek, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,784 $2,250 $2,038
State Farm $3,184 $1,970 $1,553
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

Cheapest Battle Creek, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Battle Creek, IA to rates for a clean record with top companies.

Annual Battle Creek, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,895 $3,106 $2,056 $2,372
State Farm $2,071 $2,400 $2,236 $2,236
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Battle Creek, IA Car Insurance for Teen Drivers

Teen car insurance in Battle Creek, IA can be expensive. Take a look at rates from the top car insurance companies in Battle Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Battle Creek, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,078 $4,601
State Farm $3,923 $4,980
Travelers $11,246 $17,958
USAA $3,484 $3,704

Cheapest Battle Creek, IA Car Insurance for Seniors

Take a look at Battle Creek, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Battle Creek, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,365 $1,419
State Farm $1,280 $1,280
Travelers $2,473 $2,481
USAA $1,182 $1,208

Cheapest Battle Creek, IA Car Insurance Rates After a DUI

A DUI in Battle Creek, IA increases car insurance rates. Compare Battle Creek, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Battle Creek, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,056
State Farm $2,236
Travelers $7,332
USAA $2,577

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Battle Creek, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Battle Creek, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Battle Creek, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,357 $2,357
State Farm $2,182 $2,290
Travelers $5,638 $5,638
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Battle Creek, IA

Take a look at a side-by-side comparison of the top car insurance companies in Battle Creek, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Battle Creek, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,357
State Farm $2,236
Travelers $5,638
USAA $1,931

Category Winners: Cheapest Car Insurance in Battle Creek, Iowa

Find the cheapest car insurance companies in Battle Creek, IA for each category right here.

Best Annual Car Insurance Rates by Company in Battle Creek, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Battle Creek, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Battle Creek car insurance rates. Find the cheapest Battle Creek, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Battle Creek, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,224 $2,365 $2,483
State Farm $2,127 $2,248 $2,331
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Battle Creek, Iowa?

What factors can have an impact on Battle Creek, IA car insurance? There are several reasons why Battle Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Battle Creek, Iowa.

Commute Time in Battle Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Battle Creek, IA is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Battle Creek, IA

Ready to find affordable Battle Creek, Iowa car insurance today? Enter your ZIP code for fast, free Battle Creek, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State